ICICI Prudential

ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option

Latest NAV

₹47.0600

As of

17 Jul 2026

1,968 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-1.09%	-0.05%	-1.05	237 / 258	Q4
1W	-0.53%	-0.18%	-0.35	189 / 258	Q3
2W	-0.53%	-0.17%	-0.36	197 / 259	Q4
1M	+4.83%	+1.63%	+3.21	30 / 259	Q1
3M	+11.99%	+4.83%	+7.17	30 / 259	Q1
6M	+12.45%	+4.61%	+7.84	49 / 250	Q1
YTD	+9.67%	+2.98%	+6.69	51 / 247	Q1
1Y	+7.30%	+5.46%	+1.84	89 / 235	Q2
2Y	+13.70%	+4.09%	+9.62	16 / 187	Q1
3Y	+25.65%	+15.93%	+9.73	7 / 148	Q1
4Y	+23.99%	+17.58%	+6.41	20 / 121	Q1
5Y	+16.47%	+13.72%	+2.74	31 / 110	Q2
7Y	+25.25%	+17.79%	+7.46	6 / 91	Q1
10Y	—	—	—	—	—
Inception	+21.49%	+12.07%	+9.42	24 / 259	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+9.67%	+3.40%	+6.27	51 / 244
2025	-0.30%	+4.41%	-4.71	142 / 208
2024	+48.69%	+23.18%	+25.51	2 / 155
2023	+43.55%	+33.51%	+10.04	25 / 127
2022	-7.63%	+4.32%	-11.96	96 / 116
2021	+18.66%	+34.43%	-15.77	89 / 104
2020	+72.86%	+21.19%	+51.66	3 / 94
2019	+6.02%	+9.30%	-3.28	49 / 85
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+25.75%

86 windows

min -11.1% · max 80.8%

83% positive

3-Year rolling

+24.66%

62 windows

min 15.5% · max 30.5%

100% positive

5-Year rolling

+24.20%

37 windows

min 16.5% · max 33.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+23.19%

13 windows

min 21.5% · max 25.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.54%

3-year · annualised

Sharpe ratio

1.38

vs risk-free 6.5%

Sortino ratio

3.21

Downside-only deviation

Max drawdown

-16.21%

Jan 2025 → Feb 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option - Direct Plan	HDFC	₹19.7420	17 Jul 2026
Nippon India Active Momentum Fund-Direct Plan - Growth Option	Nippon India	₹13.0154	17 Jul 2026
SBI Automotive Opportunities Fund - Direct Plan - Growth	SBI	₹12.5868	17 Jul 2026
ICICI Prudential Active Momentum Fund - Direct Plan - Growth	ICICI Prudential	₹10.8700	17 Jul 2026
Invesco India Business Cycle Fund - Direct Plan - Growth	Invesco	₹14.5000	17 Jul 2026
Bandhan Business Cycle Fund - Direct Plan - Growth	Bandhan	₹10.1960	17 Jul 2026
quant BFSI Fund - Growth Option - Direct Plan	Quant	₹22.0723	17 Jul 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - DIRECT PLAN - GROWTH OPTION	Quantum	₹24.7900	17 Jul 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹72.8200	17 Jul 2026
Motilal Oswal Active Momentum Fund- Direct-Growth	Motilal Oswal	₹13.5242	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹47.0600
16 Jul 2026	₹47.5800
15 Jul 2026	₹47.6000
14 Jul 2026	₹47.4700
13 Jul 2026	₹47.1300
10 Jul 2026	₹47.3100
9 Jul 2026	₹46.9200
8 Jul 2026	₹46.5200
7 Jul 2026	₹47.0500
6 Jul 2026	₹47.3300

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option is ₹47.0600. It's a Sectoral/Thematic Fund from ICICI Prudential, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option has NAV history starting from 16 Jul 2018, a track record of about 8 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option is managed by ICICI Prudential. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option has delivered a absolute return of 7.30% — +1.84 pp ahead of the Sectoral/Thematic Fund category average of 5.46%. The fund ranks #89 of 235 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option has delivered a CAGR of 25.65% — +9.73 pp ahead of the Sectoral/Thematic Fund category average of 15.93%. The fund ranks #7 of 148 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option has delivered a CAGR of 16.47% — +2.74 pp ahead of the Sectoral/Thematic Fund category average of 13.72%. The fund ranks #31 of 110 in its category — the second (Q2) quartile.

₹1 lakh invested in ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option exactly 5 years ago would be worth approximately ₹214,299 today — a multiplier of 2.14×, based on the 5-year CAGR of 16.47%. The category average over the same window would have grown ₹1 lakh to ₹190,217.

A ₹10,000 monthly SIP in ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option over the last 5 years — total invested ₹600,000 — would be worth ₹1,020,679 today. That's an XIRR (money-weighted annualised return) of 21.38%.

ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,871,383 — XIRR 22.48%.

On a 5-year basis, ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option ranks #31 out of 110 funds in the Sectoral/Thematic Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 13.72%; this fund delivered 16.47%.

The worst peak-to-trough decline ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option has experienced over the last 5-year window is 18.14% — its NAV fell from a high on 15 Sep 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option averaged 24.20% (best 33.83%, worst 16.47%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.73 — reasonable risk-adjusted performance.

In calendar year 2025, ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option returned -0.30% — lagging the Sectoral/Thematic Fund category average of 4.41% by 4.71 pp. It ranked #142 of 208 in its category that year.

ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.1%. 5-year CAGR: 16.47%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Sectoral/Thematic Fund

Recent NAVs

Frequently asked questions

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