Should I invest in Kotak Large & Midcap Fund?

We don't give personal investment advice. Kotak Large & Midcap Fund - IDCW-Regular is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.9%. 5-year CAGR: 13.69%.

Kotak Mahindra

Kotak Large & Midcap Fund - IDCW-Regular

Latest NAV

₹60.6870

As of

24 Jul 2026

4,998 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.49%	-0.17%	-0.33	31 / 34	Q4
1W	-2.26%	-1.58%	-0.68	33 / 34	Q4
2W	-1.90%	-1.78%	-0.12	22 / 34	Q3
1M	-0.24%	-0.60%	+0.36	11 / 34	Q2
3M	+1.48%	+2.72%	-1.24	25 / 32	Q4
6M	+2.10%	+3.11%	-1.00	19 / 32	Q3
YTD	-1.64%	-2.55%	+0.91	17 / 32	Q3
1Y	+0.91%	-1.22%	+2.14	13 / 32	Q2
2Y	+2.13%	-0.09%	+2.22	9 / 32	Q2
3Y	+13.88%	+12.08%	+1.81	16 / 32	Q2
4Y	+15.98%	+13.64%	+2.34	11 / 32	Q2
5Y	+13.69%	+11.55%	+2.14	13 / 32	Q2
7Y	+14.68%	+14.58%	+0.10	21 / 32	Q3
10Y	+9.34%	+11.20%	-1.86	24 / 32	Q3
Inception	+5.99%	+8.73%	-2.74	23 / 31	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.64%	-2.55%	+0.91	17 / 32
2025	+5.16%	+2.91%	+2.26	12 / 32
2024	+23.89%	+19.92%	+3.97	9 / 32
2023	+29.01%	+27.73%	+1.28	17 / 32
2022	+6.99%	+2.49%	+4.49	10 / 32
2021	+26.92%	+32.49%	-5.57	27 / 32
2020	+7.47%	+13.97%	-6.50	27 / 32
2019	+3.11%	+4.84%	-1.73	19 / 32
2018	-15.63%	-10.87%	-4.76	25 / 32
2017	+17.99%	+31.34%	-13.36	30 / 32
2016	+5.33%	+2.52%	+2.81	9 / 32

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.62%

236 windows

min -70.1% · max 82.1%

68% positive

3-Year rolling

+7.98%

211 windows

min -21.1% · max 25.0%

75% positive

5-Year rolling

+7.77%

187 windows

min -12.8% · max 25.4%

83% positive

7-Year rolling

+7.38%

163 windows

min -4.1% · max 15.7%

86% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.90%

3-year · annualised

Sharpe ratio

0.58

vs risk-free 6.5%

Sortino ratio

0.91

Downside-only deviation

Max drawdown

-18.87%

Sep 2024 → Feb 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large & Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large and Mid Cap Fund - Growth Option	HDFC	₹340.3490	24 Jul 2026
SBI Large & Midcap Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹290.0170	24 Jul 2026
ICICI Prudential Large & Mid Cap Fund - Growth	ICICI Prudential	₹1,021.4400	24 Jul 2026
Franklin India Large & Mid Cap Fund - Growth Plan	Franklin Templeton	₹187.6270	24 Jul 2026
Kotak Large & Midcap Fund - Growth-Regular	Kotak Mahindra	₹347.8510	24 Jul 2026
CANARA ROBECO LARGE AND MID CAP FUND - REGULAR PLAN - GROWTH OPTION	Canara Robeco	₹252.2700	24 Jul 2026
UTI Large & Mid Cap Fund - Regular Plan - Growth Option	UTI	₹182.4704	24 Jul 2026
Aditya Birla Sun Life Large & Mid Cap Fund - Regular Growth	Birla Sun Life	₹925.2300	24 Jul 2026
Bandhan Large & Mid Cap Fund - Regular Plan - Growth	IDFC	₹137.6310	24 Jul 2026
BANK OF INDIA Large & Mid Cap Fund Eco Plan- Growth	Bharti AXA	₹101.2500	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹60.6870
23 Jul 2026	₹60.9880
22 Jul 2026	₹61.5860
21 Jul 2026	₹62.2070
20 Jul 2026	₹62.0740
17 Jul 2026	₹62.0890
16 Jul 2026	₹61.8430
15 Jul 2026	₹61.8100
14 Jul 2026	₹61.4640
13 Jul 2026	₹61.8090

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of Kotak Large & Midcap Fund - IDCW-Regular is ₹60.6870. It's a Large & Mid Cap Fund from Kotak Mahindra, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Kotak Large & Midcap Fund - IDCW-Regular has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Kotak Large & Midcap Fund - IDCW-Regular is managed by Kotak Mahindra. It's classified by AMFI under the 'Large & Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Large & Midcap Fund - IDCW-Regular has delivered a absolute return of 0.91% — +2.14 pp ahead of the Large & Mid Cap Fund category average of -1.22%. The fund ranks #13 of 32 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Kotak Large & Midcap Fund - IDCW-Regular has delivered a CAGR of 13.88% — +1.81 pp ahead of the Large & Mid Cap Fund category average of 12.08%. The fund ranks #16 of 32 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Kotak Large & Midcap Fund - IDCW-Regular has delivered a CAGR of 13.69% — +2.14 pp ahead of the Large & Mid Cap Fund category average of 11.55%. The fund ranks #13 of 32 in its category — the second (Q2) quartile.

₹1 lakh invested in Kotak Large & Midcap Fund - IDCW-Regular exactly 10 years ago would be worth approximately ₹244,125 today — a multiplier of 2.44×, based on the 10-year CAGR of 9.34%. The category average over the same window would have grown ₹1 lakh to ₹289,063.

A ₹10,000 monthly SIP in Kotak Large & Midcap Fund - IDCW-Regular over the last 5 years — total invested ₹600,000 — would be worth ₹829,120 today. That's an XIRR (money-weighted annualised return) of 12.89%.

A ₹10,000 monthly SIP for 10 years in Kotak Large & Midcap Fund - IDCW-Regular = ₹1,200,000 invested. It would currently be worth ₹2,293,181 (multiplier 1.91×). XIRR: 12.43%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Kotak Large & Midcap Fund - IDCW-Regular ranks #13 out of 32 funds in the Large & Mid Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 11.55%; this fund delivered 13.69%.

The worst peak-to-trough decline Kotak Large & Midcap Fund - IDCW-Regular has experienced over the last 5-year window is 18.87% — its NAV fell from a high on 26 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak Large & Midcap Fund - IDCW-Regular averaged 7.77% (best 25.45%, worst -12.84%). 83% of rolling windows ended positive. The 5-year Sharpe ratio is 0.57 — reasonable risk-adjusted performance.

In calendar year 2025, Kotak Large & Midcap Fund - IDCW-Regular returned 5.16% — beating the Large & Mid Cap Fund category average of 2.91% by 2.26 pp. It ranked #12 of 32 in its category that year.

Kotak Large & Midcap Fund - IDCW-Regular is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Kotak Large & Midcap Fund - IDCW-Regular is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.9%. 5-year CAGR: 13.69%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.