Should I invest in Kotak Pioneer Fund?

We don't give personal investment advice. Kotak Pioneer Fund- Regular Plan- Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.5%. 5-year CAGR: 15.53%.

Kotak

Kotak Pioneer Fund- Regular Plan- Growth Option

Latest NAV

₹34.6250

As of

16 Jul 2026

1,648 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.35%	-0.07%	-0.29	127 / 175	Q3
1W	+0.16%	-0.23%	+0.40	42 / 175	Q1
2W	+0.75%	-0.28%	+1.03	47 / 176	Q2
1M	+3.48%	+1.47%	+2.01	44 / 176	Q1
3M	+10.29%	+4.83%	+5.46	35 / 176	Q1
6M	+10.56%	+4.22%	+6.34	37 / 168	Q1
YTD	+7.87%	+2.36%	+5.50	36 / 165	Q1
1Y	+10.19%	+4.18%	+6.01	34 / 155	Q1
2Y	+8.21%	+2.32%	+5.89	22 / 111	Q1
3Y	+18.80%	+13.55%	+5.25	18 / 74	Q1
4Y	+20.30%	+14.92%	+5.37	12 / 55	Q1
5Y	+15.53%	+10.53%	+4.99	10 / 46	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+20.36%	+9.09%	+11.26	10 / 176	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+7.87%	+2.99%	+4.88	36 / 164
2025	+5.74%	+1.66%	+4.08	43 / 133
2024	+28.50%	+21.92%	+6.58	19 / 82
2023	+36.26%	+31.01%	+5.24	17 / 59
2022	-8.36%	+2.36%	-10.73	41 / 52
2021	+35.91%	+31.79%	+4.13	13 / 42
2020	+33.05%	+20.01%	+13.05	8 / 34
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+25.02%

70 windows

min -8.3% · max 90.8%

89% positive

3-Year rolling

+21.10%

46 windows

min 15.0% · max 34.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+21.39%

21 windows

min 14.4% · max 32.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.63%

3-year · annualised

Sharpe ratio

0.86

vs risk-free 6.5%

Sortino ratio

1.57

Downside-only deviation

Max drawdown

-19.87%

Sep 2024 → Apr 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC INNOVATION FUND - REGULAR PLAN - GROWTH OPTION	HDFC	₹11.1190	17 Jul 2026
Nippon India Active Momentum Fund - Regular Plan- Growth Option	Nippon India	₹12.8415	17 Jul 2026
SBI Automotive Opportunities Fund - Regular Plan - Growth	SBI	₹12.2936	17 Jul 2026
Invesco India Business Cycle Fund - Regular Plan - Growth	Invesco	₹14.1900	17 Jul 2026
Bandhan Business Cycle Fund - Regular Plan - Growth	Bandhan	₹9.9190	17 Jul 2026
quant BFSI Fund - Growth Option - Regular Plan	Quant	₹21.0071	17 Jul 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - REGULAR PLAN - GROWTH OPTION	Quantum	₹23.1700	17 Jul 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Regular Plan - Growth	Aditya Birla Sun Life	₹64.3300	17 Jul 2026
Motilal Oswal Active Momentum Fund- Regular- Growth	Motilal Oswal	₹13.5060	17 Jul 2026
Mirae Asset Banking and Financial Services Fund Regular Growth	Mirae Asset	₹21.9450	17 Jul 2026

Recent NAVs

Date	NAV
16 Jul 2026	₹34.6250
15 Jul 2026	₹34.7470
14 Jul 2026	₹34.5140
13 Jul 2026	₹34.6220
10 Jul 2026	₹34.7750
9 Jul 2026	₹34.5680
8 Jul 2026	₹34.0480
7 Jul 2026	₹34.4730
6 Jul 2026	₹34.5770
3 Jul 2026	₹34.3700

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 16 Jul 2026, the NAV of Kotak Pioneer Fund- Regular Plan- Growth Option is ₹34.6250. It's a Sectoral/Thematic Fund from Kotak, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Kotak Pioneer Fund- Regular Plan- Growth Option has NAV history starting from 06 Nov 2019, a track record of about 6 years 8 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Kotak Pioneer Fund- Regular Plan- Growth Option is managed by Kotak. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Pioneer Fund- Regular Plan- Growth Option has delivered a absolute return of 10.19% — +6.01 pp ahead of the Sectoral/Thematic Fund category average of 4.18%. The fund ranks #34 of 155 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Kotak Pioneer Fund- Regular Plan- Growth Option has delivered a CAGR of 18.80% — +5.25 pp ahead of the Sectoral/Thematic Fund category average of 13.55%. The fund ranks #18 of 74 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Kotak Pioneer Fund- Regular Plan- Growth Option has delivered a CAGR of 15.53% — +4.99 pp ahead of the Sectoral/Thematic Fund category average of 10.53%. The fund ranks #10 of 46 in its category — the top (Q1) quartile.

₹1 lakh invested in Kotak Pioneer Fund- Regular Plan- Growth Option exactly 5 years ago would be worth approximately ₹205,782 today — a multiplier of 2.06×, based on the 5-year CAGR of 15.53%. The category average over the same window would have grown ₹1 lakh to ₹164,992.

A ₹10,000 monthly SIP in Kotak Pioneer Fund- Regular Plan- Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹921,330 today. That's an XIRR (money-weighted annualised return) of 17.18%.

Kotak Pioneer Fund- Regular Plan- Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹921,330 — XIRR 17.18%.

On a 5-year basis, Kotak Pioneer Fund- Regular Plan- Growth Option ranks #10 out of 46 funds in the Sectoral/Thematic Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 10.53%; this fund delivered 15.53%.

The worst peak-to-trough decline Kotak Pioneer Fund- Regular Plan- Growth Option has experienced over the last 5-year window is 22.48% — its NAV fell from a high on 16 Nov 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak Pioneer Fund- Regular Plan- Growth Option averaged 21.39% (best 32.02%, worst 14.41%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.60 — reasonable risk-adjusted performance.

In calendar year 2025, Kotak Pioneer Fund- Regular Plan- Growth Option returned 5.74% — beating the Sectoral/Thematic Fund category average of 1.66% by 4.08 pp. It ranked #43 of 133 in its category that year.

Kotak Pioneer Fund- Regular Plan- Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Kotak Pioneer Fund- Regular Plan- Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.5%. 5-year CAGR: 15.53%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.