Should I invest in JPMorgan India Active Bond Fund?

We don't give personal investment advice. JPMorgan India Active Bond Fund-Retail Plan - Dividend Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.5%. 5-year CAGR: 8.60%.

JPMorgan

JPMorgan India Active Bond Fund-Retail Plan - Dividend Option

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.35%	-7.11%	+7.46	24 / 732	Q1
1W	+0.83%	-12.64%	+13.46	52 / 699	Q1
2W	+1.91%	-12.71%	+14.63	26 / 712	Q1
1M	+2.41%	-12.43%	+14.84	41 / 754	Q1
3M	+4.11%	-11.47%	+15.59	37 / 740	Q1
6M	+7.65%	-9.57%	+17.22	46 / 680	Q1
YTD	+10.75%	-9.94%	+20.69	18 / 704	Q1
1Y	+10.89%	-7.10%	+17.99	27 / 627	Q1
2Y	+9.31%	-7.27%	+16.58	18 / 143	Q1
3Y	+10.63%	-2.77%	+13.40	3 / 83	Q1
4Y	+8.71%	+0.17%	+8.53	5 / 70	Q1
5Y	+8.60%	+0.12%	+8.48	4 / 66	Q1
7Y	+7.63%	-0.98%	+8.61	11 / 52	Q1
10Y	—	—	—	—	—
Inception	+6.11%	-6.12%	+12.22	339 / 770	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2016 YTD	+10.75%	+3.57%	+7.18	2 / 41
2015	+6.81%	-1.44%	+8.26	16 / 56
2014	+12.52%	+4.04%	+8.48	2 / 46
2013	+3.85%	+2.99%	+0.86	19 / 51
2012	+8.13%	+3.57%	+4.56	17 / 54
2011	+5.79%	+2.03%	+3.76	22 / 66
2010	+5.35%	-4.87%	+10.22	15 / 143
2009	-12.32%	-9.70%	-2.62	479 / 552
2008	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.93%

91 windows

min -12.4% · max 14.2%

89% positive

3-Year rolling

+6.57%

66 windows

min -0.3% · max 10.6%

98% positive

5-Year rolling

+6.57%

42 windows

min 3.0% · max 8.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+6.14%

18 windows

min 4.1% · max 7.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.45%

3-year · annualised

Sharpe ratio

1.50

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-1.05%

Jul 2014 → Jul 2014

% positive months

88.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
24 Nov 2016	₹16.4837
23 Nov 2016	₹16.4257
22 Nov 2016	₹16.3995
21 Nov 2016	₹16.3955
18 Nov 2016	₹16.3322
17 Nov 2016	₹16.3486
16 Nov 2016	₹16.3439
15 Nov 2016	₹16.2541
11 Nov 2016	₹16.1662
10 Nov 2016	₹16.1743

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

JPMorgan India Active Bond Fund-Retail Plan - Dividend Option is a Income from JPMorgan (Retail plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

JPMorgan India Active Bond Fund-Retail Plan - Dividend Option has NAV history starting from 30 Jun 2008, a track record of about 17 years 11 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

JPMorgan India Active Bond Fund-Retail Plan - Dividend Option is managed by JPMorgan. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, JPMorgan India Active Bond Fund-Retail Plan - Dividend Option has delivered a absolute return of 10.89% — +17.99 pp ahead of the Income category average of -7.10%. The fund ranks #27 of 627 in its category — the top (Q1) quartile.

Over the trailing 3-year window, JPMorgan India Active Bond Fund-Retail Plan - Dividend Option has delivered a CAGR of 10.63% — +13.4 pp ahead of the Income category average of -2.77%. The fund ranks #3 of 83 in its category — the top (Q1) quartile.

Over the trailing 5-year window, JPMorgan India Active Bond Fund-Retail Plan - Dividend Option has delivered a CAGR of 8.60% — +8.48 pp ahead of the Income category average of 0.12%. The fund ranks #4 of 66 in its category — the top (Q1) quartile.

₹1 lakh invested in JPMorgan India Active Bond Fund-Retail Plan - Dividend Option exactly 5 years ago would be worth approximately ₹151,026 today — a multiplier of 1.51×, based on the 5-year CAGR of 8.60%. The category average over the same window would have grown ₹1 lakh to ₹100,600.

A ₹10,000 monthly SIP in JPMorgan India Active Bond Fund-Retail Plan - Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹759,861 today. That's an XIRR (money-weighted annualised return) of 9.36%.

JPMorgan India Active Bond Fund-Retail Plan - Dividend Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,144,866 — XIRR 8.69%.

On a 5-year basis, JPMorgan India Active Bond Fund-Retail Plan - Dividend Option ranks #4 out of 66 funds in the Income category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 0.12%; this fund delivered 8.60%.

The worst peak-to-trough decline JPMorgan India Active Bond Fund-Retail Plan - Dividend Option has experienced over the last 5-year window is 8.48% — its NAV fell from a high on 28 May 2013 to a low on 19 Aug 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, JPMorgan India Active Bond Fund-Retail Plan - Dividend Option averaged 6.57% (best 8.60%, worst 3.03%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.50 — reasonable risk-adjusted performance.

In calendar year 2015, JPMorgan India Active Bond Fund-Retail Plan - Dividend Option returned 6.81% — beating the Income category average of -1.44% by 8.26 pp. It ranked #16 of 56 in its category that year.

JPMorgan India Active Bond Fund-Retail Plan - Dividend Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. JPMorgan India Active Bond Fund-Retail Plan - Dividend Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.5%. 5-year CAGR: 8.60%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.