JM Financial
JM Fixed Maturity Fund - Series XII - Monthly plan 1 (JM FMF - XII - M1) - Institutional plan - Dividend option
Category
Income
Plan type
Dividend
Structure
Close-ended
AMFI Scheme Code
109398
ISIN (Growth)
—
ISIN (Dividend)
—
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.00% | +6.99% | -6.99 | 350 / 763 | Q2 |
| 1W | -0.69% | +6.38% | -7.06 | 378 / 722 | Q3 |
| 2W | -0.50% | +6.63% | -7.13 | 378 / 725 | Q3 |
| 1M | -0.11% | +6.29% | -6.40 | 371 / 752 | Q2 |
| 3M | — | — | — | — | — |
| 6M | — | — | — | — | — |
| YTD | — | — | — | — | — |
| 1Y | — | — | — | — | — |
| 2Y | — | — | — | — | — |
| 3Y | — | — | — | — | — |
| 4Y | — | — | — | — | — |
| 5Y | — | — | — | — | — |
| 7Y | — | — | — | — | — |
| 10Y | — | — | — | — | — |
| Inception | -0.11% | -3.28% | +3.17 | 606 / 797 | Q4 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2008 YTD | — | — | — | — |
Recent NAVs
| Date | NAV |
|---|---|
| 18 Aug 2008 | ₹10.0000 |
| 14 Aug 2008 | ₹10.0777 |
| 13 Aug 2008 | ₹10.0749 |
| 12 Aug 2008 | ₹10.0721 |
| 11 Aug 2008 | ₹10.0693 |
| 8 Aug 2008 | ₹10.0610 |
| 7 Aug 2008 | ₹10.0582 |
| 6 Aug 2008 | ₹10.0554 |
| 5 Aug 2008 | ₹10.0526 |
| 4 Aug 2008 | ₹10.0498 |
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Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
JM Fixed Maturity Fund - Series XII - Monthly plan 1 (JM FMF - XII - M1) - Institutional plan - Dividend option is a Income from JM Financial (Institutional plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.
JM Fixed Maturity Fund - Series XII - Monthly plan 1 (JM FMF - XII - M1) - Institutional plan - Dividend option has NAV history starting from 21 Jul 2008, a track record of about 17 years 10 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.
JM Fixed Maturity Fund - Series XII - Monthly plan 1 (JM FMF - XII - M1) - Institutional plan - Dividend option is managed by JM Financial. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.
JM Fixed Maturity Fund - Series XII - Monthly plan 1 (JM FMF - XII - M1) - Institutional plan - Dividend option doesn't have a complete 1-year window yet (we need at least 1 year of NAVs). Check the shorter-window returns above.
JM Fixed Maturity Fund - Series XII - Monthly plan 1 (JM FMF - XII - M1) - Institutional plan - Dividend option doesn't have a complete 3-year window yet (we need at least 3 year of NAVs). Check the shorter-window returns above.
JM Fixed Maturity Fund - Series XII - Monthly plan 1 (JM FMF - XII - M1) - Institutional plan - Dividend option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.
JM Fixed Maturity Fund - Series XII - Monthly plan 1 (JM FMF - XII - M1) - Institutional plan - Dividend option doesn't yet have a 3-year CAGR on file, so a ₹1 lakh growth projection isn't reliable.
We don't have enough NAV history yet to simulate a SIP on JM Fixed Maturity Fund - Series XII - Monthly plan 1 (JM FMF - XII - M1) - Institutional plan - Dividend option. The fund typically needs 12+ months for a 1-year SIP backtest.
JM Fixed Maturity Fund - Series XII - Monthly plan 1 (JM FMF - XII - M1) - Institutional plan - Dividend option doesn't have enough SIP-backtest history yet. Check the 1-year SIP simulation above as soon as it has 12+ months of NAVs.
JM Fixed Maturity Fund - Series XII - Monthly plan 1 (JM FMF - XII - M1) - Institutional plan - Dividend option doesn't yet have a peer rank on file — typically because its category set is too small or it lacks the required NAV history. Compare manually using the returns table above.
JM Fixed Maturity Fund - Series XII - Monthly plan 1 (JM FMF - XII - M1) - Institutional plan - Dividend option doesn't have a computed drawdown figure yet.
Consistency stats for JM Fixed Maturity Fund - Series XII - Monthly plan 1 (JM FMF - XII - M1) - Institutional plan - Dividend option need at least 3 years of NAVs to compute. They'll populate automatically once the fund has enough history.
We don't yet have a completed calendar-year return for JM Fixed Maturity Fund - Series XII - Monthly plan 1 (JM FMF - XII - M1) - Institutional plan - Dividend option.
JM Fixed Maturity Fund - Series XII - Monthly plan 1 (JM FMF - XII - M1) - Institutional plan - Dividend option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.
We don't give personal investment advice. JM Fixed Maturity Fund - Series XII - Monthly plan 1 (JM FMF - XII - M1) - Institutional plan - Dividend option is suitable for an investor whose:
- time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
- primary goal is capital preservation or steady accrual, not high growth
- tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.