JM Financial
JM Fixed Maturity Fund - Series VII - 15 Months plan 1 (JM FMF - VII - 15M1) - Institutional plan - Growth option
Category
Income
Plan type
Dividend
Structure
Close-ended
AMFI Scheme Code
107345
ISIN (Growth)
—
ISIN (Dividend)
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Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | -1.15% | +6.99% | -8.14 | 583 / 763 | Q4 |
| 1W | -1.03% | +6.38% | -7.41 | 416 / 722 | Q3 |
| 2W | -0.88% | +6.63% | -7.51 | 414 / 725 | Q3 |
| 1M | -0.42% | +6.29% | -6.71 | 403 / 752 | Q3 |
| 3M | +2.36% | +7.87% | -5.51 | 118 / 728 | Q1 |
| 6M | +5.47% | +9.67% | -4.20 | 92 / 642 | Q1 |
| YTD | +2.54% | +8.47% | -5.93 | 231 / 666 | Q2 |
| 1Y | +8.03% | +13.70% | -5.66 | 226 / 591 | Q2 |
| 2Y | — | — | — | — | — |
| 3Y | — | — | — | — | — |
| 4Y | — | — | — | — | — |
| 5Y | — | — | — | — | — |
| 7Y | — | — | — | — | — |
| 10Y | — | — | — | — | — |
| Inception | +7.95% | -3.28% | +11.24 | 254 / 797 | Q2 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2009 YTD | +2.54% | -0.31% | +2.85 | 201 / 482 |
| 2008 | +7.16% | -5.54% | +12.70 | 74 / 250 |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
1-Year rolling
+8.27%
4 windows
min 7.5% · max 9.6%
100% positive
Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.
3-Year rolling
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Insufficient history
5-Year rolling
—
Insufficient history
7-Year rolling
—
Insufficient history
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
Period
Total invested
₹
—
Today's value
₹
—
XIRR
Annualised
Wealth multiplier
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Recent NAVs
| Date | NAV |
|---|---|
| 9 Apr 2009 | ₹11.0000 |
| 8 Apr 2009 | ₹11.1282 |
| 6 Apr 2009 | ₹11.1233 |
| 2 Apr 2009 | ₹11.1144 |
| 31 Mar 2009 | ₹11.1099 |
| 30 Mar 2009 | ₹11.1075 |
| 26 Mar 2009 | ₹11.0978 |
| 25 Mar 2009 | ₹11.0954 |
| 24 Mar 2009 | ₹11.0923 |
| 23 Mar 2009 | ₹11.0893 |
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Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
JM Fixed Maturity Fund - Series VII - 15 Months plan 1 (JM FMF - VII - 15M1) - Institutional plan - Growth option is a Income from JM Financial (Institutional plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.
JM Fixed Maturity Fund - Series VII - 15 Months plan 1 (JM FMF - VII - 15M1) - Institutional plan - Growth option has NAV history starting from 14 Jan 2008, a track record of about 18 years 4 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.
JM Fixed Maturity Fund - Series VII - 15 Months plan 1 (JM FMF - VII - 15M1) - Institutional plan - Growth option is managed by JM Financial. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.
Over the trailing 1-year window, JM Fixed Maturity Fund - Series VII - 15 Months plan 1 (JM FMF - VII - 15M1) - Institutional plan - Growth option has delivered a absolute return of 8.03% — -5.66 pp behind the Income category average of 13.70%. The fund ranks #226 of 591 in its category — the second (Q2) quartile.
JM Fixed Maturity Fund - Series VII - 15 Months plan 1 (JM FMF - VII - 15M1) - Institutional plan - Growth option doesn't have a complete 3-year window yet (we need at least 3 year of NAVs). Check the shorter-window returns above.
JM Fixed Maturity Fund - Series VII - 15 Months plan 1 (JM FMF - VII - 15M1) - Institutional plan - Growth option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.
JM Fixed Maturity Fund - Series VII - 15 Months plan 1 (JM FMF - VII - 15M1) - Institutional plan - Growth option doesn't yet have a 3-year CAGR on file, so a ₹1 lakh growth projection isn't reliable.
A ₹10,000 monthly SIP in JM Fixed Maturity Fund - Series VII - 15 Months plan 1 (JM FMF - VII - 15M1) - Institutional plan - Growth option over the last 1 year — total invested ₹120,000 — would be worth ₹125,675 today. That's an XIRR (money-weighted annualised return) of 8.87%.
JM Fixed Maturity Fund - Series VII - 15 Months plan 1 (JM FMF - VII - 15M1) - Institutional plan - Growth option doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹125,675 — XIRR 8.87%.
JM Fixed Maturity Fund - Series VII - 15 Months plan 1 (JM FMF - VII - 15M1) - Institutional plan - Growth option doesn't yet have a peer rank on file — typically because its category set is too small or it lacks the required NAV history. Compare manually using the returns table above.
JM Fixed Maturity Fund - Series VII - 15 Months plan 1 (JM FMF - VII - 15M1) - Institutional plan - Growth option doesn't have a computed drawdown figure yet.
Consistency stats for JM Fixed Maturity Fund - Series VII - 15 Months plan 1 (JM FMF - VII - 15M1) - Institutional plan - Growth option need at least 3 years of NAVs to compute. They'll populate automatically once the fund has enough history.
In calendar year 2008, JM Fixed Maturity Fund - Series VII - 15 Months plan 1 (JM FMF - VII - 15M1) - Institutional plan - Growth option returned 7.16% — beating the Income category average of -5.54% by 12.70 pp. It ranked #74 of 250 in its category that year.
JM Fixed Maturity Fund - Series VII - 15 Months plan 1 (JM FMF - VII - 15M1) - Institutional plan - Growth option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.
We don't give personal investment advice. JM Fixed Maturity Fund - Series VII - 15 Months plan 1 (JM FMF - VII - 15M1) - Institutional plan - Growth option is suitable for an investor whose:
- time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
- primary goal is capital preservation or steady accrual, not high growth
- tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.