Should I invest in Invesco India Balanced Advantage Fund?

We don't give personal investment advice. Invesco India Balanced Advantage Fund - Regular Plan - IDCW (Payout / Reinvestment) is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.6%. 5-year CAGR: -1.24%.

Religare

Invesco India Balanced Advantage Fund - Regular Plan - IDCW (Payout / Reinvestment)

Latest NAV

₹17.2200

As of

24 Jul 2026

4,619 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.12%	-0.13%	+0.24	1 / 9	Q1
1W	-1.20%	-1.44%	+0.23	1 / 9	Q1
2W	-0.98%	-1.44%	+0.46	1 / 9	Q1
1M	-1.43%	-0.83%	-0.60	9 / 9	Q4
3M	-0.92%	+0.41%	-1.33	8 / 9	Q4
6M	-7.02%	-1.24%	-5.78	9 / 9	Q4
YTD	-10.17%	-4.22%	-5.96	9 / 9	Q4
1Y	-14.71%	-3.51%	-11.20	9 / 9	Q4
2Y	-10.19%	-0.98%	-9.21	9 / 9	Q4
3Y	-2.29%	+6.79%	-9.08	9 / 9	Q4
4Y	+0.35%	+8.14%	-7.79	9 / 9	Q4
5Y	-1.24%	+6.46%	-7.70	7 / 7	Q4
7Y	+0.02%	+7.32%	-7.29	7 / 7	Q4
10Y	-0.74%	+6.62%	-7.37	7 / 7	Q4
Inception	+2.62%	+7.64%	-5.02	7 / 9	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-10.17%	-4.22%	-5.96	9 / 9
2025	-9.29%	+2.29%	-11.58	9 / 9
2024	+6.47%	+11.68%	-5.20	8 / 9
2023	+11.38%	+17.65%	-6.27	8 / 9
2022	-1.88%	+5.15%	-7.03	8 / 8
2021	+3.50%	+13.53%	-10.03	7 / 7
2020	+0.99%	+4.96%	-3.97	6 / 7
2019	-1.88%	+2.91%	-4.78	6 / 7
2018	-14.80%	-5.36%	-9.44	6 / 7
2017	+17.04%	+23.10%	-6.06	6 / 7
2016	-5.40%	+0.55%	-5.95	6 / 7

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.19%

217 windows

min -50.5% · max 93.3%

56% positive

3-Year rolling

+4.78%

193 windows

min -10.0% · max 26.1%

77% positive

5-Year rolling

+4.43%

169 windows

min -6.7% · max 20.6%

74% positive

7-Year rolling

+3.96%

144 windows

min -2.7% · max 18.1%

83% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

7.72%

3-year · annualised

Sharpe ratio

-1.10

vs risk-free 6.5%

Sortino ratio

-1.36

Downside-only deviation

Max drawdown

-23.57%

Sep 2024 → Mar 2026

% positive months

52.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
HDFC Balanced Advantage Fund - Growth Plan	HDFC	₹517.0540	24 Jul 2026
Franklin India Balanced Advantage Fund- Growth	Franklin India	₹14.2959	24 Jul 2026
Invesco India Balanced Advantage Fund - Regular Plan - Growth	Religare	₹52.0700	24 Jul 2026
NIPPON INDIA BALANCED ADVANTAGE FUND - IDCW Option	Reliance	₹31.2818	24 Jul 2026
Sundaram Balanced Advantage Fund (Formerly Known as Principal Balanced Advantage Fund) - Growth Option	Sundaram	₹34.6035	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹17.2200
23 Jul 2026	₹17.2000
22 Jul 2026	₹17.2400
21 Jul 2026	₹17.3400
20 Jul 2026	₹17.3700
17 Jul 2026	₹17.4300
16 Jul 2026	₹17.3200
15 Jul 2026	₹17.3600
14 Jul 2026	₹17.3200
13 Jul 2026	₹17.3900

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of Invesco India Balanced Advantage Fund - Regular Plan - IDCW (Payout / Reinvestment) is ₹17.2200. It's a Balanced Advantage Fund from Religare, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Invesco India Balanced Advantage Fund - Regular Plan - IDCW (Payout / Reinvestment) has NAV history starting from 05 Oct 2007, a track record of about 18 years 9 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Invesco India Balanced Advantage Fund - Regular Plan - IDCW (Payout / Reinvestment) is managed by Religare. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Invesco India Balanced Advantage Fund - Regular Plan - IDCW (Payout / Reinvestment) has delivered a absolute return of -14.71% — -11.2 pp behind the Balanced Advantage Fund category average of -3.51%. The fund ranks #9 of 9 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Invesco India Balanced Advantage Fund - Regular Plan - IDCW (Payout / Reinvestment) has delivered a CAGR of -2.29% — -9.08 pp behind the Balanced Advantage Fund category average of 6.79%. The fund ranks #9 of 9 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Invesco India Balanced Advantage Fund - Regular Plan - IDCW (Payout / Reinvestment) has delivered a CAGR of -1.24% — -7.7 pp behind the Balanced Advantage Fund category average of 6.46%. The fund ranks #7 of 7 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Invesco India Balanced Advantage Fund - Regular Plan - IDCW (Payout / Reinvestment) exactly 10 years ago would be worth approximately ₹92,830 today — a multiplier of 0.93×, based on the 10-year CAGR of -0.74%. The category average over the same window would have grown ₹1 lakh to ₹189,920.

A ₹10,000 monthly SIP in Invesco India Balanced Advantage Fund - Regular Plan - IDCW (Payout / Reinvestment) over the last 5 years — total invested ₹600,000 — would be worth ₹551,023 today. That's an XIRR (money-weighted annualised return) of -3.34%.

A ₹10,000 monthly SIP for 10 years in Invesco India Balanced Advantage Fund - Regular Plan - IDCW (Payout / Reinvestment) = ₹1,200,000 invested. It would currently be worth ₹1,128,681 (multiplier 0.94×). XIRR: -1.22%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Invesco India Balanced Advantage Fund - Regular Plan - IDCW (Payout / Reinvestment) ranks #7 out of 7 funds in the Balanced Advantage Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 6.46%; this fund delivered -1.24%.

The worst peak-to-trough decline Invesco India Balanced Advantage Fund - Regular Plan - IDCW (Payout / Reinvestment) has experienced over the last 5-year window is 23.57% — its NAV fell from a high on 26 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Invesco India Balanced Advantage Fund - Regular Plan - IDCW (Payout / Reinvestment) averaged 4.43% (best 20.65%, worst -6.72%). 74% of rolling windows ended positive. The 5-year Sharpe ratio is -0.93 — negative risk-adjusted performance.

In calendar year 2025, Invesco India Balanced Advantage Fund - Regular Plan - IDCW (Payout / Reinvestment) returned -9.29% — lagging the Balanced Advantage Fund category average of 2.29% by 11.58 pp. It ranked #9 of 9 in its category that year.

Invesco India Balanced Advantage Fund - Regular Plan - IDCW (Payout / Reinvestment) is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Invesco India Balanced Advantage Fund - Regular Plan - IDCW (Payout / Reinvestment) is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.6%. 5-year CAGR: -1.24%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.