Should I invest in Invesco India Financial Services Fund?

We don't give personal investment advice. Invesco India Financial Services Fund - Regular Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.9%. 5-year CAGR: 14.21%.

Religare

Invesco India Financial Services Fund - Regular Plan - Growth

Latest NAV

₹145.8200

As of

24 Jul 2026

4,428 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.12%	-0.18%	+0.07	3 / 9	Q2
1W	-2.19%	-1.81%	-0.38	6 / 9	Q3
2W	-3.21%	-1.14%	-2.07	6 / 9	Q3
1M	-1.53%	+0.92%	-2.44	6 / 9	Q3
3M	+2.01%	+2.17%	-0.15	3 / 9	Q2
6M	+2.60%	-2.81%	+5.41	1 / 9	Q1
YTD	+0.08%	-4.82%	+4.90	1 / 9	Q1
1Y	+3.96%	-2.33%	+6.28	1 / 9	Q1
2Y	+8.95%	+3.42%	+5.54	1 / 9	Q1
3Y	+16.49%	+12.37%	+4.12	4 / 9	Q2
4Y	+18.84%	+12.84%	+5.99	1 / 9	Q1
5Y	+14.21%	+9.81%	+4.40	4 / 9	Q2
7Y	+14.64%	+10.78%	+3.86	5 / 9	Q3
10Y	+14.56%	+9.72%	+4.84	1 / 9	Q1
Inception	+16.35%	+10.35%	+6.00	1 / 9	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.08%	-5.67%	+5.75	1 / 7
2025	+14.36%	+8.84%	+5.52	3 / 7
2024	+19.62%	+14.74%	+4.88	2 / 7
2023	+25.66%	+18.76%	+6.90	4 / 9
2022	+12.81%	+8.46%	+4.35	2 / 9
2021	+14.23%	+23.38%	-9.15	7 / 9
2020	+2.26%	+3.87%	-1.61	5 / 9
2019	+20.36%	+9.64%	+10.71	1 / 9
2018	+0.31%	-4.46%	+4.77	1 / 9
2017	+45.81%	+28.82%	+16.99	1 / 9
2016	+9.97%	+10.01%	-0.04	5 / 9

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.54%

208 windows

min -34.1% · max 132.9%

79% positive

3-Year rolling

+15.67%

184 windows

min -6.5% · max 44.1%

95% positive

5-Year rolling

+15.21%

159 windows

min 2.8% · max 25.3%

100% positive

7-Year rolling

+14.91%

135 windows

min 7.4% · max 23.2%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.20%

3-year · annualised

Sharpe ratio

0.69

vs risk-free 6.5%

Sortino ratio

1.11

Downside-only deviation

Max drawdown

-15.20%

Dec 2024 → Mar 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option	HDFC	₹17.7760	24 Jul 2026
ICICI Prudential Active Momentum Fund - Direct Plan - Growth	ICICI Prudential	₹10.7000	24 Jul 2026
Bandhan Business Cycle Fund - Direct Plan - Growth	Bandhan	₹9.9650	24 Jul 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹70.4700	24 Jul 2026
Franklin Asian Equity Fund - Growth Plan	Franklin Templeton	₹43.3220	24 Jul 2026
Franklin India Multi-Factor Fund- Direct- Growth	Franklin India	₹9.4940	24 Jul 2026
Edelweiss Business Cycle Fund - Direct Plan - Growth	Edelweiss	₹8.9648	24 Jul 2026
DSP Banking & Financial Services Fund - Direct - Growth	DSP	₹15.1870	24 Jul 2026
DSP India T.I.G.E.R. Fund - Regular Plan - Growth	DSP BlackRock	₹356.8250	24 Jul 2026
HSBC Business Cycles Fund - Direct Growth	HSBC	₹46.7065	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹145.8200
23 Jul 2026	₹145.9900
22 Jul 2026	₹146.9400
21 Jul 2026	₹148.6100
20 Jul 2026	₹147.6800
17 Jul 2026	₹149.0900
16 Jul 2026	₹147.8000
15 Jul 2026	₹149.6300
14 Jul 2026	₹149.0500
13 Jul 2026	₹150.7000

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of Invesco India Financial Services Fund - Regular Plan - Growth is ₹145.8200. It's a Sectoral/Thematic Fund from Religare, run as a Retail plan Growth option. NAVs update once per business day from the AMFI feed.

Invesco India Financial Services Fund - Regular Plan - Growth has NAV history starting from 16 Jul 2008, a track record of about 18 years. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Invesco India Financial Services Fund - Regular Plan - Growth is managed by Religare. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Invesco India Financial Services Fund - Regular Plan - Growth has delivered a absolute return of 3.96% — +6.28 pp ahead of the Sectoral/Thematic Fund category average of -2.33%. The fund ranks #1 of 9 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Invesco India Financial Services Fund - Regular Plan - Growth has delivered a CAGR of 16.49% — +4.12 pp ahead of the Sectoral/Thematic Fund category average of 12.37%. The fund ranks #4 of 9 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Invesco India Financial Services Fund - Regular Plan - Growth has delivered a CAGR of 14.21% — +4.4 pp ahead of the Sectoral/Thematic Fund category average of 9.81%. The fund ranks #4 of 9 in its category — the second (Q2) quartile.

₹1 lakh invested in Invesco India Financial Services Fund - Regular Plan - Growth exactly 10 years ago would be worth approximately ₹389,477 today — a multiplier of 3.89×, based on the 10-year CAGR of 14.56%. The category average over the same window would have grown ₹1 lakh to ₹252,900.

A ₹10,000 monthly SIP in Invesco India Financial Services Fund - Regular Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹885,333 today. That's an XIRR (money-weighted annualised return) of 15.55%.

A ₹10,000 monthly SIP for 10 years in Invesco India Financial Services Fund - Regular Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹2,612,073 (multiplier 2.18×). XIRR: 14.87%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Invesco India Financial Services Fund - Regular Plan - Growth ranks #4 out of 9 funds in the Sectoral/Thematic Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 9.81%; this fund delivered 14.21%.

The worst peak-to-trough decline Invesco India Financial Services Fund - Regular Plan - Growth has experienced over the last 5-year window is 23.90% — its NAV fell from a high on 26 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Invesco India Financial Services Fund - Regular Plan - Growth averaged 15.21% (best 25.27%, worst 2.79%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.52 — reasonable risk-adjusted performance.

In calendar year 2025, Invesco India Financial Services Fund - Regular Plan - Growth returned 14.36% — beating the Sectoral/Thematic Fund category average of 8.84% by 5.52 pp. It ranked #3 of 7 in its category that year.

Invesco India Financial Services Fund - Regular Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Invesco India Financial Services Fund - Regular Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.9%. 5-year CAGR: 14.21%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.