Should I invest in ICICI Prudential Medium Term Plan - Regular Growth?

We don't give personal investment advice. ICICI Prudential Medium Term Plan - Regular Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.7%. 5-year CAGR: 7.62%.

ICICI Prudential

ICICI Prudential Medium Term Plan - Regular Growth

Latest NAV

₹19.6985

As of

25 May 2018

2,157 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.40%	-5.54%	+5.94	2 / 472	Q1
1W	+0.40%	-6.74%	+7.15	3 / 472	Q1
2W	-0.05%	-6.68%	+6.63	152 / 472	Q2
1M	+0.18%	-6.66%	+6.84	161 / 472	Q2
3M	+1.65%	-6.55%	+8.20	47 / 471	Q1
6M	+0.48%	-6.19%	+6.66	139 / 443	Q2
YTD	+1.05%	-6.25%	+7.30	138 / 452	Q2
1Y	+3.25%	-4.03%	+7.29	124 / 439	Q2
2Y	+7.14%	+0.31%	+6.84	35 / 439	Q1
3Y	+7.87%	+1.74%	+6.12	23 / 439	Q1
4Y	+8.98%	+4.11%	+4.87	1 / 65	Q1
5Y	+7.62%	+3.99%	+3.63	7 / 47	Q1
7Y	+8.66%	+5.20%	+3.46	7 / 23	Q2
10Y	—	—	—	—	—
Inception	+7.87%	+1.98%	+5.89	21 / 472	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2018 YTD	+1.05%	+2.79%	-1.74	120 / 187
2017	+4.00%	+5.18%	-1.19	51 / 71
2016	+13.62%	+8.01%	+5.60	4 / 35
2015	+7.50%	+1.57%	+5.93	1 / 5
2014	+13.26%	+6.37%	+6.88	1 / 4
2013	+5.59%	+0.51%	+5.08	1 / 4
2012	+9.40%	+3.29%	+6.11	1 / 4
2011	+8.41%	+1.43%	+6.98	1 / 4
2010	+5.67%	+1.99%	+3.68	1 / 3
2009	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.57%

97 windows

min 1.7% · max 15.6%

100% positive

3-Year rolling

+9.01%

73 windows

min 6.4% · max 12.3%

100% positive

5-Year rolling

+8.97%

49 windows

min 7.2% · max 10.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+8.98%

24 windows

min 8.2% · max 9.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

4.07%

3-year · annualised

Sharpe ratio

0.28

vs risk-free 6.5%

Sortino ratio

0.64

Downside-only deviation

Max drawdown

-2.99%

Nov 2016 → Mar 2017

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
Nippon India Fixed Maturity Plan-XLIII-Series 5- Regular Plan-Payout of IDCW	Nippon India	₹13.3689	17 Jul 2026
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹17.4779	17 Jul 2026
BANDHAN Fixed Term Plan Series 179 REGULAR PLAN PERIODIC-IDCW (3652 days)	Bandhan	₹15.2970	17 Jul 2026
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) - Regular Plan - Payout of IDCW Option	Aditya Birla Sun Life	₹13.5537	17 Jul 2026
Kotak Bond-Regular-Annual Dividend	Kotak Mahindra	₹48.9714	17 Jul 2026
Kotak FMP Series 304-Regular Plan-Payout of IDCW	Kotak	₹13.2822	17 Jul 2026
DSP FMP Series - 264 - 60M - 17D - Regular - IDCW	DSP	₹13.2416	17 Jul 2026
HSBC Income Fund - Investment - Regular - Dividend	HSBC	₹10.6599	17 Jul 2026
UTI Fixed Term Income Fund Series XXXVI - I (1574 Days) - Regular Plan - Payout of IDCW Option	UTI	₹12.2216	17 Jul 2026
Axis Fixed Term Plan - Series 113 (1228 Days) - Regular Plan - Half Yearly IDCW	Axis	₹12.5758	17 Jul 2026

Recent NAVs

Date	NAV
25 May 2018	₹19.6985
24 May 2018	₹19.6195
23 May 2018	₹19.6329
22 May 2018	₹19.6628
21 May 2018	₹19.6421
18 May 2018	₹19.6193
17 May 2018	₹19.5899
16 May 2018	₹19.5721
15 May 2018	₹19.5758
14 May 2018	₹19.6445

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 25 May 2018, the NAV of ICICI Prudential Medium Term Plan - Regular Growth is ₹19.6985. It's a Medium to Long Duration Fund from ICICI Prudential, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Medium Term Plan - Regular Growth has NAV history starting from 15 Jun 2009, a track record of about 17 years 1 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Medium Term Plan - Regular Growth is managed by ICICI Prudential. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Medium Term Plan - Regular Growth has delivered a absolute return of 3.25% — +7.29 pp ahead of the Medium to Long Duration Fund category average of -4.03%. The fund ranks #124 of 439 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ICICI Prudential Medium Term Plan - Regular Growth has delivered a CAGR of 7.87% — +6.12 pp ahead of the Medium to Long Duration Fund category average of 1.74%. The fund ranks #23 of 439 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ICICI Prudential Medium Term Plan - Regular Growth has delivered a CAGR of 7.62% — +3.63 pp ahead of the Medium to Long Duration Fund category average of 3.99%. The fund ranks #7 of 47 in its category — the top (Q1) quartile.

₹1 lakh invested in ICICI Prudential Medium Term Plan - Regular Growth exactly 5 years ago would be worth approximately ₹144,340 today — a multiplier of 1.44×, based on the 5-year CAGR of 7.62%. The category average over the same window would have grown ₹1 lakh to ₹121,610.

A ₹10,000 monthly SIP in ICICI Prudential Medium Term Plan - Regular Growth over the last 5 years — total invested ₹600,000 — would be worth ₹732,422 today. That's an XIRR (money-weighted annualised return) of 7.91%.

ICICI Prudential Medium Term Plan - Regular Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,127,171 — XIRR 8.26%.

On a 5-year basis, ICICI Prudential Medium Term Plan - Regular Growth ranks #7 out of 47 funds in the Medium to Long Duration Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 3.99%; this fund delivered 7.62%.

The worst peak-to-trough decline ICICI Prudential Medium Term Plan - Regular Growth has experienced over the last 5-year window is 7.70% — its NAV fell from a high on 27 May 2013 to a low on 19 Aug 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Medium Term Plan - Regular Growth averaged 8.97% (best 10.46%, worst 7.18%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.23 — weak risk-adjusted performance.

In calendar year 2017, ICICI Prudential Medium Term Plan - Regular Growth returned 4.00% — lagging the Medium to Long Duration Fund category average of 5.18% by 1.19 pp. It ranked #51 of 71 in its category that year.

ICICI Prudential Medium Term Plan - Regular Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Medium Term Plan - Regular Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.7%. 5-year CAGR: 7.62%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential Medium Term Plan - Regular Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Medium to Long Duration Fund

Recent NAVs

Frequently asked questions

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