Should I invest in Kotak Nifty SDL Jul 2033 Index Fund Regular Plan IDCW?

We don't give personal investment advice. Kotak Nifty SDL Jul 2033 Index Fund Regular Plan IDCW is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

Kotak

Kotak Nifty SDL Jul 2033 Index Fund Regular Plan IDCW

Latest NAV

₹12.5208

As of

3 Jun 2026

788 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.04%	+0.09%	-0.13	208 / 246	Q4
1W	+0.01%	-1.14%	+1.16	91 / 246	Q2
2W	+0.24%	+0.01%	+0.24	92 / 246	Q2
1M	-0.13%	-0.58%	+0.45	138 / 246	Q3
3M	-0.51%	+0.04%	-0.54	160 / 241	Q3
6M	+0.61%	-2.34%	+2.96	112 / 235	Q2
YTD	+1.16%	-2.52%	+3.68	82 / 238	Q2
1Y	+0.54%	+0.63%	-0.09	132 / 220	Q3
2Y	+5.93%	+2.75%	+3.18	62 / 149	Q2
3Y	+6.20%	+9.27%	-3.07	99 / 113	Q4
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+7.03%	+5.47%	+1.56	108 / 246	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.16%	-2.50%	+3.66	81 / 236
2025	+5.53%	+4.47%	+1.05	116 / 185
2024	+10.51%	+12.46%	-1.95	45 / 122
2023	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.70%

28 windows

min 0.5% · max 11.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+6.93%

4 windows

min 6.2% · max 7.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.70%

3-year · annualised

Sharpe ratio

-0.16

vs risk-free 6.5%

Sortino ratio

-0.35

Downside-only deviation

Max drawdown

-2.39%

May 2025 → Sep 2025

% positive months

77.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
Nippon India CRISIL - IBX AAA Financial Services - Dec 2026 Index Fund - Regular Plan - IDCW Option	Nippon India	₹11.1921	3 Jun 2026
SBI CRISIL - IBX Financial Services 3-6 Months Debt Index Fund - Regular Plan - IDCW	SBI	₹10.0571	3 Jun 2026
BANDHAN CRISIL IBX 90:10 SDL PLUS GILT - NOV 2026 INDEX FUND - REGULAR IDCW	Bandhan	₹10.3390	3 Jun 2026
Aditya Birla Sun Life Crisil IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund-Regular IDCW	Aditya Birla Sun Life	₹13.0258	3 Jun 2026
Mirae Asset CRISIL IBX Gilt Index - April 2033 Index Fund - Regular Plan - IDCW	Mirae Asset	₹12.9906	3 Jun 2026
Kotak CRISIL - IBX AAA Bond Financial Services Index Dec 2026 Fund - Regular - IDCW	Kotak	₹10.9305	3 Jun 2026
Edelweiss CRISIL IBX 50:50 Gilt Plus SDL April 2037 Index Fund - Regular Plan - IDCW Option	Edelweiss	₹13.0275	3 Jun 2026
DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund - Regular - IDCW	DSP	₹12.6392	3 Jun 2026
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund - Regular - payout of IDCW	HSBC	₹12.9922	3 Jun 2026
Baroda BNP Paribas Nifty SDL December 2026 Index Fund - Regular Plan - IDCW Option	Baroda BNP Paribas	₹12.5826	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹12.5208
2 Jun 2026	₹12.5137
1 Jun 2026	₹12.5186
29 May 2026	₹12.5187
27 May 2026	₹12.4924
26 May 2026	₹12.5121
25 May 2026	₹12.5180
22 May 2026	₹12.5011
21 May 2026	₹12.5113
20 May 2026	₹12.5013

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Kotak Nifty SDL Jul 2033 Index Fund Regular Plan IDCW is ₹12.5208. It's a Index Fund from Kotak, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Kotak Nifty SDL Jul 2033 Index Fund Regular Plan IDCW has NAV history starting from 22 Feb 2023, a track record of about 3 years 3 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Kotak Nifty SDL Jul 2033 Index Fund Regular Plan IDCW is managed by Kotak. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Nifty SDL Jul 2033 Index Fund Regular Plan IDCW has delivered a absolute return of 0.54% — -0.09 pp behind the Index Fund category average of 0.63%. The fund ranks #132 of 220 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Kotak Nifty SDL Jul 2033 Index Fund Regular Plan IDCW has delivered a CAGR of 6.20% — -3.07 pp behind the Index Fund category average of 9.27%. The fund ranks #99 of 113 in its category — the bottom (Q4) quartile.

Kotak Nifty SDL Jul 2033 Index Fund Regular Plan IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Kotak Nifty SDL Jul 2033 Index Fund Regular Plan IDCW exactly 3 years ago would be worth approximately ₹119,778 today — a multiplier of 1.20×, based on the 3-year CAGR of 6.20%. The category average over the same window would have grown ₹1 lakh to ₹130,469.

A ₹10,000 monthly SIP in Kotak Nifty SDL Jul 2033 Index Fund Regular Plan IDCW over the last 3 years — total invested ₹360,000 — would be worth ₹390,929 today. That's an XIRR (money-weighted annualised return) of 5.42%.

Kotak Nifty SDL Jul 2033 Index Fund Regular Plan IDCW doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹390,929 — XIRR 5.42%.

On a 3-year basis, Kotak Nifty SDL Jul 2033 Index Fund Regular Plan IDCW ranks #99 out of 113 funds in the Index Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 9.27%; this fund delivered 6.20%.

The worst peak-to-trough decline Kotak Nifty SDL Jul 2033 Index Fund Regular Plan IDCW has experienced over the last 3-year window is 2.39% — its NAV fell from a high on 27 May 2025 to a low on 03 Sep 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Kotak Nifty SDL Jul 2033 Index Fund Regular Plan IDCW averaged 6.93% (best 7.89%, worst 6.20%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is -0.16 — negative risk-adjusted performance.

In calendar year 2025, Kotak Nifty SDL Jul 2033 Index Fund Regular Plan IDCW returned 5.53% — beating the Index Fund category average of 4.47% by 1.05 pp. It ranked #116 of 185 in its category that year.

Kotak Nifty SDL Jul 2033 Index Fund Regular Plan IDCW doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Kotak Nifty SDL Jul 2033 Index Fund Regular Plan IDCW is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.