Should I invest in LIC MF Large & Mid Cap Fund?

We don't give personal investment advice. LIC MF Large & Mid Cap Fund-Regular Plan-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.2%. 5-year CAGR: 11.94%.

LIC

LIC MF Large & Mid Cap Fund-Regular Plan-Growth

Latest NAV

₹36.4537

As of

3 Jun 2026

2,772 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.50%	+0.04%	-0.54	24 / 24	Q4
1W	-3.10%	-1.87%	-1.23	23 / 24	Q4
2W	-1.16%	-0.30%	-0.86	19 / 24	Q4
1M	-1.73%	-0.76%	-0.96	19 / 24	Q4
3M	-1.42%	+0.56%	-1.97	20 / 24	Q4
6M	-6.03%	-3.68%	-2.35	21 / 24	Q4
YTD	-6.73%	-4.06%	-2.67	21 / 24	Q4
1Y	-4.78%	+0.50%	-5.28	21 / 23	Q4
2Y	+1.09%	+2.94%	-1.85	18 / 20	Q4
3Y	+14.03%	+14.82%	-0.79	13 / 17	Q4
4Y	+12.36%	+14.85%	-2.49	15 / 17	Q4
5Y	+11.94%	+12.64%	-0.69	14 / 17	Q4
7Y	+13.43%	+13.61%	-0.17	8 / 13	Q3
10Y	+14.00%	+11.51%	+2.49	3 / 10	Q2
Inception	+12.14%	+9.86%	+2.28	13 / 24	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.73%	-4.06%	-2.67	21 / 24
2025	-0.53%	+3.12%	-3.64	18 / 22
2024	+27.32%	+22.31%	+5.01	3 / 18
2023	+26.91%	+29.01%	-2.10	14 / 17
2022	-2.31%	-0.46%	-1.85	13 / 17
2021	+33.03%	+33.85%	-0.82	12 / 17
2020	+14.10%	+16.04%	-1.94	12 / 16
2019	+11.04%	+8.45%	+2.58	4 / 12
2018	-4.78%	-13.79%	+9.01	2 / 11
2017	+38.85%	+38.05%	+0.80	6 / 11
2016	+12.25%	+3.18%	+9.07	1 / 10

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+15.23%

126 windows

min -22.2% · max 60.9%

75% positive

3-Year rolling

+14.44%

101 windows

min -3.3% · max 23.9%

97% positive

5-Year rolling

+14.64%

77 windows

min 2.4% · max 24.0%

100% positive

7-Year rolling

+14.29%

53 windows

min 11.8% · max 16.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.95%

3-year · annualised

Sharpe ratio

0.53

vs risk-free 6.5%

Sortino ratio

0.85

Downside-only deviation

Max drawdown

-19.16%

Sep 2024 → Feb 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large & Mid Cap Fund

Scheme	Fund house	NAV	As of
Motilal Oswal Large and Midcap Fund - Regular Plan Growth	Motilal Oswal	₹34.9086	3 Jun 2026
Mirae Asset Large & Midcap Fund - Regular Plan - Growth	Mirae Asset	₹149.2770	3 Jun 2026
Edelweiss Large & Mid Cap Fund - Regular Plan - Growth Option	Edelweiss	₹86.1840	3 Jun 2026
DSP BlackRock Opportunities Fund-Regular Plan - Dividend	DSP BlackRock	₹34.8680	3 Jun 2026
HSBC Large & Mid Cap Fund - Regular Growth	HSBC	₹28.7295	3 Jun 2026
Baroda BNP Paribas Large and Mid Cap Fund-Regular Plan-Growth Option	Baroda BNP Paribas	₹26.3580	3 Jun 2026
PGIM India Large and Midcap Fund - Regular Plan - Growth Option	PGIM India	₹11.8100	3 Jun 2026
Axis Large & Mid Cap Fund - Regular Plan - Growth	Axis	₹32.9300	2 Jun 2026
Bajaj Finserv Large and Mid Cap Fund- Regular Plan- Growth	Bajaj Finserv	₹11.7760	3 Jun 2026
Bharti AXA Equity Fund Eco Plan-Regular Dividend	Bharti AXA	₹27.4000	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹36.4537
2 Jun 2026	₹36.6358
1 Jun 2026	₹36.6907
29 May 2026	₹37.1999
27 May 2026	₹37.6190
26 May 2026	₹37.5076
25 May 2026	₹37.5020
22 May 2026	₹37.1150
21 May 2026	₹36.9934
20 May 2026	₹36.8820

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of LIC MF Large & Mid Cap Fund-Regular Plan-Growth is ₹36.4537. It's a Large & Mid Cap Fund from LIC, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

LIC MF Large & Mid Cap Fund-Regular Plan-Growth has NAV history starting from 26 Feb 2015, a track record of about 11 years 3 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

LIC MF Large & Mid Cap Fund-Regular Plan-Growth is managed by LIC. It's classified by AMFI under the 'Large & Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, LIC MF Large & Mid Cap Fund-Regular Plan-Growth has delivered a absolute return of -4.78% — -5.28 pp behind the Large & Mid Cap Fund category average of 0.50%. The fund ranks #21 of 23 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, LIC MF Large & Mid Cap Fund-Regular Plan-Growth has delivered a CAGR of 14.03% — -0.79 pp behind the Large & Mid Cap Fund category average of 14.82%. The fund ranks #13 of 17 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, LIC MF Large & Mid Cap Fund-Regular Plan-Growth has delivered a CAGR of 11.94% — -0.69 pp behind the Large & Mid Cap Fund category average of 12.64%. The fund ranks #14 of 17 in its category — the bottom (Q4) quartile.

₹1 lakh invested in LIC MF Large & Mid Cap Fund-Regular Plan-Growth exactly 10 years ago would be worth approximately ₹370,781 today — a multiplier of 3.71×, based on the 10-year CAGR of 14.00%. The category average over the same window would have grown ₹1 lakh to ₹297,344.

A ₹10,000 monthly SIP in LIC MF Large & Mid Cap Fund-Regular Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹754,604 today. That's an XIRR (money-weighted annualised return) of 9.10%.

A ₹10,000 monthly SIP for 10 years in LIC MF Large & Mid Cap Fund-Regular Plan-Growth = ₹1,200,000 invested. It would currently be worth ₹2,309,565 (multiplier 1.92×). XIRR: 12.56%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, LIC MF Large & Mid Cap Fund-Regular Plan-Growth ranks #14 out of 17 funds in the Large & Mid Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 12.64%; this fund delivered 11.94%.

The worst peak-to-trough decline LIC MF Large & Mid Cap Fund-Regular Plan-Growth has experienced over the last 5-year window is 19.16% — its NAV fell from a high on 27 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, LIC MF Large & Mid Cap Fund-Regular Plan-Growth averaged 14.64% (best 23.99%, worst 2.41%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.41 — weak risk-adjusted performance.

In calendar year 2025, LIC MF Large & Mid Cap Fund-Regular Plan-Growth returned -0.53% — lagging the Large & Mid Cap Fund category average of 3.12% by 3.64 pp. It ranked #18 of 22 in its category that year.

LIC MF Large & Mid Cap Fund-Regular Plan-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. LIC MF Large & Mid Cap Fund-Regular Plan-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.2%. 5-year CAGR: 11.94%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.