Should I invest in JM Large Cap Fund?

We don't give personal investment advice. JM Large Cap Fund-Dividend is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 49.5%. 5-year CAGR: -0.73%.

JM Financial

JM Large Cap Fund-Dividend

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.09%	+0.06%	-0.15	197 / 299	Q3
1W	+2.70%	-3.61%	+6.31	33 / 303	Q1
2W	+7.48%	-4.52%	+12.00	13 / 303	Q1
1M	+4.58%	-5.64%	+10.22	56 / 302	Q1
3M	-7.98%	-4.27%	-3.71	219 / 302	Q3
6M	-6.80%	+1.48%	-8.28	225 / 307	Q3
YTD	-7.98%	-0.18%	-7.80	211 / 309	Q3
1Y	+11.80%	+7.10%	+4.70	125 / 307	Q2
2Y	+23.71%	+2.20%	+21.51	40 / 303	Q1
3Y	+1.00%	+0.76%	+0.24	169 / 264	Q3
4Y	+2.05%	+0.58%	+1.46	147 / 235	Q3
5Y	-0.73%	+0.02%	-0.75	166 / 208	Q4
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	-0.73%	+0.51%	-1.25	240 / 310	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2011 YTD	-7.98%	-23.68%	+15.70	14 / 241
2010	+10.15%	+11.69%	-1.53	149 / 256
2009	+40.24%	+65.86%	-25.62	204 / 238
2008	-37.96%	-52.86%	+14.90	23 / 198
2007	+10.27%	+42.91%	-32.64	123 / 137
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.01%

49 windows

min -41.4% · max 67.4%

69% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

-0.42%

25 windows

min -12.7% · max 6.9%

60% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

-0.73%

1 window

min -0.7% · max -0.7%

0% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

30.21%

3-year · annualised

Sharpe ratio

-0.03

vs risk-free 6.5%

Sortino ratio

-0.04

Downside-only deviation

Max drawdown

-49.46%

Jun 2008 → Mar 2009

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
1 Apr 2011	₹14.2267
31 Mar 2011	₹14.2396
30 Mar 2011	₹14.1185
29 Mar 2011	₹14.0103
28 Mar 2011	₹13.9390
25 Mar 2011	₹13.8529
24 Mar 2011	₹13.5428
23 Mar 2011	₹13.4301
22 Mar 2011	₹13.2988
21 Mar 2011	₹13.2110

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

JM Large Cap Fund-Dividend is a Growth from JM Financial (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

JM Large Cap Fund-Dividend has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

JM Large Cap Fund-Dividend is managed by JM Financial. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, JM Large Cap Fund-Dividend has delivered a absolute return of 11.80% — +4.7 pp ahead of the Growth category average of 7.10%. The fund ranks #125 of 307 in its category — the second (Q2) quartile.

Over the trailing 3-year window, JM Large Cap Fund-Dividend has delivered a CAGR of 1.00% — +0.24 pp ahead of the Growth category average of 0.76%. The fund ranks #169 of 264 in its category — the third (Q3) quartile.

Over the trailing 5-year window, JM Large Cap Fund-Dividend has delivered a CAGR of -0.73% — -0.75 pp behind the Growth category average of 0.02%. The fund ranks #166 of 208 in its category — the bottom (Q4) quartile.

₹1 lakh invested in JM Large Cap Fund-Dividend exactly 5 years ago would be worth approximately ₹96,387 today — a multiplier of 0.96×, based on the 5-year CAGR of -0.73%. The category average over the same window would have grown ₹1 lakh to ₹100,100.

A ₹10,000 monthly SIP in JM Large Cap Fund-Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹654,942 today. That's an XIRR (money-weighted annualised return) of 3.46%.

JM Large Cap Fund-Dividend doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹654,942 — XIRR 3.46%.

On a 5-year basis, JM Large Cap Fund-Dividend ranks #166 out of 208 funds in the Growth category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 0.02%; this fund delivered -0.73%.

The worst peak-to-trough decline JM Large Cap Fund-Dividend has experienced over the last 5-year window is 49.46% — its NAV fell from a high on 17 Jun 2008 to a low on 09 Mar 2009. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, JM Large Cap Fund-Dividend averaged -0.73% (best -0.73%, worst -0.73%). 0% of rolling windows ended positive. The 5-year Sharpe ratio is -0.10 — negative risk-adjusted performance.

In calendar year 2010, JM Large Cap Fund-Dividend returned 10.15% — lagging the Growth category average of 11.69% by 1.53 pp. It ranked #149 of 256 in its category that year.

JM Large Cap Fund-Dividend doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. JM Large Cap Fund-Dividend is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 49.5%. 5-year CAGR: -0.73%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.