Should I invest in JM Large Cap Fund?

We don't give personal investment advice. JM Large Cap Fund-Growth is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 49.4%. 5-year CAGR: 0.78%.

JM Financial

JM Large Cap Fund-Growth

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.09%	+0.06%	-0.15	196 / 299	Q3
1W	+2.70%	-3.61%	+6.31	32 / 303	Q1
2W	+7.48%	-4.52%	+12.00	12 / 303	Q1
1M	+4.58%	-5.64%	+10.22	55 / 302	Q1
3M	-7.98%	-4.27%	-3.71	218 / 302	Q3
6M	-6.80%	+1.48%	-8.28	224 / 307	Q3
YTD	-7.98%	-0.18%	-7.80	210 / 309	Q3
1Y	+11.81%	+7.10%	+4.70	124 / 307	Q2
2Y	+28.47%	+2.20%	+26.27	23 / 303	Q1
3Y	+3.58%	+0.76%	+2.83	148 / 264	Q3
4Y	+4.00%	+0.58%	+3.41	125 / 235	Q3
5Y	+0.78%	+0.02%	+0.76	146 / 208	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+0.78%	+0.51%	+0.27	218 / 310	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2011 YTD	-7.98%	-23.68%	+15.70	13 / 241
2010	+18.78%	+11.69%	+7.09	63 / 256
2009	+40.24%	+65.86%	-25.62	203 / 238
2008	-37.93%	-52.86%	+14.93	22 / 198
2007	+10.26%	+42.91%	-32.66	124 / 137
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.16%

49 windows

min -41.3% · max 67.4%

69% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+0.93%

25 windows

min -12.6% · max 7.2%

76% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+0.78%

1 window

min 0.8% · max 0.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

30.08%

3-year · annualised

Sharpe ratio

0.06

vs risk-free 6.5%

Sortino ratio

0.08

Downside-only deviation

Max drawdown

-49.43%

Jun 2008 → Mar 2009

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
1 Apr 2011	₹19.3470
31 Mar 2011	₹19.3645
30 Mar 2011	₹19.1998
29 Mar 2011	₹19.0523
28 Mar 2011	₹18.9554
25 Mar 2011	₹18.8382
24 Mar 2011	₹18.4165
23 Mar 2011	₹18.2631
22 Mar 2011	₹18.0846
21 Mar 2011	₹17.9652

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

JM Large Cap Fund-Growth is a Growth from JM Financial (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

JM Large Cap Fund-Growth has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

JM Large Cap Fund-Growth is managed by JM Financial. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, JM Large Cap Fund-Growth has delivered a absolute return of 11.81% — +4.7 pp ahead of the Growth category average of 7.10%. The fund ranks #124 of 307 in its category — the second (Q2) quartile.

Over the trailing 3-year window, JM Large Cap Fund-Growth has delivered a CAGR of 3.58% — +2.83 pp ahead of the Growth category average of 0.76%. The fund ranks #148 of 264 in its category — the third (Q3) quartile.

Over the trailing 5-year window, JM Large Cap Fund-Growth has delivered a CAGR of 0.78% — +0.76 pp ahead of the Growth category average of 0.02%. The fund ranks #146 of 208 in its category — the third (Q3) quartile.

₹1 lakh invested in JM Large Cap Fund-Growth exactly 5 years ago would be worth approximately ₹103,960 today — a multiplier of 1.04×, based on the 5-year CAGR of 0.78%. The category average over the same window would have grown ₹1 lakh to ₹100,100.

A ₹10,000 monthly SIP in JM Large Cap Fund-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹696,808 today. That's an XIRR (money-weighted annualised return) of 5.92%.

JM Large Cap Fund-Growth doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹696,808 — XIRR 5.92%.

On a 5-year basis, JM Large Cap Fund-Growth ranks #146 out of 208 funds in the Growth category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 0.02%; this fund delivered 0.78%.

The worst peak-to-trough decline JM Large Cap Fund-Growth has experienced over the last 5-year window is 49.43% — its NAV fell from a high on 17 Jun 2008 to a low on 09 Mar 2009. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, JM Large Cap Fund-Growth averaged 0.78% (best 0.78%, worst 0.78%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.05 — negative risk-adjusted performance.

In calendar year 2010, JM Large Cap Fund-Growth returned 18.78% — beating the Growth category average of 11.69% by 7.09 pp. It ranked #63 of 256 in its category that year.

JM Large Cap Fund-Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. JM Large Cap Fund-Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 49.4%. 5-year CAGR: 0.78%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.