Should I invest in LIC MF Healthcare Fund?

We don't give personal investment advice. LIC MF Healthcare Fund-Regular Plan-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

LIC

LIC MF Healthcare Fund-Regular Plan-Growth

Latest NAV

₹32.4137

As of

17 Jul 2026

728 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-1.34%	-0.07%	-1.28	170 / 175	Q4
1W	-0.42%	-0.23%	-0.19	115 / 175	Q3
2W	+0.14%	-0.28%	+0.43	96 / 176	Q3
1M	+6.08%	+1.47%	+4.61	11 / 176	Q1
3M	+14.05%	+4.83%	+9.22	12 / 176	Q1
6M	+12.82%	+4.22%	+8.61	24 / 168	Q1
YTD	+11.56%	+2.36%	+9.19	20 / 165	Q1
1Y	+7.60%	+4.18%	+3.42	50 / 155	Q2
2Y	+11.67%	+2.32%	+9.34	7 / 111	Q1
3Y	+19.45%	+13.55%	+5.89	14 / 74	Q1
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+19.70%	+9.09%	+10.61	16 / 176	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+11.56%	+2.99%	+8.57	20 / 164
2025	-4.62%	+1.66%	-6.28	102 / 133
2024	+42.16%	+21.92%	+20.24	1 / 82
2023	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+18.56%

25 windows

min -4.1% · max 61.9%

88% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

—

Insufficient history

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.14%

3-year · annualised

Sharpe ratio

0.93

vs risk-free 6.5%

Sortino ratio

2.10

Downside-only deviation

Max drawdown

-15.35%

Dec 2024 → Feb 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC INNOVATION FUND - REGULAR PLAN - GROWTH OPTION	HDFC	₹11.1190	17 Jul 2026
Nippon India Active Momentum Fund - Regular Plan- Growth Option	Nippon India	₹12.8415	17 Jul 2026
SBI Automotive Opportunities Fund - Regular Plan - Growth	SBI	₹12.2936	17 Jul 2026
Invesco India Business Cycle Fund - Regular Plan - Growth	Invesco	₹14.1900	17 Jul 2026
Bandhan Business Cycle Fund - Regular Plan - Growth	Bandhan	₹9.9190	17 Jul 2026
quant BFSI Fund - Growth Option - Regular Plan	Quant	₹21.0071	17 Jul 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - REGULAR PLAN - GROWTH OPTION	Quantum	₹23.1700	17 Jul 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Regular Plan - Growth	Aditya Birla Sun Life	₹64.3300	17 Jul 2026
Motilal Oswal Active Momentum Fund- Regular- Growth	Motilal Oswal	₹13.5060	17 Jul 2026
Mirae Asset Banking and Financial Services Fund Regular Growth	Mirae Asset	₹21.9450	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹32.4137
16 Jul 2026	₹32.8546
15 Jul 2026	₹32.8890
14 Jul 2026	₹32.6716
13 Jul 2026	₹32.4843
10 Jul 2026	₹32.5514
9 Jul 2026	₹32.4595
8 Jul 2026	₹31.9343
7 Jul 2026	₹32.3093
6 Jul 2026	₹32.5246

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of LIC MF Healthcare Fund-Regular Plan-Growth is ₹32.4137. It's a Sectoral/Thematic Fund from LIC, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

LIC MF Healthcare Fund-Regular Plan-Growth has NAV history starting from 31 Jul 2023, a track record of about 2 years 11 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

LIC MF Healthcare Fund-Regular Plan-Growth is managed by LIC. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, LIC MF Healthcare Fund-Regular Plan-Growth has delivered a absolute return of 7.60% — +3.42 pp ahead of the Sectoral/Thematic Fund category average of 4.18%. The fund ranks #50 of 155 in its category — the second (Q2) quartile.

Over the trailing 3-year window, LIC MF Healthcare Fund-Regular Plan-Growth has delivered a CAGR of 19.45% — +5.89 pp ahead of the Sectoral/Thematic Fund category average of 13.55%. The fund ranks #14 of 74 in its category — the top (Q1) quartile.

LIC MF Healthcare Fund-Regular Plan-Growth doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in LIC MF Healthcare Fund-Regular Plan-Growth exactly 3 years ago would be worth approximately ₹170,419 today — a multiplier of 1.70×, based on the 3-year CAGR of 19.45%. The category average over the same window would have grown ₹1 lakh to ₹146,422.

A ₹10,000 monthly SIP in LIC MF Healthcare Fund-Regular Plan-Growth over the last 1 year — total invested ₹120,000 — would be worth ₹132,179 today. That's an XIRR (money-weighted annualised return) of 19.33%.

LIC MF Healthcare Fund-Regular Plan-Growth doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹132,179 — XIRR 19.33%.

On a 3-year basis, LIC MF Healthcare Fund-Regular Plan-Growth ranks #14 out of 74 funds in the Sectoral/Thematic Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 13.55%; this fund delivered 19.45%.

The worst peak-to-trough decline LIC MF Healthcare Fund-Regular Plan-Growth has experienced over the last 3-year window is 15.35% — its NAV fell from a high on 05 Dec 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

The 3-year Sharpe ratio is 0.93 — reasonable risk-adjusted performance.

In calendar year 2025, LIC MF Healthcare Fund-Regular Plan-Growth returned -4.62% — lagging the Sectoral/Thematic Fund category average of 1.66% by 6.28 pp. It ranked #102 of 133 in its category that year.

LIC MF Healthcare Fund-Regular Plan-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. LIC MF Healthcare Fund-Regular Plan-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

LIC MF Healthcare Fund-Regular Plan-Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Sectoral/Thematic Fund

Recent NAVs

Frequently asked questions

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