Should I invest in ICICI Prudential Nifty 50 Index Fund - Cumulative Option?

We don't give personal investment advice. ICICI Prudential Nifty 50 Index Fund - Cumulative Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.7%. 5-year CAGR: 9.28%.

ICICI Prudential

ICICI Prudential Nifty 50 Index Fund - Cumulative Option

Latest NAV

₹240.7293

As of

24 Jul 2026

5,000 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.36%	-0.22%	-0.14	56 / 77	Q3
1W	-2.26%	-1.26%	-1.00	53 / 77	Q3
2W	-1.73%	-1.05%	-0.68	41 / 77	Q3
1M	-0.91%	-0.37%	-0.54	46 / 74	Q3
3M	-0.01%	+1.28%	-1.30	41 / 62	Q3
6M	-4.63%	-0.22%	-4.41	40 / 62	Q3
YTD	-8.60%	-3.35%	-5.25	39 / 61	Q3
1Y	-4.43%	+0.16%	-4.59	39 / 61	Q3
2Y	-0.56%	+1.79%	-2.35	32 / 54	Q3
3Y	+7.32%	+9.29%	-1.97	24 / 52	Q2
4Y	+10.12%	+10.96%	-0.83	15 / 36	Q2
5Y	+9.28%	+8.95%	+0.33	6 / 24	Q1
7Y	+11.96%	+11.49%	+0.47	5 / 23	Q1
10Y	+11.31%	+10.88%	+0.42	6 / 22	Q2
Inception	+10.69%	+7.35%	+3.34	17 / 77	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-8.60%	-3.35%	-5.25	39 / 61
2025	+10.95%	+7.96%	+2.99	10 / 57
2024	+9.58%	+12.60%	-3.02	19 / 52
2023	+20.18%	+21.36%	-1.18	17 / 46
2022	+5.16%	+3.06%	+2.09	9 / 30
2021	+24.56%	+23.37%	+1.19	5 / 23
2020	+15.08%	+15.15%	-0.07	11 / 23
2019	+12.35%	+11.82%	+0.53	11 / 23
2018	+4.32%	+4.05%	+0.27	15 / 22
2017	+27.64%	+27.94%	-0.30	10 / 22
2016	+3.33%	+2.43%	+0.90	5 / 22

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.21%

236 windows

min -54.8% · max 98.7%

79% positive

3-Year rolling

+11.63%

211 windows

min -1.7% · max 28.1%

98% positive

5-Year rolling

+11.47%

187 windows

min -0.1% · max 24.0%

99% positive

7-Year rolling

+11.24%

163 windows

min 5.2% · max 18.0%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.04%

3-year · annualised

Sharpe ratio

0.11

vs risk-free 6.5%

Sortino ratio

0.16

Downside-only deviation

Max drawdown

-15.58%

Sep 2024 → Mar 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC BSE Sensex Index Fund - Growth Plan	HDFC	₹709.2343	24 Jul 2026
Nippon India Index Fund - BSE Sensex Plan - Growth Plan - Bonus Option	Nippon India	₹38.9168	24 Jul 2026
ICICI Prudential BSE Sensex Index Fund - Cumulative Option	ICICI Prudential	₹25.0502	24 Jul 2026
Franklin India Index Fund- NSE Nifty 50 Index Fund - Growth	Franklin Templeton	₹192.7160	24 Jul 2026
UTI Nifty 50 Index Fund - Regular Plan - Growth Option	UTI	₹164.6629	24 Jul 2026
Aditya Birla Sun Life Nifty 50 Index Fund - Growth - Regular Plan	Birla Sun Life	₹242.0041	24 Jul 2026
LIC MF BSE Sensex Index Fund-Regular Plan-Growth	LIC	₹142.4540	24 Jul 2026
Tata Nifty 50 Index Fund -Regular Plan	Tata	₹148.4852	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹240.7293
23 Jul 2026	₹241.6009
22 Jul 2026	₹242.8816
21 Jul 2026	₹244.8153
20 Jul 2026	₹245.3307
17 Jul 2026	₹246.3049
16 Jul 2026	₹243.6312
15 Jul 2026	₹243.6920
14 Jul 2026	₹243.4023
13 Jul 2026	₹245.0076

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of ICICI Prudential Nifty 50 Index Fund - Cumulative Option is ₹240.7293. It's a Index Fund from ICICI Prudential, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Nifty 50 Index Fund - Cumulative Option has NAV history starting from 02 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Nifty 50 Index Fund - Cumulative Option is managed by ICICI Prudential. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Nifty 50 Index Fund - Cumulative Option has delivered a absolute return of -4.43% — -4.59 pp behind the Index Fund category average of 0.16%. The fund ranks #39 of 61 in its category — the third (Q3) quartile.

Over the trailing 3-year window, ICICI Prudential Nifty 50 Index Fund - Cumulative Option has delivered a CAGR of 7.32% — -1.97 pp behind the Index Fund category average of 9.29%. The fund ranks #24 of 52 in its category — the second (Q2) quartile.

Over the trailing 5-year window, ICICI Prudential Nifty 50 Index Fund - Cumulative Option has delivered a CAGR of 9.28% — +0.33 pp ahead of the Index Fund category average of 8.95%. The fund ranks #6 of 24 in its category — the top (Q1) quartile.

₹1 lakh invested in ICICI Prudential Nifty 50 Index Fund - Cumulative Option exactly 10 years ago would be worth approximately ₹291,865 today — a multiplier of 2.92×, based on the 10-year CAGR of 11.31%. The category average over the same window would have grown ₹1 lakh to ₹280,953.

A ₹10,000 monthly SIP in ICICI Prudential Nifty 50 Index Fund - Cumulative Option over the last 5 years — total invested ₹600,000 — would be worth ₹714,014 today. That's an XIRR (money-weighted annualised return) of 6.89%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Nifty 50 Index Fund - Cumulative Option = ₹1,200,000 invested. It would currently be worth ₹2,123,215 (multiplier 1.77×). XIRR: 10.99%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Nifty 50 Index Fund - Cumulative Option ranks #6 out of 24 funds in the Index Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 8.95%; this fund delivered 9.28%.

The worst peak-to-trough decline ICICI Prudential Nifty 50 Index Fund - Cumulative Option has experienced over the last 5-year window is 16.69% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Nifty 50 Index Fund - Cumulative Option averaged 11.47% (best 24.00%, worst -0.08%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.26 — weak risk-adjusted performance.

In calendar year 2025, ICICI Prudential Nifty 50 Index Fund - Cumulative Option returned 10.95% — beating the Index Fund category average of 7.96% by 2.99 pp. It ranked #10 of 57 in its category that year.

ICICI Prudential Nifty 50 Index Fund - Cumulative Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. ICICI Prudential Nifty 50 Index Fund - Cumulative Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.7%. 5-year CAGR: 9.28%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.