Should I invest in Kotak US Specific Equity Passive FOF?

We don't give personal investment advice. Kotak US Specific Equity Passive FOF- Direct Plan - Growth is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.1%. 5-year CAGR: 20.49%.

Kotak

Kotak US Specific Equity Passive FOF- Direct Plan - Growth

Latest NAV

₹27.9411

As of

17 Jul 2026

1,245 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-2.34%	-1.18%	-1.17	42 / 54	Q4
1W	-3.00%	-1.17%	-1.83	40 / 54	Q3
2W	-2.60%	-1.37%	-1.23	37 / 54	Q3
1M	-3.19%	-1.71%	-1.49	37 / 54	Q3
3M	+11.08%	+4.66%	+6.43	5 / 54	Q1
6M	+18.73%	+11.10%	+7.64	3 / 53	Q1
YTD	+20.34%	+14.48%	+5.86	10 / 53	Q1
1Y	+38.84%	+33.38%	+5.47	14 / 53	Q2
2Y	+29.42%	+22.93%	+6.49	9 / 53	Q1
3Y	+28.93%	+21.26%	+7.68	5 / 48	Q1
4Y	+29.90%	+21.08%	+8.82	6 / 46	Q1
5Y	+20.49%	+12.19%	+8.31	2 / 34	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+20.78%	+13.67%	+7.11	8 / 53	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+20.34%	+14.91%	+5.44	10 / 51
2025	+26.16%	+31.15%	-4.99	25 / 51
2024	+31.09%	+14.98%	+16.10	6 / 50
2023	+54.61%	+24.15%	+30.46	5 / 45
2022	-26.54%	-13.20%	-13.34	30 / 36
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+21.10%

55 windows

min -25.2% · max 58.5%

78% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+23.23%

30 windows

min 12.6% · max 35.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+20.49%

6 windows

min 18.1% · max 23.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.67%

3-year · annualised

Sharpe ratio

1.17

vs risk-free 6.5%

Sortino ratio

2.29

Downside-only deviation

Max drawdown

-23.38%

Feb 2025 → Apr 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Overseas

Scheme	Fund house	NAV	As of
HDFC Developed World Overseas Equity Passive FOF - Direct Plan - Growth Option	HDFC	₹22.0100	16 Jul 2026
SBI US Specific Equity Active FoF - Direct Plan - Growth	SBI	₹25.0358	17 Jul 2026
ICICI Prudential Global Stable Equity Fund (FOF) - Direct - Growth	ICICI Prudential	₹36.3600	17 Jul 2026
Invesco India - Invesco EQQQ Nasdaq-100 ETF Fund of Fund - Direct Plan - Growth	Invesco	₹25.8081	17 Jul 2026
Bandhan US specific Equity Active FOF - GROWTH - DIRECT PLAN	Bandhan	₹20.0950	17 Jul 2026
Aditya Birla Sun Life US Equity Passive FOF-Direct-Growth	Aditya Birla Sun Life	₹22.5788	17 Jul 2026
Motilal Oswal Developed Market Ex US ETFs Fund of Funds Direct Plan Growth	Motilal Oswal	₹18.4346	17 Jul 2026
Mirae Asset Global Electric & Autonomous Vehicles Equity Passive FOF - Direct Plan - Growth	Mirae Asset	₹16.1530	17 Jul 2026
Kotak Global Emerging Market overseas Equity Omni FOF - Growth - Direct	Kotak	₹41.3310	17 Jul 2026
Edelweiss ASEAN Equity Off-shore Fund - Direct Plan - Growth Option	Edelweiss	₹42.2590	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹27.9411
16 Jul 2026	₹28.6113
15 Jul 2026	₹28.7566
14 Jul 2026	₹28.9181
13 Jul 2026	₹28.7022
10 Jul 2026	₹28.8063
9 Jul 2026	₹28.7275
8 Jul 2026	₹27.9258
7 Jul 2026	₹28.1276
6 Jul 2026	₹28.8920

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Kotak US Specific Equity Passive FOF- Direct Plan - Growth is ₹27.9411. It's a Fund of Funds - Overseas from Kotak, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Kotak US Specific Equity Passive FOF- Direct Plan - Growth has NAV history starting from 09 Feb 2021, a track record of about 5 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Kotak US Specific Equity Passive FOF- Direct Plan - Growth is managed by Kotak. It's classified by AMFI under the 'Fund of Funds - Overseas' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak US Specific Equity Passive FOF- Direct Plan - Growth has delivered a absolute return of 38.84% — +5.47 pp ahead of the Fund of Funds - Overseas category average of 33.38%. The fund ranks #14 of 53 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Kotak US Specific Equity Passive FOF- Direct Plan - Growth has delivered a CAGR of 28.93% — +7.68 pp ahead of the Fund of Funds - Overseas category average of 21.26%. The fund ranks #5 of 48 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Kotak US Specific Equity Passive FOF- Direct Plan - Growth has delivered a CAGR of 20.49% — +8.31 pp ahead of the Fund of Funds - Overseas category average of 12.19%. The fund ranks #2 of 34 in its category — the top (Q1) quartile.

₹1 lakh invested in Kotak US Specific Equity Passive FOF- Direct Plan - Growth exactly 5 years ago would be worth approximately ₹253,980 today — a multiplier of 2.54×, based on the 5-year CAGR of 20.49%. The category average over the same window would have grown ₹1 lakh to ₹177,709.

A ₹10,000 monthly SIP in Kotak US Specific Equity Passive FOF- Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹1,205,420 today. That's an XIRR (money-weighted annualised return) of 28.32%.

Kotak US Specific Equity Passive FOF- Direct Plan - Growth doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹1,205,420 — XIRR 28.32%.

On a 5-year basis, Kotak US Specific Equity Passive FOF- Direct Plan - Growth ranks #2 out of 34 funds in the Fund of Funds - Overseas category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 12.19%; this fund delivered 20.49%.

The worst peak-to-trough decline Kotak US Specific Equity Passive FOF- Direct Plan - Growth has experienced over the last 5-year window is 29.12% — its NAV fell from a high on 22 Nov 2021 to a low on 16 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak US Specific Equity Passive FOF- Direct Plan - Growth averaged 20.49% (best 23.81%, worst 18.05%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.72 — reasonable risk-adjusted performance.

In calendar year 2025, Kotak US Specific Equity Passive FOF- Direct Plan - Growth returned 26.16% — lagging the Fund of Funds - Overseas category average of 31.15% by 4.99 pp. It ranked #25 of 51 in its category that year.

Kotak US Specific Equity Passive FOF- Direct Plan - Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Kotak US Specific Equity Passive FOF- Direct Plan - Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.1%. 5-year CAGR: 20.49%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.