Should I invest in Kotak FMP Series 211?

We don't give personal investment advice. Kotak FMP Series 211-Direct Plan-Dividend option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

Kotak

Kotak FMP Series 211-Direct Plan-Dividend option

Latest NAV

₹12.2499

As of

22 Oct 2020

731 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	-6.79%	+6.80	272 / 1087	Q2
1W	+0.06%	-9.68%	+9.74	350 / 998	Q2
2W	+0.13%	-9.65%	+9.77	326 / 997	Q2
1M	+0.28%	-9.71%	+9.99	272 / 991	Q2
3M	+0.86%	-9.39%	+10.25	305 / 984	Q2
6M	+2.18%	-8.74%	+10.93	210 / 949	Q1
YTD	+4.43%	-8.86%	+13.29	40 / 949	Q1
1Y	+5.76%	-6.69%	+12.46	154 / 916	Q1
2Y	+8.09%	-2.42%	+10.51	53 / 867	Q1
3Y	+6.95%	-1.12%	+8.07	221 / 833	Q2
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+6.92%	+0.48%	+6.44	299 / 1085	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2020 YTD	+4.43%	+2.15%	+2.28	308 / 625
2019	+9.24%	+3.58%	+5.66	161 / 607
2018	+6.99%	+1.75%	+5.24	47 / 314
2017	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.21%

25 windows

min 4.8% · max 10.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+6.95%

1 window

min 6.9% · max 6.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.27%

3-year · annualised

Sharpe ratio

0.19

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-1.06%

Apr 2018 → May 2018

% positive months

91.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Charity Fund for Cancer Cure - IDCW Option - Direct Plan - 50% IDCW Donation Option	HDFC	₹10.0419	3 Jun 2026
NIPPON INDIA FIXED MATURITY PLAN - XLI - SERIES 8 - DIRECT Plan - IDCW Option	Nippon India	₹17.3687	3 Jun 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹17.4021	3 Jun 2026
ICICI Prudential Bond Fund - Direct Plan - Half Yearly IDCW	ICICI Prudential	₹10.7370	3 Jun 2026
BANDHAN Fixed Term Plan Series 179 DIRECT PLAN HALF YEARLY-IDCW (3652 days)	Bandhan	₹11.3171	3 Jun 2026
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) - Direct Plan - Payout of IDCW option	Aditya Birla Sun Life	₹13.5041	3 Jun 2026
Franklin India Medium to Long Duration Fund - Direct - IDCW	Franklin India	₹10.4993	3 Jun 2026
Kotak Bond Fund - Direct Plan - Standard IDCW option	Kotak	₹29.3456	3 Jun 2026
DSP FMP Series - 264 - 60M - 17D - Direct - IDCW	DSP	₹13.2410	3 Jun 2026
HSBC Medium to Long Duration Fund - Direct Quarterly IDCW	HSBC	₹10.3575	3 Jun 2026

Recent NAVs

Date	NAV
22 Oct 2020	₹12.2499
21 Oct 2020	₹12.2489
20 Oct 2020	₹12.2479
19 Oct 2020	₹12.2469
16 Oct 2020	₹12.2435
15 Oct 2020	₹12.2424
14 Oct 2020	₹12.2413
13 Oct 2020	₹12.2402
12 Oct 2020	₹12.2391
9 Oct 2020	₹12.2357

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 22 Oct 2020, the NAV of Kotak FMP Series 211-Direct Plan-Dividend option is ₹12.2499. It's a Medium to Long Duration Fund from Kotak, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Kotak FMP Series 211-Direct Plan-Dividend option has NAV history starting from 17 Oct 2017, a track record of about 8 years 7 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Kotak FMP Series 211-Direct Plan-Dividend option is managed by Kotak. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak FMP Series 211-Direct Plan-Dividend option has delivered a absolute return of 5.76% — +12.46 pp ahead of the Medium to Long Duration Fund category average of -6.69%. The fund ranks #154 of 916 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Kotak FMP Series 211-Direct Plan-Dividend option has delivered a CAGR of 6.95% — +8.07 pp ahead of the Medium to Long Duration Fund category average of -1.12%. The fund ranks #221 of 833 in its category — the second (Q2) quartile.

Kotak FMP Series 211-Direct Plan-Dividend option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Kotak FMP Series 211-Direct Plan-Dividend option exactly 3 years ago would be worth approximately ₹122,322 today — a multiplier of 1.22×, based on the 3-year CAGR of 6.95%. The category average over the same window would have grown ₹1 lakh to ₹96,678.

A ₹10,000 monthly SIP in Kotak FMP Series 211-Direct Plan-Dividend option over the last 3 years — total invested ₹360,000 — would be worth ₹401,572 today. That's an XIRR (money-weighted annualised return) of 7.21%.

Kotak FMP Series 211-Direct Plan-Dividend option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹401,572 — XIRR 7.21%.

On a 3-year basis, Kotak FMP Series 211-Direct Plan-Dividend option ranks #221 out of 833 funds in the Medium to Long Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is -1.12%; this fund delivered 6.95%.

The worst peak-to-trough decline Kotak FMP Series 211-Direct Plan-Dividend option has experienced over the last 3-year window is 1.06% — its NAV fell from a high on 09 Apr 2018 to a low on 17 May 2018. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Kotak FMP Series 211-Direct Plan-Dividend option averaged 6.95% (best 6.95%, worst 6.95%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.19 — weak risk-adjusted performance.

In calendar year 2019, Kotak FMP Series 211-Direct Plan-Dividend option returned 9.24% — beating the Medium to Long Duration Fund category average of 3.58% by 5.66 pp. It ranked #161 of 607 in its category that year.

Kotak FMP Series 211-Direct Plan-Dividend option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Kotak FMP Series 211-Direct Plan-Dividend option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.