Should I invest in IDFC Premier Equity Fund-Plan B?

We don't give personal investment advice. IDFC Premier Equity Fund-Plan B - Dividend is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 30.6%. 5-year CAGR: 5.20%.

IDFC

IDFC Premier Equity Fund-Plan B - Dividend

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.82%	+0.06%	+0.75	48 / 299	Q1
1W	+0.35%	-3.61%	+3.96	105 / 303	Q2
2W	+1.20%	-4.52%	+5.72	86 / 303	Q2
1M	+4.42%	-5.64%	+10.06	61 / 302	Q1
3M	+8.33%	-4.27%	+12.60	67 / 302	Q1
6M	+0.53%	+1.48%	-0.95	176 / 307	Q3
YTD	+8.48%	-0.18%	+8.66	105 / 309	Q2
1Y	+4.36%	+7.10%	-2.75	159 / 307	Q3
2Y	-8.83%	+2.20%	-11.03	231 / 303	Q4
3Y	+8.62%	+0.76%	+7.86	109 / 264	Q2
4Y	+5.75%	+0.58%	+5.16	109 / 235	Q2
5Y	+5.20%	+0.02%	+5.18	105 / 208	Q3
7Y	+4.27%	+3.12%	+1.15	102 / 130	Q4
10Y	—	—	—	—	—
Inception	+12.87%	+0.51%	+12.36	39 / 310	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2017 YTD	+8.48%	+29.57%	-21.09	59 / 65
2016	-16.08%	+1.07%	-17.15	88 / 88
2015	-4.19%	-3.94%	-0.25	71 / 99
2014	+41.56%	+34.59%	+6.97	47 / 133
2013	-5.64%	+0.03%	-5.66	124 / 154
2012	+27.18%	+23.57%	+3.61	82 / 190
2011	-25.93%	-23.68%	-2.25	157 / 241
2010	+19.17%	+11.69%	+7.48	60 / 256
2009	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.95%

84 windows

min -21.5% · max 74.0%

52% positive

3-Year rolling

+7.04%

60 windows

min -9.8% · max 19.1%

85% positive

5-Year rolling

+6.90%

36 windows

min 2.1% · max 14.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+6.20%

11 windows

min 2.8% · max 11.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

18.88%

3-year · annualised

Sharpe ratio

0.20

vs risk-free 6.5%

Sortino ratio

0.31

Downside-only deviation

Max drawdown

-30.56%

Mar 2015 → Mar 2016

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
17 Feb 2017	₹26.1284
16 Feb 2017	₹25.9170
15 Feb 2017	₹25.6355
14 Feb 2017	₹25.9340
13 Feb 2017	₹25.9363
10 Feb 2017	₹26.0383
9 Feb 2017	₹26.0905
8 Feb 2017	₹26.0922
7 Feb 2017	₹26.0699
6 Feb 2017	₹26.1045

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

IDFC Premier Equity Fund-Plan B - Dividend is a Growth from IDFC (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

IDFC Premier Equity Fund-Plan B - Dividend has NAV history starting from 06 Apr 2009, a track record of about 17 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

IDFC Premier Equity Fund-Plan B - Dividend is managed by IDFC. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, IDFC Premier Equity Fund-Plan B - Dividend has delivered a absolute return of 4.36% — -2.75 pp behind the Growth category average of 7.10%. The fund ranks #159 of 307 in its category — the third (Q3) quartile.

Over the trailing 3-year window, IDFC Premier Equity Fund-Plan B - Dividend has delivered a CAGR of 8.62% — +7.86 pp ahead of the Growth category average of 0.76%. The fund ranks #109 of 264 in its category — the second (Q2) quartile.

Over the trailing 5-year window, IDFC Premier Equity Fund-Plan B - Dividend has delivered a CAGR of 5.20% — +5.18 pp ahead of the Growth category average of 0.02%. The fund ranks #105 of 208 in its category — the third (Q3) quartile.

₹1 lakh invested in IDFC Premier Equity Fund-Plan B - Dividend exactly 5 years ago would be worth approximately ₹128,867 today — a multiplier of 1.29×, based on the 5-year CAGR of 5.20%. The category average over the same window would have grown ₹1 lakh to ₹100,100.

A ₹10,000 monthly SIP in IDFC Premier Equity Fund-Plan B - Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹696,580 today. That's an XIRR (money-weighted annualised return) of 5.89%.

IDFC Premier Equity Fund-Plan B - Dividend doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,006,547 — XIRR 5.08%.

On a 5-year basis, IDFC Premier Equity Fund-Plan B - Dividend ranks #105 out of 208 funds in the Growth category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 0.02%; this fund delivered 5.20%.

The worst peak-to-trough decline IDFC Premier Equity Fund-Plan B - Dividend has experienced over the last 5-year window is 30.56% — its NAV fell from a high on 02 Mar 2015 to a low on 16 Mar 2016. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, IDFC Premier Equity Fund-Plan B - Dividend averaged 6.90% (best 14.85%, worst 2.15%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.01 — weak risk-adjusted performance.

In calendar year 2016, IDFC Premier Equity Fund-Plan B - Dividend returned -16.08% — lagging the Growth category average of 1.07% by 17.15 pp. It ranked #88 of 88 in its category that year.

IDFC Premier Equity Fund-Plan B - Dividend doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. IDFC Premier Equity Fund-Plan B - Dividend is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 30.6%. 5-year CAGR: 5.20%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.