Should I invest in Kotak Capital Protection Oriented Scheme - Series 2?

We don't give personal investment advice. Kotak Capital Protection Oriented Scheme - Series 2 - Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

Kotak

Kotak Capital Protection Oriented Scheme - Series 2 - Growth

Latest NAV

₹12.0483

As of

11 Dec 2018

723 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	-3.05%	+3.07	190 / 796	Q1
1W	-0.11%	-3.63%	+3.51	615 / 666	Q4
2W	+0.33%	-3.63%	+3.96	36 / 651	Q1
1M	+1.10%	-3.45%	+4.55	18 / 645	Q1
3M	+0.37%	-2.59%	+2.96	570 / 637	Q4
6M	+1.60%	-1.24%	+2.85	530 / 623	Q4
YTD	+3.94%	-1.35%	+5.29	123 / 618	Q1
1Y	+4.24%	+1.96%	+2.28	434 / 590	Q3
2Y	+6.00%	+2.60%	+3.41	434 / 556	Q4
3Y	+6.61%	+2.95%	+3.66	463 / 551	Q4
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+6.60%	+4.26%	+2.35	642 / 796	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2018 YTD	+3.94%	+5.25%	-1.31	101 / 156
2017	+8.00%	+5.65%	+2.34	47 / 217
2016	+6.55%	+7.49%	-0.95	152 / 202
2015	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.90%

25 windows

min 3.4% · max 10.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+6.61%

1 window

min 6.6% · max 6.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.22%

3-year · annualised

Sharpe ratio

-0.03

vs risk-free 6.5%

Sortino ratio

-0.05

Downside-only deviation

Max drawdown

-2.35%

Aug 2018 → Oct 2018

% positive months

83.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC FMP 1269D March 2023 - Growth Option	HDFC	₹12.4260	3 Jun 2026
Nippon India Fixed Maturity Plan XLI - Series 8 - Growth Option	Nippon India	₹17.0046	3 Jun 2026
ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I - Cumulative Option	ICICI Prudential	₹17.4336	3 Jun 2026
Franklin India Medium to Long Duration Fund - Growth	Franklin India	₹10.9122	3 Jun 2026

Recent NAVs

Date	NAV
11 Dec 2018	₹12.0483
10 Dec 2018	₹12.0466
7 Dec 2018	₹12.0420
6 Dec 2018	₹12.0405
5 Dec 2018	₹12.0506
4 Dec 2018	₹12.0621
3 Dec 2018	₹12.0609
30 Nov 2018	₹12.0519
29 Nov 2018	₹12.0465
28 Nov 2018	₹12.0157

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 11 Dec 2018, the NAV of Kotak Capital Protection Oriented Scheme - Series 2 - Growth is ₹12.0483. It's a Medium to Long Duration Fund from Kotak, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Kotak Capital Protection Oriented Scheme - Series 2 - Growth has NAV history starting from 11 Dec 2015, a track record of about 10 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Kotak Capital Protection Oriented Scheme - Series 2 - Growth is managed by Kotak. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Capital Protection Oriented Scheme - Series 2 - Growth has delivered a absolute return of 4.24% — +2.28 pp ahead of the Medium to Long Duration Fund category average of 1.96%. The fund ranks #434 of 590 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Kotak Capital Protection Oriented Scheme - Series 2 - Growth has delivered a CAGR of 6.61% — +3.66 pp ahead of the Medium to Long Duration Fund category average of 2.95%. The fund ranks #463 of 551 in its category — the bottom (Q4) quartile.

Kotak Capital Protection Oriented Scheme - Series 2 - Growth doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Kotak Capital Protection Oriented Scheme - Series 2 - Growth exactly 3 years ago would be worth approximately ₹121,170 today — a multiplier of 1.21×, based on the 3-year CAGR of 6.61%. The category average over the same window would have grown ₹1 lakh to ₹109,098.

A ₹10,000 monthly SIP in Kotak Capital Protection Oriented Scheme - Series 2 - Growth over the last 3 years — total invested ₹360,000 — would be worth ₹393,041 today. That's an XIRR (money-weighted annualised return) of 5.78%.

Kotak Capital Protection Oriented Scheme - Series 2 - Growth doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹393,041 — XIRR 5.78%.

On a 3-year basis, Kotak Capital Protection Oriented Scheme - Series 2 - Growth ranks #463 out of 551 funds in the Medium to Long Duration Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 2.95%; this fund delivered 6.61%.

The worst peak-to-trough decline Kotak Capital Protection Oriented Scheme - Series 2 - Growth has experienced over the last 3-year window is 2.35% — its NAV fell from a high on 28 Aug 2018 to a low on 23 Oct 2018. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Kotak Capital Protection Oriented Scheme - Series 2 - Growth averaged 6.61% (best 6.61%, worst 6.61%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is -0.03 — negative risk-adjusted performance.

In calendar year 2017, Kotak Capital Protection Oriented Scheme - Series 2 - Growth returned 8.00% — beating the Medium to Long Duration Fund category average of 5.65% by 2.34 pp. It ranked #47 of 217 in its category that year.

Kotak Capital Protection Oriented Scheme - Series 2 - Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Kotak Capital Protection Oriented Scheme - Series 2 - Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.