Should I invest in JM Large Cap Fund (Direct)?

We don't give personal investment advice. JM Large Cap Fund (Direct) - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.8%. 5-year CAGR: 12.14%.

JM Large Cap Fund (Direct) - Growth Option

Latest NAV

₹169.5822

As of

3 Jun 2026

3,304 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.43%	+0.19%	-0.61	35 / 36	Q4
1W	-2.30%	-1.77%	-0.53	33 / 36	Q4
2W	-0.58%	-0.24%	-0.33	24 / 36	Q3
1M	-1.76%	-1.86%	+0.10	12 / 36	Q2
3M	-2.16%	-3.48%	+1.32	5 / 35	Q1
6M	-6.89%	-7.02%	+0.12	13 / 34	Q2
YTD	-7.77%	-7.39%	-0.38	16 / 34	Q2
1Y	-0.35%	-1.80%	+1.45	9 / 34	Q2
2Y	-1.81%	+2.13%	-3.94	31 / 32	Q4
3Y	+13.07%	+12.27%	+0.80	11 / 31	Q2
4Y	+13.64%	+12.68%	+0.95	9 / 29	Q2
5Y	+12.14%	+11.07%	+1.06	6 / 28	Q1
7Y	+13.01%	+12.37%	+0.64	9 / 25	Q2
10Y	+11.80%	+12.80%	-1.00	19 / 23	Q4
Inception	+12.13%	+11.08%	+1.05	23 / 36	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-7.77%	-7.39%	-0.38	16 / 34
2025	+5.20%	+8.01%	-2.81	29 / 33
2024	+16.36%	+16.46%	-0.11	15 / 31
2023	+30.61%	+25.03%	+5.58	4 / 31
2022	+4.17%	+3.34%	+0.83	12 / 28
2021	+24.34%	+27.19%	-2.85	20 / 27
2020	+19.26%	+14.50%	+4.75	4 / 25
2019	+5.73%	+11.93%	-6.19	24 / 24
2018	+2.83%	+0.35%	+2.47	4 / 24
2017	+21.99%	+31.41%	-9.42	23 / 23
2016	+3.44%	+4.58%	-1.13	15 / 22

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.95%

152 windows

min -14.5% · max 65.9%

86% positive

3-Year rolling

+13.26%

128 windows

min 0.8% · max 23.4%

100% positive

5-Year rolling

+12.87%

103 windows

min 1.7% · max 21.3%

100% positive

7-Year rolling

+12.46%

79 windows

min 8.0% · max 16.0%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.58%

3-year · annualised

Sharpe ratio

0.51

vs risk-free 6.5%

Sortino ratio

0.81

Downside-only deviation

Max drawdown

-19.80%

Sep 2024 → Feb 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large Cap Fund - Growth Option - Direct Plan	HDFC	₹1,163.9600	3 Jun 2026
Nippon India Large Cap Fund - Direct Plan Growth Plan - Bonus Option	Nippon India	₹97.2167	3 Jun 2026
SBI Large Cap FUND-DIRECT PLAN -GROWTH	SBI	₹100.8823	3 Jun 2026
ICICI Prudential Large Cap Fund (erstwhile Bluechip Fund) - Direct Plan - Growth	ICICI Prudential	₹115.3300	3 Jun 2026
Invesco India Largecap Fund - Direct Plan - Growth	Invesco	₹82.0000	3 Jun 2026
BANDHAN Large Cap Fund-Direct Plan-Growth	Bandhan	₹86.1600	3 Jun 2026
quant Large Cap Fund - Growth Option - Direct Plan	Quant	₹16.2295	3 Jun 2026
Aditya Birla Sun Life Large Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹550.6600	3 Jun 2026
Motilal Oswal Large Cap Direct Plan Growth	Motilal Oswal	₹13.4304	3 Jun 2026
Franklin India Large Cap Fund- Direct - Growth	Franklin India	₹1,077.6027	2 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹169.5822
2 Jun 2026	₹170.3062
1 Jun 2026	₹169.7149
29 May 2026	₹171.1323
27 May 2026	₹173.5701
26 May 2026	₹172.8063
25 May 2026	₹173.3214
22 May 2026	₹171.2643
21 May 2026	₹170.7540
20 May 2026	₹170.5629

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of JM Large Cap Fund (Direct) - Growth Option is ₹169.5822. It's a Large Cap Fund from the fund house, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

JM Large Cap Fund (Direct) - Growth Option has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

JM Large Cap Fund (Direct) - Growth Option is managed by the fund house. It's classified by AMFI under the 'Large Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, JM Large Cap Fund (Direct) - Growth Option has delivered a absolute return of -0.35% — +1.45 pp ahead of the Large Cap Fund category average of -1.80%. The fund ranks #9 of 34 in its category — the second (Q2) quartile.

Over the trailing 3-year window, JM Large Cap Fund (Direct) - Growth Option has delivered a CAGR of 13.07% — +0.8 pp ahead of the Large Cap Fund category average of 12.27%. The fund ranks #11 of 31 in its category — the second (Q2) quartile.

Over the trailing 5-year window, JM Large Cap Fund (Direct) - Growth Option has delivered a CAGR of 12.14% — +1.06 pp ahead of the Large Cap Fund category average of 11.07%. The fund ranks #6 of 28 in its category — the top (Q1) quartile.

₹1 lakh invested in JM Large Cap Fund (Direct) - Growth Option exactly 10 years ago would be worth approximately ₹305,143 today — a multiplier of 3.05×, based on the 10-year CAGR of 11.80%. The category average over the same window would have grown ₹1 lakh to ₹333,597.

A ₹10,000 monthly SIP in JM Large Cap Fund (Direct) - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹758,841 today. That's an XIRR (money-weighted annualised return) of 9.32%.

A ₹10,000 monthly SIP for 10 years in JM Large Cap Fund (Direct) - Growth Option = ₹1,200,000 invested. It would currently be worth ₹2,246,374 (multiplier 1.87×). XIRR: 12.04%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, JM Large Cap Fund (Direct) - Growth Option ranks #6 out of 28 funds in the Large Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 11.07%; this fund delivered 12.14%.

The worst peak-to-trough decline JM Large Cap Fund (Direct) - Growth Option has experienced over the last 5-year window is 19.80% — its NAV fell from a high on 27 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, JM Large Cap Fund (Direct) - Growth Option averaged 12.87% (best 21.26%, worst 1.72%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.43 — weak risk-adjusted performance.

In calendar year 2025, JM Large Cap Fund (Direct) - Growth Option returned 5.20% — lagging the Large Cap Fund category average of 8.01% by 2.81 pp. It ranked #29 of 33 in its category that year.

JM Large Cap Fund (Direct) - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. JM Large Cap Fund (Direct) - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.8%. 5-year CAGR: 12.14%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

JM Large Cap Fund (Direct) - Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Large Cap Fund

Recent NAVs

Frequently asked questions

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