JM Financial
JM High Liquidity Fund-- Institutional Plan - Growth
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.02% | +0.34% | -0.32 | 13 / 110 | Q1 |
| 1W | +0.16% | +0.31% | -0.14 | 6 / 107 | Q1 |
| 2W | +0.32% | +0.36% | -0.04 | 5 / 106 | Q1 |
| 1M | +0.69% | +0.37% | +0.32 | 4 / 106 | Q1 |
| 3M | +2.13% | +0.70% | +1.43 | 2 / 105 | Q1 |
| 6M | +4.34% | -0.73% | +5.07 | 4 / 105 | Q1 |
| YTD | +1.77% | -1.59% | +3.35 | 20 / 102 | Q1 |
| 1Y | +9.06% | -0.61% | +9.68 | 5 / 100 | Q1 |
| 2Y | +9.20% | -0.86% | +10.06 | 2 / 96 | Q1 |
| 3Y | +9.26% | -1.06% | +10.32 | 2 / 89 | Q1 |
| 4Y | +9.30% | -1.39% | +10.68 | 1 / 86 | Q1 |
| 5Y | +8.71% | +0.08% | +8.63 | 3 / 76 | Q1 |
| 7Y | +8.10% | -1.37% | +9.47 | 2 / 53 | Q1 |
| 10Y | — | — | — | — | — |
| Inception | +7.91% | -1.26% | +9.17 | 6 / 110 | Q1 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2015 YTD | +1.77% | +2.35% | -0.59 | 12 / 38 |
| 2014 | +9.11% | +2.71% | +6.39 | 2 / 47 |
| 2013 | +9.25% | +0.78% | +8.47 | 2 / 64 |
| 2012 | +9.63% | +155.04% | -145.41 | 6 / 65 |
| 2011 | +9.00% | -0.45% | +9.45 | 2 / 67 |
| 2010 | +5.47% | -1.24% | +6.71 | 4 / 73 |
| 2009 | +5.10% | +0.17% | +4.92 | 9 / 75 |
| 2008 | +9.04% | +2.60% | +6.44 | 9 / 61 |
| 2007 | +7.37% | +0.04% | +7.34 | 13 / 48 |
| 2006 | — | — | — | — |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Risk profile
Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.
Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.
Recent NAVs
| Date | NAV |
|---|---|
| 18 Mar 2015 | ₹22.9625 |
| 17 Mar 2015 | ₹22.9570 |
| 16 Mar 2015 | ₹22.9517 |
| 15 Mar 2015 | ₹22.9464 |
| 13 Mar 2015 | ₹22.9357 |
| 12 Mar 2015 | ₹22.9304 |
| 11 Mar 2015 | ₹22.9251 |
| 10 Mar 2015 | ₹22.9199 |
| 9 Mar 2015 | ₹22.9146 |
| 8 Mar 2015 | ₹22.9092 |
Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
- time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
- primary goal is capital preservation or steady accrual, not high growth
- tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.