ICICI Prudential

ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Cumulative Option

Latest NAV

₹43.3200

As of

17 Jul 2026

1,968 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-1.12%	-0.07%	-1.05	109 / 122	Q4
1W	-0.55%	-0.15%	-0.40	87 / 122	Q3
2W	-0.57%	-0.13%	-0.44	78 / 122	Q3
1M	+4.74%	+1.33%	+3.41	10 / 122	Q1
3M	+11.76%	+3.32%	+8.44	6 / 122	Q1
6M	+11.97%	+2.87%	+9.10	27 / 122	Q1
YTD	+9.17%	+1.43%	+7.75	29 / 122	Q1
1Y	+6.41%	+2.53%	+3.88	39 / 120	Q2
2Y	+12.76%	+1.69%	+11.07	14 / 116	Q1
3Y	+24.61%	+13.72%	+10.89	6 / 114	Q1
4Y	+22.93%	+15.46%	+7.47	14 / 106	Q1
5Y	+15.45%	+12.16%	+3.29	28 / 104	Q2
7Y	+24.06%	+15.00%	+9.06	5 / 99	Q1
10Y	—	—	—	—	—
Inception	+20.24%	+11.17%	+9.07	8 / 122	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+9.17%	+1.37%	+7.80	29 / 118
2025	-1.14%	+3.20%	-4.34	72 / 115
2024	+47.43%	+19.60%	+27.82	2 / 113
2023	+42.36%	+31.56%	+10.81	23 / 108
2022	-8.50%	+2.19%	-10.68	87 / 104
2021	+17.63%	+32.41%	-14.78	84 / 102
2020	+70.88%	+18.32%	+52.56	1 / 100
2019	+4.44%	+5.50%	-1.06	47 / 97
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+24.49%

86 windows

min -12.1% · max 78.9%

83% positive

3-Year rolling

+23.46%

62 windows

min 14.5% · max 29.4%

100% positive

5-Year rolling

+23.01%

37 windows

min 15.5% · max 32.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+21.96%

13 windows

min 20.3% · max 24.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.53%

3-year · annualised

Sharpe ratio

1.31

vs risk-free 6.5%

Sortino ratio

2.99

Downside-only deviation

Max drawdown

-16.32%

Jan 2025 → Feb 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option	HDFC	₹18.4020	17 Jul 2026
Nippon India Japan Equity Fund- Growth Plan- Bonus Option	Nippon India	₹27.0439	17 Jul 2026
Magnum Equity Fund -Dividend	SBI	₹75.2678	17 Jul 2026
ICICI Prudential Active Momentum Fund - Growth	ICICI Prudential	₹10.7400	17 Jul 2026
Franklin Asian Equity Fund - Dividend Plan	Franklin Templeton	₹20.5340	17 Jul 2026
Franklin India Multi-Factor Fund- Growth	Franklin India	₹9.5442	17 Jul 2026
Kotak Infrastructure & Economic Reform Fund - Standard Plan-Growth	Kotak	₹68.7640	17 Jul 2026
Canara Robeco Infrastructure-DIVIDEND	Canara Robeco	₹64.5500	17 Jul 2026
UTI - MNC Fund (UGS 10000)-Growth Option	UTI	₹397.9086	17 Jul 2026
BANK OF INDIA Manufacturing & Infrastructure Fund-Growth	Bank of India	₹66.3400	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹43.3200
16 Jul 2026	₹43.8100
15 Jul 2026	₹43.8300
14 Jul 2026	₹43.7100
13 Jul 2026	₹43.3900
10 Jul 2026	₹43.5600
9 Jul 2026	₹43.2100
8 Jul 2026	₹42.8400
7 Jul 2026	₹43.3200
6 Jul 2026	₹43.5900

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Cumulative Option is ₹43.3200. It's a Sectoral/Thematic Fund from ICICI Prudential, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Cumulative Option has NAV history starting from 16 Jul 2018, a track record of about 8 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Cumulative Option is managed by ICICI Prudential. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Cumulative Option has delivered a absolute return of 6.41% — +3.88 pp ahead of the Sectoral/Thematic Fund category average of 2.53%. The fund ranks #39 of 120 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Cumulative Option has delivered a CAGR of 24.61% — +10.89 pp ahead of the Sectoral/Thematic Fund category average of 13.72%. The fund ranks #6 of 114 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Cumulative Option has delivered a CAGR of 15.45% — +3.29 pp ahead of the Sectoral/Thematic Fund category average of 12.16%. The fund ranks #28 of 104 in its category — the second (Q2) quartile.

₹1 lakh invested in ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Cumulative Option exactly 5 years ago would be worth approximately ₹205,113 today — a multiplier of 2.05×, based on the 5-year CAGR of 15.45%. The category average over the same window would have grown ₹1 lakh to ₹177,535.

A ₹10,000 monthly SIP in ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Cumulative Option over the last 5 years — total invested ₹600,000 — would be worth ₹995,345 today. That's an XIRR (money-weighted annualised return) of 20.35%.

ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Cumulative Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,799,637 — XIRR 21.38%.

On a 5-year basis, ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Cumulative Option ranks #28 out of 104 funds in the Sectoral/Thematic Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 12.16%; this fund delivered 15.45%.

The worst peak-to-trough decline ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Cumulative Option has experienced over the last 5-year window is 18.71% — its NAV fell from a high on 15 Sep 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Cumulative Option averaged 23.01% (best 32.57%, worst 15.45%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.66 — reasonable risk-adjusted performance.

In calendar year 2025, ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Cumulative Option returned -1.14% — lagging the Sectoral/Thematic Fund category average of 3.20% by 4.34 pp. It ranked #72 of 115 in its category that year.

ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Cumulative Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Cumulative Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.7%. 5-year CAGR: 15.45%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Cumulative Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Sectoral/Thematic Fund

Recent NAVs

Frequently asked questions

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