Should I invest in Kotak FMP Series 113 (1094 Days)?

We don't give personal investment advice. Kotak FMP Series 113 (1094 Days) - Dividend is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

Kotak

Kotak FMP Series 113 (1094 Days) - Dividend

Latest NAV

₹13.1260

As of

7 Sep 2016

717 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.19%	-8.11%	+8.29	11 / 904	Q1
1W	+0.28%	-11.78%	+12.07	18 / 779	Q1
2W	+0.74%	-11.83%	+12.57	4 / 776	Q1
1M	+1.00%	-11.79%	+12.79	29 / 772	Q1
3M	+2.06%	-11.26%	+13.32	47 / 763	Q1
6M	+4.68%	-10.36%	+15.05	30 / 749	Q1
YTD	+5.92%	-10.43%	+16.36	26 / 747	Q1
1Y	+8.19%	-8.21%	+16.40	54 / 728	Q1
2Y	+8.42%	-5.24%	+13.66	36 / 660	Q1
3Y	+9.20%	-3.97%	+13.16	11 / 646	Q1
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+9.21%	-1.10%	+10.32	24 / 904	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2016 YTD	+5.92%	+3.44%	+2.49	119 / 223
2015	+7.52%	+2.41%	+5.10	82 / 205
2014	+10.00%	+7.92%	+2.08	35 / 107
2013	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.75%

25 windows

min 7.4% · max 11.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+9.20%

1 window

min 9.2% · max 9.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.05%

3-year · annualised

Sharpe ratio

2.23

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.83%

Nov 2013 → Nov 2013

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Charity Fund for Cancer Cure - IDCW Option - 50% IDCW Donation Option	HDFC	₹10.1158	17 Jul 2026
NIPPON INDIA FIXED MATURITY PLAN - XLI - SERIES 8 - IDCW Option	Nippon India	₹17.3494	17 Jul 2026
SBI Magnum Income Fund-Bonus	SBI	₹44.6708	17 Jul 2026
ICICI Prudential Bond Fund - Half Yearly IDCW	ICICI Prudential	₹11.3293	17 Jul 2026
Franklin India Medium to Long Duration Fund - IDCW	Franklin India	₹10.5884	17 Jul 2026
Canara Robeco Income-Growth Plan	Canara Robeco	₹56.9903	17 Jul 2026
UTI Bond Fund-Growth (for rep. After 6 months- No Load)	UTI	₹76.0625	17 Jul 2026
Birla Sun Life Income Plus (Dividend)	Birla Sun Life	₹13.0862	17 Jul 2026
IDFC - SSIF - Investment Plan - Annual Dividend	IDFC	₹11.9547	17 Jul 2026
JM Income Fund-Dividend	JM Financial	₹21.9310	17 Jul 2026

Recent NAVs

Date	NAV
7 Sep 2016	₹13.1260
6 Sep 2016	₹13.1014
2 Sep 2016	₹13.0932
1 Sep 2016	₹13.0913
31 Aug 2016	₹13.0893
30 Aug 2016	₹13.0873
29 Aug 2016	₹13.0853
26 Aug 2016	₹13.0331
25 Aug 2016	₹13.0310
24 Aug 2016	₹13.0290

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 07 Sep 2016, the NAV of Kotak FMP Series 113 (1094 Days) - Dividend is ₹13.1260. It's a Medium to Long Duration Fund from Kotak, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Kotak FMP Series 113 (1094 Days) - Dividend has NAV history starting from 10 Sep 2013, a track record of about 12 years 10 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Kotak FMP Series 113 (1094 Days) - Dividend is managed by Kotak. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak FMP Series 113 (1094 Days) - Dividend has delivered a absolute return of 8.19% — +16.4 pp ahead of the Medium to Long Duration Fund category average of -8.21%. The fund ranks #54 of 728 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Kotak FMP Series 113 (1094 Days) - Dividend has delivered a CAGR of 9.20% — +13.16 pp ahead of the Medium to Long Duration Fund category average of -3.97%. The fund ranks #11 of 646 in its category — the top (Q1) quartile.

Kotak FMP Series 113 (1094 Days) - Dividend doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Kotak FMP Series 113 (1094 Days) - Dividend exactly 3 years ago would be worth approximately ₹130,203 today — a multiplier of 1.30×, based on the 3-year CAGR of 9.20%. The category average over the same window would have grown ₹1 lakh to ₹88,568.

A ₹10,000 monthly SIP in Kotak FMP Series 113 (1094 Days) - Dividend over the last 3 years — total invested ₹360,000 — would be worth ₹409,626 today. That's an XIRR (money-weighted annualised return) of 8.54%.

Kotak FMP Series 113 (1094 Days) - Dividend doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹409,626 — XIRR 8.54%.

On a 3-year basis, Kotak FMP Series 113 (1094 Days) - Dividend ranks #11 out of 646 funds in the Medium to Long Duration Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is -3.97%; this fund delivered 9.20%.

The worst peak-to-trough decline Kotak FMP Series 113 (1094 Days) - Dividend has experienced over the last 3-year window is 0.83% — its NAV fell from a high on 05 Nov 2013 to a low on 14 Nov 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Kotak FMP Series 113 (1094 Days) - Dividend averaged 9.20% (best 9.20%, worst 9.20%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 2.23 — strong risk-adjusted performance.

In calendar year 2015, Kotak FMP Series 113 (1094 Days) - Dividend returned 7.52% — beating the Medium to Long Duration Fund category average of 2.41% by 5.10 pp. It ranked #82 of 205 in its category that year.

Kotak FMP Series 113 (1094 Days) - Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Kotak FMP Series 113 (1094 Days) - Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.