Should I invest in Kotak Business Cycle?

We don't give personal investment advice. Kotak Business Cycle - Direct Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Kotak

Kotak Business Cycle - Direct Plan - Growth

Latest NAV

₹16.9490

As of

3 Jun 2026

898 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.52%	+0.27%	+0.25	76 / 258	Q2
1W	-0.84%	-1.34%	+0.50	71 / 258	Q2
2W	+0.83%	+0.04%	+0.80	95 / 259	Q2
1M	+0.36%	-0.39%	+0.75	102 / 259	Q2
3M	+1.69%	+2.19%	-0.50	132 / 257	Q3
6M	-2.22%	-1.09%	-1.13	119 / 247	Q2
YTD	-2.78%	-1.30%	-1.48	123 / 247	Q2
1Y	+3.13%	+5.02%	-1.89	110 / 230	Q2
2Y	+8.06%	+5.50%	+2.56	51 / 182	Q2
3Y	+16.73%	+16.94%	-0.21	71 / 139	Q3
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+15.35%	+10.45%	+4.90	89 / 259	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.78%	-0.94%	-1.84	121 / 244
2025	+6.11%	+4.41%	+1.70	82 / 208
2024	+29.13%	+23.18%	+5.95	38 / 155
2023	+24.58%	+33.51%	-8.93	100 / 127
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.85%

33 windows

min 3.1% · max 41.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+18.47%

9 windows

min 16.4% · max 20.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.14%

3-year · annualised

Sharpe ratio

0.71

vs risk-free 6.5%

Sortino ratio

1.08

Downside-only deviation

Max drawdown

-18.42%

Sep 2024 → Mar 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option - Direct Plan	HDFC	₹18.0340	3 Jun 2026
Nippon India Active Momentum Fund-Direct Plan - Growth Option	Nippon India	₹12.1791	3 Jun 2026
SBI Automotive Opportunities Fund - Direct Plan - Growth	SBI	₹11.7563	3 Jun 2026
ICICI Prudential Active Momentum Fund - Direct Plan - Growth	ICICI Prudential	₹10.6800	3 Jun 2026
Invesco India Business Cycle Fund - Direct Plan - Growth	Invesco	₹13.3000	3 Jun 2026
Bandhan Business Cycle Fund - Direct Plan - Growth	Bandhan	₹9.6290	3 Jun 2026
quant BFSI Fund - Growth Option - Direct Plan	Quant	₹20.2506	3 Jun 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - DIRECT PLAN - GROWTH OPTION	Quantum	₹23.5100	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹66.7400	3 Jun 2026
Motilal Oswal Active Momentum Fund- Direct-Growth	Motilal Oswal	₹13.3284	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹16.9490
2 Jun 2026	₹16.9660
1 Jun 2026	₹16.8790
29 May 2026	₹17.0000
27 May 2026	₹17.1100
26 May 2026	₹17.1090
25 May 2026	₹17.0900
22 May 2026	₹16.9110
21 May 2026	₹16.8830
20 May 2026	₹16.8570

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Kotak Business Cycle - Direct Plan - Growth is ₹16.9490. It's a Sectoral/Thematic Fund from Kotak, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Kotak Business Cycle - Direct Plan - Growth has NAV history starting from 06 Oct 2022, a track record of about 3 years 7 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Kotak Business Cycle - Direct Plan - Growth is managed by Kotak. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Business Cycle - Direct Plan - Growth has delivered a absolute return of 3.13% — -1.89 pp behind the Sectoral/Thematic Fund category average of 5.02%. The fund ranks #110 of 230 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Kotak Business Cycle - Direct Plan - Growth has delivered a CAGR of 16.73% — -0.21 pp behind the Sectoral/Thematic Fund category average of 16.94%. The fund ranks #71 of 139 in its category — the third (Q3) quartile.

Kotak Business Cycle - Direct Plan - Growth doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Kotak Business Cycle - Direct Plan - Growth exactly 3 years ago would be worth approximately ₹159,066 today — a multiplier of 1.59×, based on the 3-year CAGR of 16.73%. The category average over the same window would have grown ₹1 lakh to ₹159,907.

A ₹10,000 monthly SIP in Kotak Business Cycle - Direct Plan - Growth over the last 3 years — total invested ₹360,000 — would be worth ₹420,350 today. That's an XIRR (money-weighted annualised return) of 10.32%.

Kotak Business Cycle - Direct Plan - Growth doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹420,350 — XIRR 10.32%.

On a 3-year basis, Kotak Business Cycle - Direct Plan - Growth ranks #71 out of 139 funds in the Sectoral/Thematic Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 16.94%; this fund delivered 16.73%.

The worst peak-to-trough decline Kotak Business Cycle - Direct Plan - Growth has experienced over the last 3-year window is 18.42% — its NAV fell from a high on 23 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Kotak Business Cycle - Direct Plan - Growth averaged 18.47% (best 20.35%, worst 16.42%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.71 — reasonable risk-adjusted performance.

In calendar year 2025, Kotak Business Cycle - Direct Plan - Growth returned 6.11% — beating the Sectoral/Thematic Fund category average of 4.41% by 1.70 pp. It ranked #82 of 208 in its category that year.

Kotak Business Cycle - Direct Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Kotak Business Cycle - Direct Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.