Should I invest in LIC MF Infrastructure Fund?

We don't give personal investment advice. LIC MF Infrastructure Fund-Direct Plan-IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 26.7%. 5-year CAGR: 24.25%.

LIC

LIC MF Infrastructure Fund-Direct Plan-IDCW

Latest NAV

₹61.6707

As of

17 Jul 2026

3,321 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.18%	-0.04%	-0.14	153 / 249	Q3
1W	-1.36%	-0.15%	-1.21	241 / 249	Q4
2W	-1.60%	-0.61%	-0.99	237 / 251	Q4
1M	-0.12%	+1.14%	-1.26	212 / 251	Q4
3M	+5.91%	+3.90%	+2.02	84 / 251	Q2
6M	+13.96%	+2.59%	+11.38	31 / 243	Q1
YTD	+10.24%	+0.68%	+9.56	33 / 241	Q1
1Y	+8.15%	+2.39%	+5.76	59 / 229	Q2
2Y	+3.57%	+0.44%	+3.13	69 / 186	Q2
3Y	+27.17%	+11.53%	+15.64	4 / 151	Q1
4Y	+26.94%	+12.75%	+14.19	5 / 125	Q1
5Y	+24.25%	+9.05%	+15.20	2 / 113	Q1
7Y	+22.28%	+14.43%	+7.85	6 / 92	Q1
10Y	+17.68%	+11.87%	+5.81	4 / 77	Q1
Inception	+15.75%	+10.06%	+5.69	53 / 251	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+10.24%	+1.51%	+8.73	33 / 237
2025	-3.14%	+1.49%	-4.63	143 / 204
2024	+48.33%	+20.10%	+28.23	2 / 158
2023	+45.73%	+30.21%	+15.52	14 / 131
2022	+9.01%	+1.48%	+7.52	34 / 119
2021	+47.99%	+31.54%	+16.45	19 / 106
2020	+0.69%	+19.90%	-19.20	83 / 95
2019	+13.09%	+6.43%	+6.66	16 / 87
2018	-13.35%	-9.17%	-4.18	45 / 78
2017	+42.70%	+32.45%	+10.26	21 / 77
2016	-2.18%	+2.96%	-5.14	52 / 77

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+20.23%

153 windows

min -27.4% · max 88.0%

77% positive

3-Year rolling

+17.35%

129 windows

min -7.6% · max 39.6%

93% positive

5-Year rolling

+16.07%

105 windows

min -2.0% · max 36.8%

96% positive

7-Year rolling

+14.81%

80 windows

min 4.3% · max 23.3%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

20.89%

3-year · annualised

Sharpe ratio

0.95

vs risk-free 6.5%

Sortino ratio

1.59

Downside-only deviation

Max drawdown

-26.68%

Dec 2024 → Feb 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - IDCW Option - Direct Plan	HDFC	₹17.4480	17 Jul 2026
NIPPON INDIA - JAPAN EQUITY FUND - DIRECT Plan - IDCW Option	Nippon India	₹30.5463	17 Jul 2026
SBI Automotive Opportunities Fund - Direct Plan - Income Distribution Cum Capital Withdrawal Option	SBI	₹12.5864	17 Jul 2026
ICICI Prudential Banking and Financial Services Fund - Direct Plan - IDCW	ICICI Prudential	₹70.0600	17 Jul 2026
Invesco India Business Cycle Fund - Direct Plan - IDCW	Invesco	₹14.5200	17 Jul 2026
Bandhan Business Cycle Fund - Direct Plan - IDCW	Bandhan	₹10.1960	17 Jul 2026
quant BFSI Fund - IDCW Option - Direct Plan	Quant	₹22.0968	17 Jul 2026
Aditya Birla Sun Life Banking and Financial Services Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹32.1000	17 Jul 2026
Motilal Oswal Active Momentum Fund- Direct-IDCW	Motilal Oswal	₹13.5239	17 Jul 2026
Franklin India Multi-Factor Fund- Direct- IDCW	Franklin India	₹9.6426	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹61.6707
16 Jul 2026	₹61.7805
15 Jul 2026	₹61.9114
14 Jul 2026	₹61.8176
13 Jul 2026	₹62.3174
10 Jul 2026	₹62.5202
9 Jul 2026	₹61.9176
8 Jul 2026	₹61.1947
7 Jul 2026	₹62.3315
6 Jul 2026	₹62.9294

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of LIC MF Infrastructure Fund-Direct Plan-IDCW is ₹61.6707. It's a Sectoral/Thematic Fund from LIC, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

LIC MF Infrastructure Fund-Direct Plan-IDCW has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

LIC MF Infrastructure Fund-Direct Plan-IDCW is managed by LIC. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, LIC MF Infrastructure Fund-Direct Plan-IDCW has delivered a absolute return of 8.15% — +5.76 pp ahead of the Sectoral/Thematic Fund category average of 2.39%. The fund ranks #59 of 229 in its category — the second (Q2) quartile.

Over the trailing 3-year window, LIC MF Infrastructure Fund-Direct Plan-IDCW has delivered a CAGR of 27.17% — +15.64 pp ahead of the Sectoral/Thematic Fund category average of 11.53%. The fund ranks #4 of 151 in its category — the top (Q1) quartile.

Over the trailing 5-year window, LIC MF Infrastructure Fund-Direct Plan-IDCW has delivered a CAGR of 24.25% — +15.2 pp ahead of the Sectoral/Thematic Fund category average of 9.05%. The fund ranks #2 of 113 in its category — the top (Q1) quartile.

₹1 lakh invested in LIC MF Infrastructure Fund-Direct Plan-IDCW exactly 10 years ago would be worth approximately ₹509,245 today — a multiplier of 5.09×, based on the 10-year CAGR of 17.68%. The category average over the same window would have grown ₹1 lakh to ₹306,966.

A ₹10,000 monthly SIP in LIC MF Infrastructure Fund-Direct Plan-IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹1,067,329 today. That's an XIRR (money-weighted annualised return) of 23.23%.

A ₹10,000 monthly SIP for 10 years in LIC MF Infrastructure Fund-Direct Plan-IDCW = ₹1,200,000 invested. It would currently be worth ₹3,663,380 (multiplier 3.05×). XIRR: 21.14%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, LIC MF Infrastructure Fund-Direct Plan-IDCW ranks #2 out of 113 funds in the Sectoral/Thematic Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 9.05%; this fund delivered 24.25%.

The worst peak-to-trough decline LIC MF Infrastructure Fund-Direct Plan-IDCW has experienced over the last 5-year window is 26.68% — its NAV fell from a high on 16 Dec 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, LIC MF Infrastructure Fund-Direct Plan-IDCW averaged 16.07% (best 36.77%, worst -1.96%). 96% of rolling windows ended positive. The 5-year Sharpe ratio is 0.90 — reasonable risk-adjusted performance.

In calendar year 2025, LIC MF Infrastructure Fund-Direct Plan-IDCW returned -3.14% — lagging the Sectoral/Thematic Fund category average of 1.49% by 4.63 pp. It ranked #143 of 204 in its category that year.

LIC MF Infrastructure Fund-Direct Plan-IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. LIC MF Infrastructure Fund-Direct Plan-IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 26.7%. 5-year CAGR: 24.25%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.