Should I invest in LIC MF Large Cap Fund?

We don't give personal investment advice. LIC MF Large Cap Fund-Direct Plan-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.2%. 5-year CAGR: 8.95%.

LIC

LIC MF Large Cap Fund-Direct Plan-Growth

Latest NAV

₹61.2867

As of

17 Jul 2026

3,321 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.51%	+0.69%	-0.18	29 / 36	Q4
1W	-0.35%	+0.30%	-0.65	35 / 36	Q4
2W	-0.29%	+0.37%	-0.66	34 / 36	Q4
1M	+0.75%	+1.62%	-0.86	34 / 36	Q4
3M	+0.25%	+1.64%	-1.39	34 / 36	Q4
6M	-4.45%	-1.66%	-2.79	33 / 35	Q4
YTD	-6.46%	-3.05%	-3.41	34 / 34	Q4
1Y	-4.74%	+0.29%	-5.03	33 / 34	Q4
2Y	-1.34%	+1.50%	-2.84	32 / 33	Q4
3Y	+8.44%	+11.75%	-3.31	31 / 31	Q4
4Y	+10.49%	+14.04%	-3.54	30 / 30	Q4
5Y	+8.95%	+11.71%	-2.76	27 / 28	Q4
7Y	+11.90%	+13.88%	-1.98	25 / 25	Q4
10Y	+11.12%	+12.86%	-1.74	22 / 23	Q4
Inception	+11.83%	+11.69%	+0.14	29 / 36	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.46%	-3.05%	-3.41	34 / 34
2025	+6.50%	+8.01%	-1.51	24 / 33
2024	+15.53%	+16.46%	-0.94	18 / 31
2023	+17.68%	+25.03%	-7.35	31 / 31
2022	-0.42%	+3.34%	-3.77	22 / 28
2021	+25.50%	+27.19%	-1.69	18 / 27
2020	+15.10%	+14.50%	+0.59	12 / 25
2019	+15.98%	+11.93%	+4.05	3 / 24
2018	+2.50%	+0.35%	+2.14	5 / 24
2017	+27.05%	+31.41%	-4.36	19 / 23
2016	+2.65%	+4.58%	-1.93	18 / 22

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.36%

153 windows

min -15.0% · max 53.8%

79% positive

3-Year rolling

+12.91%

129 windows

min 0.5% · max 23.8%

100% positive

5-Year rolling

+12.88%

105 windows

min 2.7% · max 20.9%

100% positive

7-Year rolling

+12.54%

80 windows

min 8.7% · max 15.2%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.12%

3-year · annualised

Sharpe ratio

0.19

vs risk-free 6.5%

Sortino ratio

0.31

Downside-only deviation

Max drawdown

-18.24%

Sep 2024 → Feb 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large Cap Fund - Growth Option - Direct Plan	HDFC	₹1,239.1080	17 Jul 2026
Nippon India Large Cap Fund - Direct Plan Growth Plan - Bonus Option	Nippon India	₹101.8020	17 Jul 2026
SBI Large Cap FUND-DIRECT PLAN -GROWTH	SBI	₹105.1850	17 Jul 2026
ICICI Prudential Large Cap Fund (erstwhile Bluechip Fund) - Direct Plan - Growth	ICICI Prudential	₹120.5600	17 Jul 2026
Invesco India Largecap Fund - Direct Plan - Growth	Invesco	₹87.2600	17 Jul 2026
BANDHAN Large Cap Fund-Direct Plan-Growth	Bandhan	₹90.9120	17 Jul 2026
quant Large Cap Fund - Growth Option - Direct Plan	Quant	₹17.1312	17 Jul 2026
Aditya Birla Sun Life Large Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹578.0500	17 Jul 2026
Motilal Oswal Large Cap Direct Plan Growth	Motilal Oswal	₹14.1993	17 Jul 2026
Franklin India Large Cap Fund- Direct - Growth	Franklin India	₹1,134.2035	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹61.2867
16 Jul 2026	₹60.9743
15 Jul 2026	₹61.1244
14 Jul 2026	₹60.8511
13 Jul 2026	₹61.2606
10 Jul 2026	₹61.5019
9 Jul 2026	₹60.8512
8 Jul 2026	₹60.4514
7 Jul 2026	₹61.8014
6 Jul 2026	₹61.9947

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of LIC MF Large Cap Fund-Direct Plan-Growth is ₹61.2867. It's a Large Cap Fund from LIC, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

LIC MF Large Cap Fund-Direct Plan-Growth has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

LIC MF Large Cap Fund-Direct Plan-Growth is managed by LIC. It's classified by AMFI under the 'Large Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, LIC MF Large Cap Fund-Direct Plan-Growth has delivered a absolute return of -4.74% — -5.03 pp behind the Large Cap Fund category average of 0.29%. The fund ranks #33 of 34 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, LIC MF Large Cap Fund-Direct Plan-Growth has delivered a CAGR of 8.44% — -3.31 pp behind the Large Cap Fund category average of 11.75%. The fund ranks #31 of 31 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, LIC MF Large Cap Fund-Direct Plan-Growth has delivered a CAGR of 8.95% — -2.76 pp behind the Large Cap Fund category average of 11.71%. The fund ranks #27 of 28 in its category — the bottom (Q4) quartile.

₹1 lakh invested in LIC MF Large Cap Fund-Direct Plan-Growth exactly 10 years ago would be worth approximately ₹287,011 today — a multiplier of 2.87×, based on the 10-year CAGR of 11.12%. The category average over the same window would have grown ₹1 lakh to ₹335,257.

A ₹10,000 monthly SIP in LIC MF Large Cap Fund-Direct Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹715,560 today. That's an XIRR (money-weighted annualised return) of 6.98%.

A ₹10,000 monthly SIP for 10 years in LIC MF Large Cap Fund-Direct Plan-Growth = ₹1,200,000 invested. It would currently be worth ₹2,090,392 (multiplier 1.74×). XIRR: 10.69%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, LIC MF Large Cap Fund-Direct Plan-Growth ranks #27 out of 28 funds in the Large Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 11.71%; this fund delivered 8.95%.

The worst peak-to-trough decline LIC MF Large Cap Fund-Direct Plan-Growth has experienced over the last 5-year window is 19.16% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, LIC MF Large Cap Fund-Direct Plan-Growth averaged 12.88% (best 20.92%, worst 2.73%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.20 — weak risk-adjusted performance.

In calendar year 2025, LIC MF Large Cap Fund-Direct Plan-Growth returned 6.50% — lagging the Large Cap Fund category average of 8.01% by 1.51 pp. It ranked #24 of 33 in its category that year.

LIC MF Large Cap Fund-Direct Plan-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. LIC MF Large Cap Fund-Direct Plan-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.2%. 5-year CAGR: 8.95%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

LIC MF Large Cap Fund-Direct Plan-Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Large Cap Fund

Recent NAVs

Frequently asked questions

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