Should I invest in Kotak Hybrid Fixed Term Plan Series 2 - Diviedend?

We don't give personal investment advice. Kotak Hybrid Fixed Term Plan Series 2 - Direct Plan - Diviedend is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

Kotak

Kotak Hybrid Fixed Term Plan Series 2 - Direct Plan - Diviedend

Latest NAV

₹12.9476

As of

30 Jan 2017

717 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-6.86%	+6.86	506 / 1087	Q2
1W	+0.53%	-9.76%	+10.29	4 / 998	Q1
2W	+0.52%	-9.73%	+10.26	8 / 997	Q1
1M	+1.41%	-9.76%	+11.16	4 / 991	Q1
3M	+1.02%	-9.36%	+10.37	261 / 984	Q2
6M	+2.88%	-8.72%	+11.60	131 / 949	Q1
YTD	+1.30%	-8.84%	+10.14	288 / 949	Q2
1Y	+9.27%	-6.67%	+15.94	23 / 916	Q1
2Y	+5.96%	-2.45%	+8.40	256 / 867	Q2
3Y	+9.25%	-1.11%	+10.37	8 / 835	Q1
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+9.22%	+0.47%	+8.74	22 / 1085	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2017 YTD	+1.30%	+2.07%	-0.77	121 / 207
2016	+6.78%	+3.56%	+3.22	81 / 167
2015	+5.55%	+2.26%	+3.29	53 / 131
2014	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.72%

25 windows

min 2.4% · max 14.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+9.25%

1 window

min 9.3% · max 9.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.79%

3-year · annualised

Sharpe ratio

0.86

vs risk-free 6.5%

Sortino ratio

3.20

Downside-only deviation

Max drawdown

-1.88%

Jan 2016 → Feb 2016

% positive months

83.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Charity Fund for Cancer Cure - IDCW Option - Direct Plan - 50% IDCW Donation Option	HDFC	₹10.1159	17 Jul 2026
NIPPON INDIA FIXED MATURITY PLAN - XLI - SERIES 8 - DIRECT Plan - IDCW Option	Nippon India	₹17.7273	17 Jul 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹17.7206	17 Jul 2026
ICICI Prudential Bond Fund - Direct Plan - Half Yearly IDCW	ICICI Prudential	₹11.0090	17 Jul 2026
BANDHAN Fixed Term Plan Series 179 DIRECT PLAN HALF YEARLY-IDCW (3652 days)	Bandhan	₹11.5431	17 Jul 2026
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) - Direct Plan - Payout of IDCW Option	Aditya Birla Sun Life	₹13.6183	17 Jul 2026
Franklin India Medium to Long Duration Fund - Direct - IDCW	Franklin India	₹10.6701	17 Jul 2026
Kotak Bond Fund - Direct Plan - Standard IDCW option	Kotak	₹30.1720	17 Jul 2026
DSP FMP Series - 264 - 60M - 17D - Direct - IDCW	DSP	₹13.3392	17 Jul 2026
HSBC Medium to Long Duration Fund - Direct Quarterly IDCW	HSBC	₹10.4928	17 Jul 2026

Recent NAVs

Date	NAV
30 Jan 2017	₹12.9476
27 Jan 2017	₹12.9484
25 Jan 2017	₹12.9338
24 Jan 2017	₹12.9026
23 Jan 2017	₹12.8799
20 Jan 2017	₹12.8656
19 Jan 2017	₹12.8927
18 Jan 2017	₹12.8863
17 Jan 2017	₹12.8783
16 Jan 2017	₹12.8802

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 30 Jan 2017, the NAV of Kotak Hybrid Fixed Term Plan Series 2 - Direct Plan - Diviedend is ₹12.9476. It's a Medium to Long Duration Fund from Kotak, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Kotak Hybrid Fixed Term Plan Series 2 - Direct Plan - Diviedend has NAV history starting from 30 Jan 2014, a track record of about 12 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Kotak Hybrid Fixed Term Plan Series 2 - Direct Plan - Diviedend is managed by Kotak. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Hybrid Fixed Term Plan Series 2 - Direct Plan - Diviedend has delivered a absolute return of 9.27% — +15.94 pp ahead of the Medium to Long Duration Fund category average of -6.67%. The fund ranks #23 of 916 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Kotak Hybrid Fixed Term Plan Series 2 - Direct Plan - Diviedend has delivered a CAGR of 9.25% — +10.37 pp ahead of the Medium to Long Duration Fund category average of -1.11%. The fund ranks #8 of 835 in its category — the top (Q1) quartile.

Kotak Hybrid Fixed Term Plan Series 2 - Direct Plan - Diviedend doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Kotak Hybrid Fixed Term Plan Series 2 - Direct Plan - Diviedend exactly 3 years ago would be worth approximately ₹130,407 today — a multiplier of 1.30×, based on the 3-year CAGR of 9.25%. The category average over the same window would have grown ₹1 lakh to ₹96,695.

A ₹10,000 monthly SIP in Kotak Hybrid Fixed Term Plan Series 2 - Direct Plan - Diviedend over the last 3 years — total invested ₹360,000 — would be worth ₹403,776 today. That's an XIRR (money-weighted annualised return) of 7.57%.

Kotak Hybrid Fixed Term Plan Series 2 - Direct Plan - Diviedend doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹403,776 — XIRR 7.57%.

On a 3-year basis, Kotak Hybrid Fixed Term Plan Series 2 - Direct Plan - Diviedend ranks #8 out of 835 funds in the Medium to Long Duration Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is -1.11%; this fund delivered 9.25%.

The worst peak-to-trough decline Kotak Hybrid Fixed Term Plan Series 2 - Direct Plan - Diviedend has experienced over the last 3-year window is 1.88% — its NAV fell from a high on 01 Jan 2016 to a low on 12 Feb 2016. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Kotak Hybrid Fixed Term Plan Series 2 - Direct Plan - Diviedend averaged 9.25% (best 9.25%, worst 9.25%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.86 — reasonable risk-adjusted performance.

In calendar year 2016, Kotak Hybrid Fixed Term Plan Series 2 - Direct Plan - Diviedend returned 6.78% — beating the Medium to Long Duration Fund category average of 3.56% by 3.22 pp. It ranked #81 of 167 in its category that year.

Kotak Hybrid Fixed Term Plan Series 2 - Direct Plan - Diviedend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Kotak Hybrid Fixed Term Plan Series 2 - Direct Plan - Diviedend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.