Should I invest in Kotak FMP Series 113 (1094 Days)?

We don't give personal investment advice. Kotak FMP Series 113 (1094 Days) - Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

Kotak

Kotak FMP Series 113 (1094 Days) - Growth

Latest NAV

₹13.9290

As of

12 Oct 2017

983 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.17%	-3.05%	+3.23	10 / 796	Q1
1W	+0.26%	-3.63%	+3.89	24 / 666	Q1
2W	+0.37%	-3.63%	+4.00	30 / 651	Q1
1M	+1.45%	-3.45%	+4.90	6 / 645	Q1
3M	+2.22%	-2.59%	+4.81	32 / 637	Q1
6M	+3.40%	-1.24%	+4.65	177 / 623	Q2
YTD	+4.47%	-1.35%	+5.82	105 / 618	Q1
1Y	+5.39%	+1.96%	+3.43	371 / 590	Q3
2Y	+6.72%	+2.60%	+4.12	357 / 556	Q3
3Y	+7.33%	+2.95%	+4.39	375 / 551	Q3
4Y	+7.84%	+7.92%	-0.08	67 / 95	Q3
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+8.22%	+4.26%	+3.97	255 / 796	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2017 YTD	+4.47%	+5.65%	-1.18	130 / 217
2016	+7.56%	+7.49%	+0.06	141 / 202
2015	+7.52%	+6.75%	+0.77	140 / 185
2014	+10.00%	+12.50%	-2.50	38 / 82
2013	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.89%

38 windows

min 4.4% · max 10.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+7.96%

14 windows

min 7.1% · max 9.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.04%

3-year · annualised

Sharpe ratio

0.58

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.19%

Feb 2015 → Feb 2015

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC FMP 1269D March 2023 - Growth Option	HDFC	₹12.4260	3 Jun 2026
Nippon India Fixed Maturity Plan XLI - Series 8 - Growth Option	Nippon India	₹17.0046	3 Jun 2026
ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I - Cumulative Option	ICICI Prudential	₹17.4336	3 Jun 2026
Franklin India Medium to Long Duration Fund - Growth	Franklin India	₹10.9122	3 Jun 2026

Recent NAVs

Date	NAV
12 Oct 2017	₹13.9290
11 Oct 2017	₹13.9048
10 Oct 2017	₹13.9028
9 Oct 2017	₹13.9007
6 Oct 2017	₹13.8944
5 Oct 2017	₹13.8924
4 Oct 2017	₹13.8904
3 Oct 2017	₹13.8884
29 Sep 2017	₹13.8803
28 Sep 2017	₹13.8783

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 12 Oct 2017, the NAV of Kotak FMP Series 113 (1094 Days) - Growth is ₹13.9290. It's a Medium to Long Duration Fund from Kotak, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Kotak FMP Series 113 (1094 Days) - Growth has NAV history starting from 10 Sep 2013, a track record of about 12 years 8 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Kotak FMP Series 113 (1094 Days) - Growth is managed by Kotak. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak FMP Series 113 (1094 Days) - Growth has delivered a absolute return of 5.39% — +3.43 pp ahead of the Medium to Long Duration Fund category average of 1.96%. The fund ranks #371 of 590 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Kotak FMP Series 113 (1094 Days) - Growth has delivered a CAGR of 7.33% — +4.39 pp ahead of the Medium to Long Duration Fund category average of 2.95%. The fund ranks #375 of 551 in its category — the third (Q3) quartile.

Kotak FMP Series 113 (1094 Days) - Growth doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Kotak FMP Series 113 (1094 Days) - Growth exactly 3 years ago would be worth approximately ₹123,654 today — a multiplier of 1.24×, based on the 3-year CAGR of 7.33%. The category average over the same window would have grown ₹1 lakh to ₹109,098.

A ₹10,000 monthly SIP in Kotak FMP Series 113 (1094 Days) - Growth over the last 3 years — total invested ₹360,000 — would be worth ₹399,058 today. That's an XIRR (money-weighted annualised return) of 6.79%.

Kotak FMP Series 113 (1094 Days) - Growth doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹399,058 — XIRR 6.79%.

On a 3-year basis, Kotak FMP Series 113 (1094 Days) - Growth ranks #375 out of 551 funds in the Medium to Long Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 2.95%; this fund delivered 7.33%.

The worst peak-to-trough decline Kotak FMP Series 113 (1094 Days) - Growth has experienced over the last 3-year window is 0.19% — its NAV fell from a high on 02 Feb 2015 to a low on 05 Feb 2015. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Kotak FMP Series 113 (1094 Days) - Growth averaged 7.96% (best 9.07%, worst 7.11%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.58 — reasonable risk-adjusted performance.

In calendar year 2016, Kotak FMP Series 113 (1094 Days) - Growth returned 7.56% — beating the Medium to Long Duration Fund category average of 7.49% by 0.06 pp. It ranked #141 of 202 in its category that year.

Kotak FMP Series 113 (1094 Days) - Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Kotak FMP Series 113 (1094 Days) - Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.