ICICI Prudential

ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option

Latest NAV

₹44.3800

As of

3 Jun 2026

1,937 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.29%	+0.27%	-0.56	223 / 258	Q4
1W	-2.81%	-1.34%	-1.47	227 / 258	Q4
2W	-2.76%	+0.04%	-2.80	249 / 259	Q4
1M	+1.37%	-0.39%	+1.76	74 / 259	Q2
3M	+6.95%	+2.19%	+4.75	57 / 257	Q1
6M	+1.93%	-1.09%	+3.02	83 / 247	Q2
YTD	+3.33%	-1.30%	+4.63	73 / 247	Q2
1Y	+6.84%	+5.02%	+1.83	83 / 230	Q2
2Y	+16.25%	+5.50%	+10.75	14 / 182	Q1
3Y	+27.25%	+16.94%	+10.31	7 / 139	Q1
4Y	+23.26%	+16.57%	+6.69	20 / 119	Q1
5Y	+16.26%	+13.73%	+2.53	32 / 109	Q2
7Y	+23.76%	+16.42%	+7.34	4 / 91	Q1
10Y	—	—	—	—	—
Inception	+20.94%	+10.45%	+10.50	20 / 259	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.33%	-0.94%	+4.27	72 / 244
2025	-0.30%	+4.41%	-4.71	142 / 208
2024	+48.69%	+23.18%	+25.51	2 / 155
2023	+43.55%	+33.51%	+10.04	25 / 127
2022	-7.63%	+4.32%	-11.96	96 / 116
2021	+18.66%	+34.43%	-15.77	89 / 104
2020	+72.86%	+21.19%	+51.66	3 / 94
2019	+6.02%	+9.30%	-3.28	49 / 85
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+25.68%

84 windows

min -10.3% · max 87.0%

81% positive

3-Year rolling

+24.00%

60 windows

min 15.6% · max 30.5%

100% positive

5-Year rolling

+24.35%

36 windows

min 16.3% · max 34.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+22.71%

11 windows

min 21.2% · max 23.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.66%

3-year · annualised

Sharpe ratio

1.22

vs risk-free 6.5%

Sortino ratio

2.27

Downside-only deviation

Max drawdown

-16.21%

Jan 2025 → Feb 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option - Direct Plan	HDFC	₹18.0340	3 Jun 2026
Nippon India Active Momentum Fund-Direct Plan - Growth Option	Nippon India	₹12.1791	3 Jun 2026
SBI Automotive Opportunities Fund - Direct Plan - Growth	SBI	₹11.7563	3 Jun 2026
ICICI Prudential Active Momentum Fund - Direct Plan - Growth	ICICI Prudential	₹10.6800	3 Jun 2026
Invesco India Business Cycle Fund - Direct Plan - Growth	Invesco	₹13.3000	3 Jun 2026
Bandhan Business Cycle Fund - Direct Plan - Growth	Bandhan	₹9.6290	3 Jun 2026
quant BFSI Fund - Growth Option - Direct Plan	Quant	₹20.2506	3 Jun 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - DIRECT PLAN - GROWTH OPTION	Quantum	₹23.5100	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹66.7400	3 Jun 2026
Motilal Oswal Active Momentum Fund- Direct-Growth	Motilal Oswal	₹13.3284	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹44.3800
2 Jun 2026	₹44.3400
1 Jun 2026	₹44.4700
29 May 2026	₹44.9300
27 May 2026	₹45.5000
26 May 2026	₹45.6200
25 May 2026	₹45.5700
22 May 2026	₹45.3400
21 May 2026	₹45.6300
20 May 2026	₹45.5600

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option is ₹44.3800. It's a Sectoral/Thematic Fund from ICICI Prudential, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option has NAV history starting from 16 Jul 2018, a track record of about 7 years 10 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option is managed by ICICI Prudential. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option has delivered a absolute return of 6.84% — +1.83 pp ahead of the Sectoral/Thematic Fund category average of 5.02%. The fund ranks #83 of 230 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option has delivered a CAGR of 27.25% — +10.31 pp ahead of the Sectoral/Thematic Fund category average of 16.94%. The fund ranks #7 of 139 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option has delivered a CAGR of 16.26% — +2.53 pp ahead of the Sectoral/Thematic Fund category average of 13.73%. The fund ranks #32 of 109 in its category — the second (Q2) quartile.

₹1 lakh invested in ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option exactly 5 years ago would be worth approximately ₹212,357 today — a multiplier of 2.12×, based on the 5-year CAGR of 16.26%. The category average over the same window would have grown ₹1 lakh to ₹190,234.

A ₹10,000 monthly SIP in ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option over the last 5 years — total invested ₹600,000 — would be worth ₹976,611 today. That's an XIRR (money-weighted annualised return) of 19.56%.

ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,819,668 — XIRR 21.69%.

On a 5-year basis, ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option ranks #32 out of 109 funds in the Sectoral/Thematic Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 13.73%; this fund delivered 16.26%.

The worst peak-to-trough decline ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option has experienced over the last 5-year window is 18.14% — its NAV fell from a high on 15 Sep 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option averaged 24.35% (best 34.28%, worst 16.26%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.65 — reasonable risk-adjusted performance.

In calendar year 2025, ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option returned -0.30% — lagging the Sectoral/Thematic Fund category average of 4.41% by 4.71 pp. It ranked #142 of 208 in its category that year.

ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.1%. 5-year CAGR: 16.26%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Cumulative Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Sectoral/Thematic Fund

Recent NAVs

Frequently asked questions

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