Should I invest in LIC MF Healthcare Fund?

We don't give personal investment advice. LIC MF Healthcare Fund-Regular Plan-IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

LIC

LIC MF Healthcare Fund-Regular Plan-IDCW

Latest NAV

₹30.4273

As of

3 Jun 2026

697 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.33%	+0.26%	+0.07	73 / 168	Q2
1W	-1.91%	-1.38%	-0.53	110 / 168	Q3
2W	-2.57%	-0.76%	-1.81	159 / 170	Q4
1M	+2.21%	-1.31%	+3.52	26 / 170	Q1
3M	+8.02%	+0.23%	+7.79	30 / 168	Q1
6M	+2.95%	-4.26%	+7.22	36 / 160	Q1
YTD	+4.72%	-4.32%	+9.04	25 / 160	Q1
1Y	+8.19%	+0.77%	+7.42	28 / 146	Q1
2Y	+13.19%	+0.22%	+12.97	3 / 104	Q1
3Y	+16.95%	+9.45%	+7.50	20 / 69	Q2
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+17.96%	+5.31%	+12.65	13 / 170	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+4.72%	-3.11%	+7.83	25 / 158
2025	-4.62%	-0.40%	-4.23	90 / 129
2024	+42.16%	+19.58%	+22.58	1 / 84
2023	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.77%

23 windows

min -3.8% · max 57.7%

78% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

—

Insufficient history

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC INNOVATION FUND - IDCW - REGULAR PLAN	HDFC	₹10.4050	3 Jun 2026
Nippon India Active Momentum Fund- Regular Plan- IDCW Option	Nippon India	₹12.0306	3 Jun 2026
SBI Automotive Opportunities Fund - Regular Plan - Income Distribution Cum Capital Withdrawal Option	SBI	₹11.4968	3 Jun 2026
Invesco India Business Cycle Fund - Regular Plan - IDCW	Invesco	₹13.0300	3 Jun 2026
Bandhan Business Cycle Fund - Regular Plan - IDCW	Bandhan	₹9.3840	3 Jun 2026
quant BFSI Fund - IDCW Option - Regular Plan	Quant	₹19.3086	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - REGULAR - IDCW	Aditya Birla Sun Life	₹21.5800	3 Jun 2026
Motilal Oswal Active Momentum Fund - Regular- IDCW	Motilal Oswal	₹13.3125	3 Jun 2026
Mirae Asset Banking and Financial Services Fund Regular IDCW	Mirae Asset	₹20.1370	3 Jun 2026
Kotak Active Momentum Fund - Regular Plan - IDCW - Payout & Reinvestment	Kotak	₹10.2820	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹30.4273
2 Jun 2026	₹30.3266
1 Jun 2026	₹30.3939
29 May 2026	₹30.6519
27 May 2026	₹31.0198
26 May 2026	₹31.1490
25 May 2026	₹31.1792
22 May 2026	₹31.0783
21 May 2026	₹31.4601
20 May 2026	₹31.2287

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of LIC MF Healthcare Fund-Regular Plan-IDCW is ₹30.4273. It's a Sectoral/Thematic Fund from LIC, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

LIC MF Healthcare Fund-Regular Plan-IDCW has NAV history starting from 31 Jul 2023, a track record of about 2 years 10 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

LIC MF Healthcare Fund-Regular Plan-IDCW is managed by LIC. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, LIC MF Healthcare Fund-Regular Plan-IDCW has delivered a absolute return of 8.19% — +7.42 pp ahead of the Sectoral/Thematic Fund category average of 0.77%. The fund ranks #28 of 146 in its category — the top (Q1) quartile.

Over the trailing 3-year window, LIC MF Healthcare Fund-Regular Plan-IDCW has delivered a CAGR of 16.95% — +7.5 pp ahead of the Sectoral/Thematic Fund category average of 9.45%. The fund ranks #20 of 69 in its category — the second (Q2) quartile.

LIC MF Healthcare Fund-Regular Plan-IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in LIC MF Healthcare Fund-Regular Plan-IDCW exactly 3 years ago would be worth approximately ₹159,975 today — a multiplier of 1.60×, based on the 3-year CAGR of 16.95%. The category average over the same window would have grown ₹1 lakh to ₹131,124.

A ₹10,000 monthly SIP in LIC MF Healthcare Fund-Regular Plan-IDCW over the last 1 year — total invested ₹120,000 — would be worth ₹126,200 today. That's an XIRR (money-weighted annualised return) of 9.69%.

LIC MF Healthcare Fund-Regular Plan-IDCW doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹126,200 — XIRR 9.69%.

On a 3-year basis, LIC MF Healthcare Fund-Regular Plan-IDCW ranks #20 out of 69 funds in the Sectoral/Thematic Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 9.45%; this fund delivered 16.95%.

LIC MF Healthcare Fund-Regular Plan-IDCW doesn't have a computed drawdown figure yet.

Consistency stats for LIC MF Healthcare Fund-Regular Plan-IDCW need at least 3 years of NAVs to compute. They'll populate automatically once the fund has enough history.

In calendar year 2025, LIC MF Healthcare Fund-Regular Plan-IDCW returned -4.62% — lagging the Sectoral/Thematic Fund category average of -0.40% by 4.23 pp. It ranked #90 of 129 in its category that year.

LIC MF Healthcare Fund-Regular Plan-IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. LIC MF Healthcare Fund-Regular Plan-IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

LIC MF Healthcare Fund-Regular Plan-IDCW

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Peers in Sectoral/Thematic Fund

Recent NAVs

Frequently asked questions

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