Should I invest in ICICI Prudential Multi-Asset Fund?

We don't give personal investment advice. ICICI Prudential Multi-Asset Fund - IDCW is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.0%. 5-year CAGR: 9.34%.

ICICI Prudential

ICICI Prudential Multi-Asset Fund - IDCW

Latest NAV

₹34.2687

As of

24 Jul 2026

4,998 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.21%	-0.28%	+0.07	6 / 9	Q3
1W	-1.32%	-1.08%	-0.24	6 / 7	Q4
2W	-1.39%	-1.28%	-0.10	5 / 7	Q3
1M	-0.80%	-0.56%	-0.24	4 / 5	Q4
3M	-1.21%	-0.13%	-1.08	5 / 5	Q4
6M	-3.58%	-2.10%	-1.48	5 / 5	Q4
YTD	-5.30%	-2.85%	-2.45	5 / 5	Q4
1Y	-0.12%	+3.86%	-3.98	5 / 5	Q4
2Y	+1.80%	+4.20%	-2.39	4 / 4	Q4
3Y	+8.17%	+12.15%	-3.98	4 / 4	Q4
4Y	+9.56%	+13.39%	-3.82	4 / 4	Q4
5Y	+9.34%	+11.90%	-2.56	3 / 4	Q3
7Y	+8.00%	+11.49%	-3.49	3 / 4	Q3
10Y	+4.37%	+8.61%	-4.23	4 / 4	Q4
Inception	+2.53%	+4.29%	-1.76	5 / 9	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-5.30%	-2.85%	-2.45	5 / 5
2025	+11.63%	+11.85%	-0.22	2 / 4
2024	+9.24%	+15.53%	-6.29	4 / 4
2023	+14.88%	+22.53%	-7.64	4 / 4
2022	+8.02%	+7.09%	+0.94	2 / 4
2021	+22.92%	+18.89%	+4.02	2 / 4
2020	-2.57%	+6.92%	-9.49	4 / 4
2019	-6.32%	+0.72%	-7.04	4 / 4
2018	-13.56%	-5.53%	-8.03	4 / 4
2017	+15.61%	+17.19%	-1.58	3 / 4
2016	+1.25%	+6.37%	-5.12	4 / 4

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+4.99%

236 windows

min -57.6% · max 75.6%

61% positive

3-Year rolling

+3.80%

211 windows

min -16.4% · max 21.4%

64% positive

5-Year rolling

+3.43%

187 windows

min -9.2% · max 18.7%

71% positive

7-Year rolling

+2.86%

163 windows

min -4.1% · max 10.5%

82% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

7.09%

3-year · annualised

Sharpe ratio

0.25

vs risk-free 6.5%

Sortino ratio

0.37

Downside-only deviation

Max drawdown

-9.99%

Feb 2026 → Mar 2026

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Asset Allocation Fund

Scheme	Fund house	NAV	As of
ICICI Prudential Multi-Asset Fund - Growth	ICICI Prudential	₹801.5252	24 Jul 2026
Franklin India Multi Asset Allocation Fund- Growth	Franklin India	₹10.7865	24 Jul 2026
UTI Multi Asset Allocation Fund - Regular Plan - Growth Option	UTI	₹77.8855	24 Jul 2026
JM Multi Asset Allocation Fund (Direct) - Growth Option		₹9.8883	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹34.2687
23 Jul 2026	₹34.3397
22 Jul 2026	₹34.4930
21 Jul 2026	₹34.6564
20 Jul 2026	₹34.6205
17 Jul 2026	₹34.7279
16 Jul 2026	₹34.6125
15 Jul 2026	₹34.6143
14 Jul 2026	₹34.5170
13 Jul 2026	₹34.7116

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of ICICI Prudential Multi-Asset Fund - IDCW is ₹34.2687. It's a Multi Asset Allocation Fund from ICICI Prudential, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Multi-Asset Fund - IDCW has NAV history starting from 02 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Multi-Asset Fund - IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Multi Asset Allocation Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Multi-Asset Fund - IDCW has delivered a absolute return of -0.12% — -3.98 pp behind the Multi Asset Allocation Fund category average of 3.86%. The fund ranks #5 of 5 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ICICI Prudential Multi-Asset Fund - IDCW has delivered a CAGR of 8.17% — -3.98 pp behind the Multi Asset Allocation Fund category average of 12.15%. The fund ranks #4 of 4 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, ICICI Prudential Multi-Asset Fund - IDCW has delivered a CAGR of 9.34% — -2.56 pp behind the Multi Asset Allocation Fund category average of 11.90%. The fund ranks #3 of 4 in its category — the third (Q3) quartile.

₹1 lakh invested in ICICI Prudential Multi-Asset Fund - IDCW exactly 10 years ago would be worth approximately ₹153,442 today — a multiplier of 1.53×, based on the 10-year CAGR of 4.37%. The category average over the same window would have grown ₹1 lakh to ₹228,327.

A ₹10,000 monthly SIP in ICICI Prudential Multi-Asset Fund - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹719,704 today. That's an XIRR (money-weighted annualised return) of 7.21%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Multi-Asset Fund - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,726,844 (multiplier 1.44×). XIRR: 7.07%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Multi-Asset Fund - IDCW ranks #3 out of 4 funds in the Multi Asset Allocation Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 11.90%; this fund delivered 9.34%.

The worst peak-to-trough decline ICICI Prudential Multi-Asset Fund - IDCW has experienced over the last 5-year window is 9.99% — its NAV fell from a high on 11 Feb 2026 to a low on 23 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Multi-Asset Fund - IDCW averaged 3.43% (best 18.70%, worst -9.20%). 71% of rolling windows ended positive. The 5-year Sharpe ratio is 0.34 — weak risk-adjusted performance.

In calendar year 2025, ICICI Prudential Multi-Asset Fund - IDCW returned 11.63% — lagging the Multi Asset Allocation Fund category average of 11.85% by 0.22 pp. It ranked #2 of 4 in its category that year.

ICICI Prudential Multi-Asset Fund - IDCW is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. ICICI Prudential Multi-Asset Fund - IDCW is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.0%. 5-year CAGR: 9.34%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.