Should I invest in Kotak US Equity Fund - Standard Plan?

We don't give personal investment advice. Kotak US Equity Fund - Standard Plan - Growth option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.5%. 5-year CAGR: 10.91%.

Kotak

Kotak US Equity Fund - Standard Plan - Growth option

Latest NAV

₹19.2160

As of

25 Feb 2020

1,174 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	-0.88%	+0.89	4 / 12	Q2
1W	+0.49%	-0.97%	+1.46	5 / 12	Q2
2W	+1.03%	-0.90%	+1.92	6 / 12	Q2
1M	+3.88%	-2.17%	+6.04	2 / 12	Q1
3M	+6.05%	+3.71%	+2.34	3 / 12	Q1
6M	+16.07%	+11.14%	+4.93	1 / 12	Q1
YTD	+4.32%	+14.64%	-10.32	11 / 12	Q4
1Y	+16.32%	+33.89%	-17.57	11 / 12	Q4
2Y	+11.96%	+21.01%	-9.05	11 / 12	Q4
3Y	+12.43%	+18.44%	-6.00	10 / 12	Q4
4Y	+13.48%	+17.80%	-4.33	10 / 12	Q4
5Y	+10.91%	+8.45%	+2.46	2 / 10	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+11.70%	+10.87%	+0.84	5 / 12	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2020 YTD	+4.32%	+19.70%	-15.38	7 / 10
2019	+25.94%	+26.32%	-0.38	4 / 10
2018	-0.94%	-4.36%	+3.42	5 / 10
2017	+12.77%	+15.60%	-2.82	6 / 10
2016	+11.04%	+16.49%	-5.45	4 / 8
2015	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.67%

50 windows

min -4.2% · max 26.5%

88% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+11.32%

26 windows

min 7.6% · max 16.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+10.91%

1 window

min 10.9% · max 10.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.97%

3-year · annualised

Sharpe ratio

0.43

vs risk-free 6.5%

Sortino ratio

0.67

Downside-only deviation

Max drawdown

-22.55%

Oct 2018 → Dec 2018

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Overseas

Scheme	Fund house	NAV	As of
HDFC Developed World Overseas Equity Passive FOF - Growth Option	HDFC	₹21.5270	16 Jul 2026
ICICI Prudential Global Stable Equity Fund (FOF) - Growth	ICICI Prudential	₹33.4800	17 Jul 2026
Kotak Global Emerging Market Fund - Dividend	Kotak Mahindra	₹37.9050	17 Jul 2026
HSBC Asia Pacific (Ex Japan) Dividend Yield Fund - Growth	HSBC	₹35.4671	17 Jul 2026
PGIM India Global Equity Opportunities Fund of Fund- Growth	PGIM India	₹50.5500	17 Jul 2026

Recent NAVs

Date	NAV
25 Feb 2020	₹19.2160
24 Feb 2020	₹19.2140
20 Feb 2020	₹19.1720
18 Feb 2020	₹19.1230
14 Feb 2020	₹19.1630
13 Feb 2020	₹19.1470
12 Feb 2020	₹19.1260
11 Feb 2020	₹19.0210
10 Feb 2020	₹19.0230
7 Feb 2020	₹18.8770

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 25 Feb 2020, the NAV of Kotak US Equity Fund - Standard Plan - Growth option is ₹19.2160. It's a Fund of Funds - Overseas from Kotak, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Kotak US Equity Fund - Standard Plan - Growth option has NAV history starting from 02 Feb 2015, a track record of about 11 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Kotak US Equity Fund - Standard Plan - Growth option is managed by Kotak. It's classified by AMFI under the 'Fund of Funds - Overseas' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak US Equity Fund - Standard Plan - Growth option has delivered a absolute return of 16.32% — -17.57 pp behind the Fund of Funds - Overseas category average of 33.89%. The fund ranks #11 of 12 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Kotak US Equity Fund - Standard Plan - Growth option has delivered a CAGR of 12.43% — -6 pp behind the Fund of Funds - Overseas category average of 18.44%. The fund ranks #10 of 12 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Kotak US Equity Fund - Standard Plan - Growth option has delivered a CAGR of 10.91% — +2.46 pp ahead of the Fund of Funds - Overseas category average of 8.45%. The fund ranks #2 of 10 in its category — the top (Q1) quartile.

₹1 lakh invested in Kotak US Equity Fund - Standard Plan - Growth option exactly 5 years ago would be worth approximately ₹167,855 today — a multiplier of 1.68×, based on the 5-year CAGR of 10.91%. The category average over the same window would have grown ₹1 lakh to ₹150,037.

A ₹10,000 monthly SIP in Kotak US Equity Fund - Standard Plan - Growth option over the last 5 years — total invested ₹600,000 — would be worth ₹835,937 today. That's an XIRR (money-weighted annualised return) of 13.20%.

Kotak US Equity Fund - Standard Plan - Growth option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹835,937 — XIRR 13.20%.

On a 5-year basis, Kotak US Equity Fund - Standard Plan - Growth option ranks #2 out of 10 funds in the Fund of Funds - Overseas category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 8.45%; this fund delivered 10.91%.

The worst peak-to-trough decline Kotak US Equity Fund - Standard Plan - Growth option has experienced over the last 5-year window is 22.55% — its NAV fell from a high on 04 Oct 2018 to a low on 24 Dec 2018. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak US Equity Fund - Standard Plan - Growth option averaged 10.91% (best 10.91%, worst 10.91%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.35 — weak risk-adjusted performance.

In calendar year 2019, Kotak US Equity Fund - Standard Plan - Growth option returned 25.94% — lagging the Fund of Funds - Overseas category average of 26.32% by 0.38 pp. It ranked #4 of 10 in its category that year.

Kotak US Equity Fund - Standard Plan - Growth option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Kotak US Equity Fund - Standard Plan - Growth option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.5%. 5-year CAGR: 10.91%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.