Should I invest in Kotak FMP Series 300?

We don't give personal investment advice. Kotak FMP Series 300 - Direct Plan - Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

Kotak

Kotak FMP Series 300 - Direct Plan - Growth

Latest NAV

₹12.5807

As of

15 Apr 2026

803 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	-2.27%	+2.30	79 / 1079	Q1
1W	+0.12%	-2.67%	+2.79	241 / 945	Q2
2W	+0.26%	-2.63%	+2.89	159 / 930	Q1
1M	+0.46%	-2.40%	+2.87	357 / 924	Q2
3M	+1.32%	-1.35%	+2.68	447 / 916	Q2
6M	+2.77%	+0.02%	+2.75	438 / 876	Q2
YTD	+1.53%	-0.17%	+1.69	598 / 880	Q3
1Y	+6.11%	+3.22%	+2.89	409 / 835	Q2
2Y	+7.14%	+4.01%	+3.13	443 / 807	Q3
3Y	+7.13%	+4.45%	+2.68	599 / 800	Q3
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+7.07%	+5.01%	+2.05	808 / 1079	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.53%	+2.71%	-1.19	84 / 91
2025	+7.04%	+6.90%	+0.15	65 / 98
2024	+7.75%	+9.13%	-1.38	74 / 103
2023	+6.99%	+7.13%	-0.14	63 / 89
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.50%

29 windows

min 6.1% · max 8.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+7.26%

5 windows

min 7.1% · max 7.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.64%

3-year · annualised

Sharpe ratio

0.63

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.24%

Sep 2023 → Oct 2023

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC FMP 1269D March 2023 - Growth Option - Direct Plan	HDFC	₹12.6069	17 Jul 2026
Nippon India Fixed Maturity Plan XLI - Series 8 - Direct Plan - Growth Option	Nippon India	₹17.7273	17 Jul 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Direct Plan - Growth	SBI	₹17.7027	17 Jul 2026
ICICI Prudential Bond Fund - Direct Plan - Growth	ICICI Prudential	₹44.8881	17 Jul 2026
BANDHAN Fixed Term Plan Series 179 DIRECT PLAN-GROWTH (3652 days)	Bandhan	₹18.0849	17 Jul 2026
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) - Direct Plan - Growth Option	Aditya Birla Sun Life	₹13.6165	17 Jul 2026
Franklin India Medium to Long Duration Fund - Direct Growth	Franklin India	₹11.2815	17 Jul 2026
Kotak Bond Fund - Growth - Direct	Kotak	₹90.6522	17 Jul 2026
DSP FMP Series - 264 - 60M - 17D - Direct - Growth	DSP	₹13.3392	17 Jul 2026
HSBC Medium to Long Duration Fund - Direct Growth	HSBC	₹48.8567	17 Jul 2026

Recent NAVs

Date	NAV
15 Apr 2026	₹12.5807
13 Apr 2026	₹12.5775
10 Apr 2026	₹12.5709
9 Apr 2026	₹12.5675
8 Apr 2026	₹12.5660
7 Apr 2026	₹12.5639
6 Apr 2026	₹12.5619
2 Apr 2026	₹12.5538
31 Mar 2026	₹12.5481
30 Mar 2026	₹12.5460

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 15 Apr 2026, the NAV of Kotak FMP Series 300 - Direct Plan - Growth is ₹12.5807. It's a Medium to Long Duration Fund from Kotak, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Kotak FMP Series 300 - Direct Plan - Growth has NAV history starting from 15 Dec 2022, a track record of about 3 years 7 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Kotak FMP Series 300 - Direct Plan - Growth is managed by Kotak. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak FMP Series 300 - Direct Plan - Growth has delivered a absolute return of 6.11% — +2.89 pp ahead of the Medium to Long Duration Fund category average of 3.22%. The fund ranks #409 of 835 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Kotak FMP Series 300 - Direct Plan - Growth has delivered a CAGR of 7.13% — +2.68 pp ahead of the Medium to Long Duration Fund category average of 4.45%. The fund ranks #599 of 800 in its category — the third (Q3) quartile.

Kotak FMP Series 300 - Direct Plan - Growth doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Kotak FMP Series 300 - Direct Plan - Growth exactly 3 years ago would be worth approximately ₹122,951 today — a multiplier of 1.23×, based on the 3-year CAGR of 7.13%. The category average over the same window would have grown ₹1 lakh to ₹113,950.

A ₹10,000 monthly SIP in Kotak FMP Series 300 - Direct Plan - Growth over the last 3 years — total invested ₹360,000 — would be worth ₹399,871 today. That's an XIRR (money-weighted annualised return) of 6.94%.

Kotak FMP Series 300 - Direct Plan - Growth doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹399,871 — XIRR 6.94%.

On a 3-year basis, Kotak FMP Series 300 - Direct Plan - Growth ranks #599 out of 800 funds in the Medium to Long Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 4.45%; this fund delivered 7.13%.

The worst peak-to-trough decline Kotak FMP Series 300 - Direct Plan - Growth has experienced over the last 3-year window is 0.24% — its NAV fell from a high on 25 Sep 2023 to a low on 06 Oct 2023. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Kotak FMP Series 300 - Direct Plan - Growth averaged 7.25% (best 7.39%, worst 7.13%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.63 — reasonable risk-adjusted performance.

In calendar year 2025, Kotak FMP Series 300 - Direct Plan - Growth returned 7.04% — beating the Medium to Long Duration Fund category average of 6.90% by 0.15 pp. It ranked #65 of 98 in its category that year.

Kotak FMP Series 300 - Direct Plan - Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Kotak FMP Series 300 - Direct Plan - Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.