Should I invest in ICICI Prudential Technology Fund?

We don't give personal investment advice. ICICI Prudential Technology Fund - Direct Plan - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 31.6%. 5-year CAGR: 4.35%.

ICICI Prudential

ICICI Prudential Technology Fund - Direct Plan - IDCW

Latest NAV

₹120.6300

As of

2 Jun 2026

3,295 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+2.10%	+0.27%	+1.83	6 / 249	Q1
1W	+3.51%	-1.33%	+4.84	6 / 249	Q1
2W	+3.15%	-0.44%	+3.58	24 / 251	Q1
1M	+4.56%	-0.98%	+5.54	16 / 251	Q1
3M	+3.49%	+0.91%	+2.59	88 / 249	Q2
6M	-14.48%	-3.35%	-11.13	219 / 241	Q4
YTD	-15.78%	-3.40%	-12.38	228 / 241	Q4
1Y	-13.49%	+2.11%	-15.60	212 / 225	Q4
2Y	-0.91%	+1.79%	-2.69	115 / 181	Q3
3Y	+4.88%	+12.30%	-7.42	124 / 142	Q4
4Y	+2.50%	+11.74%	-9.25	117 / 122	Q4
5Y	+4.35%	+8.93%	-4.57	95 / 111	Q4
7Y	+13.42%	+13.08%	+0.33	45 / 92	Q2
10Y	+10.78%	+12.03%	-1.25	45 / 77	Q3
Inception	+14.47%	+8.52%	+5.95	63 / 251	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-15.78%	-2.64%	-13.14	226 / 237
2025	-6.00%	+1.49%	-7.49	173 / 204
2024	+20.80%	+20.10%	+0.70	68 / 158
2023	+22.18%	+30.21%	-8.02	100 / 131
2022	-26.05%	+1.48%	-27.53	117 / 119
2021	+67.56%	+31.54%	+36.02	6 / 106
2020	+61.65%	+19.90%	+41.76	7 / 95
2019	-3.57%	+6.43%	-10.00	79 / 87
2018	+12.57%	-9.17%	+21.74	3 / 78
2017	+12.83%	+32.45%	-19.61	70 / 77
2016	-3.22%	+2.96%	-6.18	59 / 77

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+18.86%

152 windows

min -27.1% · max 131.8%

65% positive

3-Year rolling

+14.72%

127 windows

min -0.8% · max 38.7%

98% positive

5-Year rolling

+16.02%

103 windows

min -2.0% · max 27.7%

99% positive

7-Year rolling

+15.62%

79 windows

min 8.6% · max 21.4%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

18.27%

3-year · annualised

Sharpe ratio

0.00

vs risk-free 6.5%

Sortino ratio

0.00

Downside-only deviation

Max drawdown

-31.25%

Dec 2024 → Mar 2026

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - IDCW Option - Direct Plan	HDFC	₹15.9390	3 Jun 2026
NIPPON INDIA - JAPAN EQUITY FUND - DIRECT Plan - IDCW Option	Nippon India	₹31.2458	3 Jun 2026
SBI Automotive Opportunities Fund - Direct Plan - Income Distribution Cum Capital Withdrawal Option	SBI	₹11.7560	3 Jun 2026
ICICI Prudential Banking and Financial Services Fund - Direct Plan - IDCW	ICICI Prudential	₹64.9400	3 Jun 2026
Invesco India Business Cycle Fund - Direct Plan - IDCW	Invesco	₹13.3100	3 Jun 2026
Bandhan Business Cycle Fund - Direct Plan - IDCW	Bandhan	₹9.6290	3 Jun 2026
quant BFSI Fund - IDCW Option - Direct Plan	Quant	₹20.2732	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹29.4200	3 Jun 2026
Motilal Oswal Active Momentum Fund- Direct-IDCW	Motilal Oswal	₹13.3281	3 Jun 2026
Franklin India Multi-Factor Fund- Direct- IDCW	Franklin India	₹9.3581	3 Jun 2026

Recent NAVs

Date	NAV
2 Jun 2026	₹120.6300
1 Jun 2026	₹118.1500
29 May 2026	₹116.7800
27 May 2026	₹116.5100
26 May 2026	₹116.5400
25 May 2026	₹116.4900
22 May 2026	₹115.7700
21 May 2026	₹115.9300
20 May 2026	₹116.4900
19 May 2026	₹116.9500

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 02 Jun 2026, the NAV of ICICI Prudential Technology Fund - Direct Plan - IDCW is ₹120.6300. It's a Sectoral/Thematic Fund from ICICI Prudential, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Technology Fund - Direct Plan - IDCW has NAV history starting from 07 Jan 2013, a track record of about 13 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Technology Fund - Direct Plan - IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Technology Fund - Direct Plan - IDCW has delivered a absolute return of -13.49% — -15.6 pp behind the Sectoral/Thematic Fund category average of 2.11%. The fund ranks #212 of 225 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ICICI Prudential Technology Fund - Direct Plan - IDCW has delivered a CAGR of 4.88% — -7.42 pp behind the Sectoral/Thematic Fund category average of 12.30%. The fund ranks #124 of 142 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, ICICI Prudential Technology Fund - Direct Plan - IDCW has delivered a CAGR of 4.35% — -4.57 pp behind the Sectoral/Thematic Fund category average of 8.93%. The fund ranks #95 of 111 in its category — the bottom (Q4) quartile.

₹1 lakh invested in ICICI Prudential Technology Fund - Direct Plan - IDCW exactly 10 years ago would be worth approximately ₹278,334 today — a multiplier of 2.78×, based on the 10-year CAGR of 10.78%. The category average over the same window would have grown ₹1 lakh to ₹311,351.

A ₹10,000 monthly SIP in ICICI Prudential Technology Fund - Direct Plan - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹597,449 today. That's an XIRR (money-weighted annualised return) of -0.17%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Technology Fund - Direct Plan - IDCW = ₹1,200,000 invested. It would currently be worth ₹2,086,480 (multiplier 1.74×). XIRR: 10.66%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Technology Fund - Direct Plan - IDCW ranks #95 out of 111 funds in the Sectoral/Thematic Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 8.93%; this fund delivered 4.35%.

The worst peak-to-trough decline ICICI Prudential Technology Fund - Direct Plan - IDCW has experienced over the last 5-year window is 31.60% — its NAV fell from a high on 04 Jan 2022 to a low on 19 Apr 2023. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Technology Fund - Direct Plan - IDCW averaged 16.02% (best 27.70%, worst -1.99%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is -0.01 — negative risk-adjusted performance.

In calendar year 2025, ICICI Prudential Technology Fund - Direct Plan - IDCW returned -6.00% — lagging the Sectoral/Thematic Fund category average of 1.49% by 7.49 pp. It ranked #173 of 204 in its category that year.

ICICI Prudential Technology Fund - Direct Plan - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ICICI Prudential Technology Fund - Direct Plan - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 31.6%. 5-year CAGR: 4.35%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.