Should I invest in Kotak Large & Midcap Fund - Direct?

We don't give personal investment advice. Kotak Large & Midcap Fund - Direct- Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.5%. 5-year CAGR: 15.26%.

Kotak

Kotak Large & Midcap Fund - Direct- Growth

Latest NAV

₹386.4480

As of

3 Jun 2026

3,299 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.10%	+0.15%	-0.05	23 / 34	Q3
1W	-2.18%	-1.78%	-0.41	28 / 34	Q4
2W	-0.54%	-0.02%	-0.52	25 / 34	Q3
1M	-2.55%	-0.52%	-2.03	34 / 34	Q4
3M	-4.45%	+0.66%	-5.10	34 / 34	Q4
6M	-4.64%	-3.20%	-1.44	25 / 34	Q3
YTD	-5.07%	-3.29%	-1.78	27 / 34	Q4
1Y	+1.70%	+1.81%	-0.11	19 / 33	Q3
2Y	+2.29%	+4.91%	-2.62	27 / 30	Q4
3Y	+16.19%	+16.92%	-0.73	15 / 27	Q3
4Y	+17.20%	+16.88%	+0.32	12 / 27	Q2
5Y	+15.26%	+15.02%	+0.24	12 / 27	Q2
7Y	+16.54%	+16.10%	+0.44	11 / 23	Q2
10Y	+16.31%	+15.15%	+1.16	6 / 20	Q2
Inception	+16.27%	+13.65%	+2.62	13 / 33	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-5.07%	-3.29%	-1.78	27 / 34
2025	+6.26%	+4.90%	+1.35	13 / 32
2024	+25.26%	+24.93%	+0.33	14 / 28
2023	+30.52%	+31.20%	-0.67	15 / 27
2022	+8.30%	+2.92%	+5.38	5 / 27
2021	+31.10%	+38.33%	-7.23	25 / 27
2020	+17.73%	+17.02%	+0.71	10 / 26
2019	+14.07%	+9.44%	+4.62	4 / 22
2018	-3.89%	-6.02%	+2.13	9 / 21
2017	+35.16%	+38.46%	-3.30	16 / 21
2016	+10.38%	+7.16%	+3.23	7 / 20

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.72%

152 windows

min -24.0% · max 78.6%

89% positive

3-Year rolling

+17.77%

127 windows

min -3.2% · max 30.8%

99% positive

5-Year rolling

+17.24%

103 windows

min 2.7% · max 26.6%

100% positive

7-Year rolling

+16.65%

79 windows

min 11.4% · max 20.0%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.12%

3-year · annualised

Sharpe ratio

0.68

vs risk-free 6.5%

Sortino ratio

1.02

Downside-only deviation

Max drawdown

-18.50%

Sep 2024 → Feb 2025

% positive months

77.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large & Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large and Mid Cap Fund - Growth Option - Direct Plan	HDFC	₹348.8940	3 Jun 2026
Nippon India Vision Large & Mid Cap Fund - Direct Plan Growth Plan - Bonus Option	Nippon India	₹263.7372	3 Jun 2026
SBI LARGE & MIDCAP FUND -DIRECT PLAN -Growth	SBI	₹683.8671	2 Jun 2026
ICICI Prudential Large & Mid Cap Fund - Direct Plan - Growth	ICICI Prudential	₹1,109.9000	3 Jun 2026
Invesco India Large & Mid Cap Fund - Direct Plan - Growth	Invesco	₹119.2100	3 Jun 2026
Bandhan Large & Mid Cap Fund - Direct Plan - Growth	Bandhan	₹160.3360	3 Jun 2026
quant Large & Mid Cap Fund - Growth Option-Direct Plan	Quant	₹134.6766	3 Jun 2026
Aditya Birla Sun Life Large & Mid Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹999.2500	3 Jun 2026
Motilal Oswal Large and Midcap Fund - Direct Plan Growth	Motilal Oswal	₹38.4109	3 Jun 2026
Franklin India Large & Mid Cap Fund - Direct - Growth	Franklin India	₹199.5382	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹386.4480
2 Jun 2026	₹387.2200
1 Jun 2026	₹386.8300
29 May 2026	₹390.9960
27 May 2026	₹397.2880
26 May 2026	₹395.8640
25 May 2026	₹395.8850
22 May 2026	₹390.7690
21 May 2026	₹390.2300
20 May 2026	₹389.6680

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Kotak Large & Midcap Fund - Direct- Growth is ₹386.4480. It's a Large & Mid Cap Fund from Kotak, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Kotak Large & Midcap Fund - Direct- Growth has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Kotak Large & Midcap Fund - Direct- Growth is managed by Kotak. It's classified by AMFI under the 'Large & Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Large & Midcap Fund - Direct- Growth has delivered a absolute return of 1.70% — -0.11 pp behind the Large & Mid Cap Fund category average of 1.81%. The fund ranks #19 of 33 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Kotak Large & Midcap Fund - Direct- Growth has delivered a CAGR of 16.19% — -0.73 pp behind the Large & Mid Cap Fund category average of 16.92%. The fund ranks #15 of 27 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Kotak Large & Midcap Fund - Direct- Growth has delivered a CAGR of 15.26% — +0.24 pp ahead of the Large & Mid Cap Fund category average of 15.02%. The fund ranks #12 of 27 in its category — the second (Q2) quartile.

₹1 lakh invested in Kotak Large & Midcap Fund - Direct- Growth exactly 10 years ago would be worth approximately ₹452,947 today — a multiplier of 4.53×, based on the 10-year CAGR of 16.31%. The category average over the same window would have grown ₹1 lakh to ₹409,764.

A ₹10,000 monthly SIP in Kotak Large & Midcap Fund - Direct- Growth over the last 5 years — total invested ₹600,000 — would be worth ₹833,035 today. That's an XIRR (money-weighted annualised return) of 13.08%.

A ₹10,000 monthly SIP for 10 years in Kotak Large & Midcap Fund - Direct- Growth = ₹1,200,000 invested. It would currently be worth ₹2,769,706 (multiplier 2.31×). XIRR: 15.95%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Kotak Large & Midcap Fund - Direct- Growth ranks #12 out of 27 funds in the Large & Mid Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 15.02%; this fund delivered 15.26%.

The worst peak-to-trough decline Kotak Large & Midcap Fund - Direct- Growth has experienced over the last 5-year window is 18.50% — its NAV fell from a high on 27 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak Large & Midcap Fund - Direct- Growth averaged 17.24% (best 26.64%, worst 2.69%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.63 — reasonable risk-adjusted performance.

In calendar year 2025, Kotak Large & Midcap Fund - Direct- Growth returned 6.26% — beating the Large & Mid Cap Fund category average of 4.90% by 1.35 pp. It ranked #13 of 32 in its category that year.

Kotak Large & Midcap Fund - Direct- Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Kotak Large & Midcap Fund - Direct- Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.5%. 5-year CAGR: 15.26%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.