JM Financial
JM High Liquidity Fund-- Institutional Plan - Dividend
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.03% | +0.34% | -0.31 | 7 / 110 | Q1 |
| 1W | -0.04% | +0.31% | -0.34 | 97 / 107 | Q4 |
| 2W | -0.03% | +0.36% | -0.40 | 95 / 106 | Q4 |
| 1M | -0.14% | +0.37% | -0.52 | 100 / 106 | Q4 |
| 3M | -0.03% | +0.70% | -0.74 | 94 / 105 | Q4 |
| 6M | -0.04% | -0.73% | +0.69 | 93 / 105 | Q4 |
| YTD | -0.01% | -1.59% | +1.57 | 89 / 102 | Q4 |
| 1Y | +0.16% | -0.61% | +0.77 | 38 / 100 | Q2 |
| 2Y | +0.69% | -0.86% | +1.55 | 32 / 96 | Q2 |
| 3Y | +0.84% | -1.06% | +1.90 | 32 / 89 | Q2 |
| 4Y | +0.78% | -1.39% | +2.17 | 27 / 86 | Q2 |
| 5Y | +0.83% | +0.08% | +0.75 | 25 / 76 | Q2 |
| 7Y | +0.90% | -1.37% | +2.27 | 20 / 53 | Q2 |
| 10Y | — | — | — | — | — |
| Inception | +0.90% | -1.26% | +2.16 | 33 / 110 | Q2 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2013 YTD | -0.01% | +0.78% | -0.79 | 61 / 64 |
| 2012 | +0.95% | +155.04% | -154.09 | 24 / 65 |
| 2011 | +1.25% | -0.45% | +1.70 | 22 / 67 |
| 2010 | +0.80% | -1.24% | +2.04 | 24 / 73 |
| 2009 | +0.68% | +0.17% | +0.51 | 25 / 75 |
| 2008 | +1.27% | +2.60% | -1.32 | 18 / 61 |
| 2007 | +1.05% | +0.04% | +1.01 | 16 / 48 |
| 2006 | — | — | — | — |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Risk profile
Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.
Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.
Recent NAVs
| Date | NAV |
|---|---|
| 17 Jul 2013 | ₹10.7545 |
| 16 Jul 2013 | ₹10.7511 |
| 15 Jul 2013 | ₹10.7702 |
| 14 Jul 2013 | ₹10.7678 |
| 12 Jul 2013 | ₹10.7630 |
| 11 Jul 2013 | ₹10.7606 |
| 10 Jul 2013 | ₹10.7583 |
| 9 Jul 2013 | ₹10.7558 |
| 8 Jul 2013 | ₹10.7705 |
| 7 Jul 2013 | ₹10.7680 |
Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
- time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
- primary goal is capital preservation or steady accrual, not high growth
- tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.