Should I invest in IDFC Imperial Equity Fund-Plan B?

We don't give personal investment advice. IDFC Imperial Equity Fund-Plan B - Dividend is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 35.5%. 5-year CAGR: -0.25%.

IDFC

IDFC Imperial Equity Fund-Plan B - Dividend

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.31%	+0.06%	+0.25	85 / 299	Q2
1W	-0.36%	-3.61%	+3.25	185 / 303	Q3
2W	+1.82%	-4.52%	+6.34	74 / 303	Q1
1M	-1.97%	-5.64%	+3.67	174 / 302	Q3
3M	+2.38%	-4.27%	+6.65	123 / 302	Q2
6M	-3.67%	+1.48%	-5.15	196 / 307	Q3
YTD	+2.18%	-0.18%	+2.36	135 / 309	Q2
1Y	+16.79%	+7.10%	+9.69	99 / 307	Q2
2Y	-7.88%	+2.20%	-10.08	228 / 303	Q4
3Y	+3.71%	+0.76%	+2.95	145 / 264	Q3
4Y	+1.48%	+0.58%	+0.89	157 / 235	Q3
5Y	-0.25%	+0.02%	-0.27	161 / 208	Q4
7Y	-1.48%	+3.12%	-4.60	121 / 130	Q4
10Y	—	—	—	—	—
Inception	+2.61%	+0.51%	+2.10	197 / 310	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2017 YTD	+2.18%	+29.57%	-27.38	61 / 65
2016	-7.05%	+1.07%	-8.12	75 / 88
2015	-13.55%	-3.94%	-9.61	90 / 99
2014	+22.39%	+34.59%	-12.19	104 / 133
2013	-7.05%	+0.03%	-7.07	131 / 154
2012	+14.93%	+23.57%	-8.64	165 / 190
2011	-30.83%	-23.68%	-7.15	211 / 241
2010	+16.46%	+11.69%	+4.77	89 / 256
2009	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

-0.03%

84 windows

min -29.3% · max 36.5%

43% positive

3-Year rolling

-0.61%

60 windows

min -11.9% · max 9.3%

50% positive

5-Year rolling

-0.60%

36 windows

min -4.8% · max 3.1%

47% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

-0.79%

11 windows

min -1.9% · max 1.0%

18% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.15%

3-year · annualised

Sharpe ratio

-0.08

vs risk-free 6.5%

Sortino ratio

-0.12

Downside-only deviation

Max drawdown

-35.49%

Jan 2015 → Feb 2016

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
17 Feb 2017	₹12.3690
16 Feb 2017	₹12.3305
15 Feb 2017	₹12.2169
14 Feb 2017	₹12.3533
13 Feb 2017	₹12.4065
10 Feb 2017	₹12.4139
9 Feb 2017	₹12.3726
8 Feb 2017	₹12.3369
7 Feb 2017	₹12.2804
6 Feb 2017	₹12.2715

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

IDFC Imperial Equity Fund-Plan B - Dividend is a Growth from IDFC (Unknown plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

IDFC Imperial Equity Fund-Plan B - Dividend has NAV history starting from 06 Apr 2009, a track record of about 17 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

IDFC Imperial Equity Fund-Plan B - Dividend is managed by IDFC. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, IDFC Imperial Equity Fund-Plan B - Dividend has delivered a absolute return of 16.79% — +9.69 pp ahead of the Growth category average of 7.10%. The fund ranks #99 of 307 in its category — the second (Q2) quartile.

Over the trailing 3-year window, IDFC Imperial Equity Fund-Plan B - Dividend has delivered a CAGR of 3.71% — +2.95 pp ahead of the Growth category average of 0.76%. The fund ranks #145 of 264 in its category — the third (Q3) quartile.

Over the trailing 5-year window, IDFC Imperial Equity Fund-Plan B - Dividend has delivered a CAGR of -0.25% — -0.27 pp behind the Growth category average of 0.02%. The fund ranks #161 of 208 in its category — the bottom (Q4) quartile.

₹1 lakh invested in IDFC Imperial Equity Fund-Plan B - Dividend exactly 5 years ago would be worth approximately ₹98,768 today — a multiplier of 0.99×, based on the 5-year CAGR of -0.25%. The category average over the same window would have grown ₹1 lakh to ₹100,100.

A ₹10,000 monthly SIP in IDFC Imperial Equity Fund-Plan B - Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹595,741 today. That's an XIRR (money-weighted annualised return) of -0.28%.

IDFC Imperial Equity Fund-Plan B - Dividend doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹811,048 — XIRR -0.99%.

On a 5-year basis, IDFC Imperial Equity Fund-Plan B - Dividend ranks #161 out of 208 funds in the Growth category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 0.02%; this fund delivered -0.25%.

The worst peak-to-trough decline IDFC Imperial Equity Fund-Plan B - Dividend has experienced over the last 5-year window is 35.49% — its NAV fell from a high on 23 Jan 2015 to a low on 11 Feb 2016. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, IDFC Imperial Equity Fund-Plan B - Dividend averaged -0.60% (best 3.12%, worst -4.79%). 47% of rolling windows ended positive. The 5-year Sharpe ratio is -0.32 — negative risk-adjusted performance.

In calendar year 2016, IDFC Imperial Equity Fund-Plan B - Dividend returned -7.05% — lagging the Growth category average of 1.07% by 8.12 pp. It ranked #75 of 88 in its category that year.

IDFC Imperial Equity Fund-Plan B - Dividend doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. IDFC Imperial Equity Fund-Plan B - Dividend is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 35.5%. 5-year CAGR: -0.25%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.