Should I invest in IDFC-Money Manager Fund-Investment Plan-Qtrly Div.?

We don't give personal investment advice. IDFC-Money Manager Fund-Investment Plan-Qtrly Div. is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.6%. 5-year CAGR: 1.27%.

IDFC

IDFC-Money Manager Fund-Investment Plan-Qtrly Div.

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	-9.99%	+10.00	205 / 1129	Q1
1W	+0.18%	-13.04%	+13.22	142 / 1151	Q1
2W	+0.13%	-13.18%	+13.31	267 / 1149	Q1
1M	+0.41%	-13.26%	+13.68	225 / 1137	Q1
3M	-0.40%	-13.15%	+12.74	720 / 1116	Q3
6M	-0.29%	-15.45%	+15.16	552 / 906	Q3
YTD	+0.86%	-15.77%	+16.64	343 / 952	Q2
1Y	+1.31%	-13.09%	+14.40	388 / 820	Q2
2Y	+1.00%	-12.72%	+13.72	217 / 446	Q2
3Y	+1.05%	-11.01%	+12.05	190 / 385	Q2
4Y	+1.36%	-6.52%	+7.88	154 / 339	Q2
5Y	+1.27%	-7.36%	+8.63	152 / 314	Q2
7Y	+1.26%	+2.53%	-1.27	131 / 234	Q3
10Y	—	—	—	—	—
Inception	+0.98%	-13.63%	+14.61	407 / 1199	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2017 YTD	+0.86%	+1.63%	-0.76	56 / 137
2016	+0.99%	+3.02%	-2.04	100 / 181
2015	+1.06%	+2.22%	-1.17	120 / 216
2014	+1.08%	+5.51%	-4.43	152 / 240
2013	+1.73%	-1.95%	+3.69	113 / 276
2012	+1.31%	+1.38%	-0.07	178 / 295
2011	+1.39%	-3.16%	+4.55	123 / 317
2010	+0.69%	-5.78%	+6.47	190 / 377
2009	+0.58%	-12.86%	+13.43	336 / 713
2008	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.16%

95 windows

min -2.7% · max 3.5%

91% positive

3-Year rolling

+1.29%

70 windows

min 0.6% · max 1.9%

100% positive

5-Year rolling

+1.26%

46 windows

min 0.6% · max 1.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+1.18%

22 windows

min 0.9% · max 1.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.78%

3-year · annualised

Sharpe ratio

-1.95

vs risk-free 6.5%

Sortino ratio

-2.58

Downside-only deviation

Max drawdown

-2.26%

Sep 2016 → Sep 2016

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
17 Feb 2017	₹11.1983
16 Feb 2017	₹11.1969
15 Feb 2017	₹11.1947
14 Feb 2017	₹11.1899
13 Feb 2017	₹11.1865
10 Feb 2017	₹11.1783
9 Feb 2017	₹11.1703
8 Feb 2017	₹11.1710
7 Feb 2017	₹11.1945
6 Feb 2017	₹11.1923

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

IDFC-Money Manager Fund-Investment Plan-Qtrly Div. is a Income from IDFC (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

IDFC-Money Manager Fund-Investment Plan-Qtrly Div. has NAV history starting from 02 Jun 2008, a track record of about 18 years. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

IDFC-Money Manager Fund-Investment Plan-Qtrly Div. is managed by IDFC. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, IDFC-Money Manager Fund-Investment Plan-Qtrly Div. has delivered a absolute return of 1.31% — +14.4 pp ahead of the Income category average of -13.09%. The fund ranks #388 of 820 in its category — the second (Q2) quartile.

Over the trailing 3-year window, IDFC-Money Manager Fund-Investment Plan-Qtrly Div. has delivered a CAGR of 1.05% — +12.05 pp ahead of the Income category average of -11.01%. The fund ranks #190 of 385 in its category — the second (Q2) quartile.

Over the trailing 5-year window, IDFC-Money Manager Fund-Investment Plan-Qtrly Div. has delivered a CAGR of 1.27% — +8.63 pp ahead of the Income category average of -7.36%. The fund ranks #152 of 314 in its category — the second (Q2) quartile.

₹1 lakh invested in IDFC-Money Manager Fund-Investment Plan-Qtrly Div. exactly 5 years ago would be worth approximately ₹106,512 today — a multiplier of 1.07×, based on the 5-year CAGR of 1.27%. The category average over the same window would have grown ₹1 lakh to ₹68,226.

A ₹10,000 monthly SIP in IDFC-Money Manager Fund-Investment Plan-Qtrly Div. over the last 5 years — total invested ₹600,000 — would be worth ₹616,921 today. That's an XIRR (money-weighted annualised return) of 1.09%.

IDFC-Money Manager Fund-Investment Plan-Qtrly Div. doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹876,203 — XIRR 1.19%.

On a 5-year basis, IDFC-Money Manager Fund-Investment Plan-Qtrly Div. ranks #152 out of 314 funds in the Income category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is -7.36%; this fund delivered 1.27%.

The worst peak-to-trough decline IDFC-Money Manager Fund-Investment Plan-Qtrly Div. has experienced over the last 5-year window is 2.56% — its NAV fell from a high on 26 Jun 2012 to a low on 27 Jun 2012. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, IDFC-Money Manager Fund-Investment Plan-Qtrly Div. averaged 1.26% (best 1.50%, worst 0.60%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -1.83 — negative risk-adjusted performance.

In calendar year 2016, IDFC-Money Manager Fund-Investment Plan-Qtrly Div. returned 0.99% — lagging the Income category average of 3.02% by 2.04 pp. It ranked #100 of 181 in its category that year.

IDFC-Money Manager Fund-Investment Plan-Qtrly Div. is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. IDFC-Money Manager Fund-Investment Plan-Qtrly Div. is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.6%. 5-year CAGR: 1.27%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

IDFC-Money Manager Fund-Investment Plan-Qtrly Div.

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Recent NAVs

Frequently asked questions

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