Should I invest in Kotak Large Cap Fund?

We don't give personal investment advice. Kotak Large Cap Fund - Growth - Direct is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.4%. 5-year CAGR: 11.49%.

Kotak

Kotak Large Cap Fund - Growth - Direct

Latest NAV

₹630.0060

As of

3 Jun 2026

3,299 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.27%	+0.19%	+0.08	20 / 36	Q3
1W	-1.52%	-1.77%	+0.25	8 / 36	Q1
2W	-0.12%	-0.24%	+0.12	12 / 36	Q2
1M	-2.09%	-1.86%	-0.23	21 / 36	Q3
3M	-5.06%	-3.48%	-1.57	29 / 35	Q4
6M	-7.98%	-7.02%	-0.96	21 / 34	Q3
YTD	-8.19%	-7.39%	-0.80	19 / 34	Q3
1Y	-2.14%	-1.80%	-0.34	17 / 34	Q2
2Y	+2.76%	+2.13%	+0.63	9 / 32	Q2
3Y	+12.36%	+12.27%	+0.09	13 / 31	Q2
4Y	+12.87%	+12.68%	+0.19	12 / 29	Q2
5Y	+11.50%	+11.07%	+0.42	10 / 28	Q2
7Y	+13.62%	+12.37%	+1.25	6 / 25	Q1
10Y	+13.31%	+12.80%	+0.51	9 / 23	Q2
Inception	+13.78%	+11.08%	+2.70	11 / 36	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-8.19%	-7.39%	-0.80	19 / 34
2025	+9.39%	+8.01%	+1.38	10 / 33
2024	+17.55%	+16.46%	+1.08	11 / 31
2023	+23.74%	+25.03%	-1.30	17 / 31
2022	+3.28%	+3.34%	-0.06	14 / 28
2021	+28.97%	+27.19%	+1.78	10 / 27
2020	+17.52%	+14.50%	+3.02	7 / 25
2019	+15.20%	+11.93%	+3.27	6 / 24
2018	-0.40%	+0.35%	-0.75	14 / 24
2017	+29.96%	+31.41%	-1.45	15 / 23
2016	+3.99%	+4.58%	-0.59	13 / 22

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.78%

152 windows

min -25.6% · max 80.6%

88% positive

3-Year rolling

+14.96%

127 windows

min -3.5% · max 28.5%

99% positive

5-Year rolling

+14.86%

103 windows

min 0.8% · max 24.2%

100% positive

7-Year rolling

+14.42%

79 windows

min 8.5% · max 17.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.63%

3-year · annualised

Sharpe ratio

0.48

vs risk-free 6.5%

Sortino ratio

0.71

Downside-only deviation

Max drawdown

-16.52%

Sep 2024 → Feb 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large Cap Fund - Growth Option - Direct Plan	HDFC	₹1,163.9600	3 Jun 2026
Nippon India Large Cap Fund - Direct Plan Growth Plan - Bonus Option	Nippon India	₹97.2167	3 Jun 2026
SBI Large Cap FUND-DIRECT PLAN -GROWTH	SBI	₹100.8823	3 Jun 2026
ICICI Prudential Large Cap Fund (erstwhile Bluechip Fund) - Direct Plan - Growth	ICICI Prudential	₹115.3300	3 Jun 2026
Invesco India Largecap Fund - Direct Plan - Growth	Invesco	₹82.0000	3 Jun 2026
BANDHAN Large Cap Fund-Direct Plan-Growth	Bandhan	₹86.1600	3 Jun 2026
quant Large Cap Fund - Growth Option - Direct Plan	Quant	₹16.2295	3 Jun 2026
Aditya Birla Sun Life Large Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹550.6600	3 Jun 2026
Motilal Oswal Large Cap Direct Plan Growth	Motilal Oswal	₹13.4304	3 Jun 2026
Franklin India Large Cap Fund- Direct - Growth	Franklin India	₹1,077.6027	2 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹630.0060
2 Jun 2026	₹631.9610
1 Jun 2026	₹630.2600
29 May 2026	₹635.1850
27 May 2026	₹644.2040
26 May 2026	₹641.7110
25 May 2026	₹643.9210
22 May 2026	₹635.6000
21 May 2026	₹633.9510
20 May 2026	₹633.8420

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Kotak Large Cap Fund - Growth - Direct is ₹630.0060. It's a Large Cap Fund from Kotak, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Kotak Large Cap Fund - Growth - Direct has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Kotak Large Cap Fund - Growth - Direct is managed by Kotak. It's classified by AMFI under the 'Large Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Large Cap Fund - Growth - Direct has delivered a absolute return of -2.14% — -0.34 pp behind the Large Cap Fund category average of -1.80%. The fund ranks #17 of 34 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Kotak Large Cap Fund - Growth - Direct has delivered a CAGR of 12.36% — +0.09 pp ahead of the Large Cap Fund category average of 12.27%. The fund ranks #13 of 31 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Kotak Large Cap Fund - Growth - Direct has delivered a CAGR of 11.50% — +0.42 pp ahead of the Large Cap Fund category average of 11.07%. The fund ranks #10 of 28 in its category — the second (Q2) quartile.

₹1 lakh invested in Kotak Large Cap Fund - Growth - Direct exactly 10 years ago would be worth approximately ₹348,981 today — a multiplier of 3.49×, based on the 10-year CAGR of 13.31%. The category average over the same window would have grown ₹1 lakh to ₹333,597.

A ₹10,000 monthly SIP in Kotak Large Cap Fund - Growth - Direct over the last 5 years — total invested ₹600,000 — would be worth ₹760,117 today. That's an XIRR (money-weighted annualised return) of 9.39%.

A ₹10,000 monthly SIP for 10 years in Kotak Large Cap Fund - Growth - Direct = ₹1,200,000 invested. It would currently be worth ₹2,377,921 (multiplier 1.98×). XIRR: 13.11%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Kotak Large Cap Fund - Growth - Direct ranks #10 out of 28 funds in the Large Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 11.07%; this fund delivered 11.49%.

The worst peak-to-trough decline Kotak Large Cap Fund - Growth - Direct has experienced over the last 5-year window is 17.35% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak Large Cap Fund - Growth - Direct averaged 14.86% (best 24.22%, worst 0.77%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.42 — weak risk-adjusted performance.

In calendar year 2025, Kotak Large Cap Fund - Growth - Direct returned 9.39% — beating the Large Cap Fund category average of 8.01% by 1.38 pp. It ranked #10 of 33 in its category that year.

Kotak Large Cap Fund - Growth - Direct is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Kotak Large Cap Fund - Growth - Direct is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.4%. 5-year CAGR: 11.49%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.