Should I invest in IDFC India GDP Growth Fund?

We don't give personal investment advice. IDFC India GDP Growth Fund - Dividend Plan is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

IDFC

IDFC India GDP Growth Fund - Dividend Plan

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.36%	+0.06%	-0.43	229 / 299	Q4
1W	-1.70%	-3.61%	+1.91	225 / 303	Q3
2W	+0.56%	-4.52%	+5.08	113 / 303	Q2
1M	+2.64%	-5.64%	+8.27	81 / 302	Q2
3M	+10.66%	-4.27%	+14.93	36 / 302	Q1
6M	-10.81%	+1.48%	-12.29	233 / 307	Q4
YTD	-12.35%	-0.18%	-12.17	235 / 309	Q4
1Y	-7.69%	+7.10%	-14.79	217 / 307	Q3
2Y	+2.22%	+2.20%	+0.02	160 / 303	Q3
3Y	-6.57%	+0.76%	-7.33	206 / 264	Q4
4Y	-2.22%	+0.58%	-2.80	191 / 235	Q4
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+6.24%	+0.51%	+5.73	122 / 310	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2013 YTD	-12.35%	+0.03%	-12.37	140 / 154
2012	+36.85%	+23.57%	+13.28	29 / 190
2011	-28.96%	-23.68%	-5.28	197 / 241
2010	+2.85%	+11.69%	-8.83	204 / 256
2009	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+2.20%

45 windows

min -26.8% · max 48.0%

47% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

-1.07%

21 windows

min -6.7% · max 8.1%

29% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

21.03%

3-year · annualised

Sharpe ratio

-0.52

vs risk-free 6.5%

Sortino ratio

-0.69

Downside-only deviation

Max drawdown

-33.58%

Nov 2010 → Dec 2011

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
8 Nov 2013	₹13.2711
7 Nov 2013	₹13.3197
6 Nov 2013	₹13.3529
5 Nov 2013	₹13.4295
1 Nov 2013	₹13.5010
31 Oct 2013	₹13.4615
30 Oct 2013	₹13.3970
29 Oct 2013	₹13.2780
28 Oct 2013	₹13.0583
25 Oct 2013	₹13.1972

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

IDFC India GDP Growth Fund - Dividend Plan is a Growth from IDFC (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

IDFC India GDP Growth Fund - Dividend Plan has NAV history starting from 12 Mar 2009, a track record of about 17 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

IDFC India GDP Growth Fund - Dividend Plan is managed by IDFC. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, IDFC India GDP Growth Fund - Dividend Plan has delivered a absolute return of -7.69% — -14.79 pp behind the Growth category average of 7.10%. The fund ranks #217 of 307 in its category — the third (Q3) quartile.

Over the trailing 3-year window, IDFC India GDP Growth Fund - Dividend Plan has delivered a CAGR of -6.57% — -7.33 pp behind the Growth category average of 0.76%. The fund ranks #206 of 264 in its category — the bottom (Q4) quartile.

IDFC India GDP Growth Fund - Dividend Plan doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in IDFC India GDP Growth Fund - Dividend Plan exactly 3 years ago would be worth approximately ₹81,564 today — a multiplier of 0.82×, based on the 3-year CAGR of -6.57%. The category average over the same window would have grown ₹1 lakh to ₹102,292.

A ₹10,000 monthly SIP in IDFC India GDP Growth Fund - Dividend Plan over the last 3 years — total invested ₹360,000 — would be worth ₹361,536 today. That's an XIRR (money-weighted annualised return) of 0.28%.

IDFC India GDP Growth Fund - Dividend Plan doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹361,536 — XIRR 0.28%.

On a 3-year basis, IDFC India GDP Growth Fund - Dividend Plan ranks #206 out of 264 funds in the Growth category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 0.76%; this fund delivered -6.57%.

The worst peak-to-trough decline IDFC India GDP Growth Fund - Dividend Plan has experienced over the last 3-year window is 33.58% — its NAV fell from a high on 10 Nov 2010 to a low on 20 Dec 2011. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, IDFC India GDP Growth Fund - Dividend Plan averaged -1.07% (best 8.14%, worst -6.68%). 29% of rolling windows ended positive. The 3-year Sharpe ratio is -0.52 — negative risk-adjusted performance.

In calendar year 2012, IDFC India GDP Growth Fund - Dividend Plan returned 36.85% — beating the Growth category average of 23.57% by 13.28 pp. It ranked #29 of 190 in its category that year.

IDFC India GDP Growth Fund - Dividend Plan doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. IDFC India GDP Growth Fund - Dividend Plan is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.