Should I invest in ICICI Prudential Medium Term Bond Fund - Quarterly IDCW?

We don't give personal investment advice. ICICI Prudential Medium Term Bond Fund - Quarterly IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.7%. 5-year CAGR: 0.66%.

ICICI Prudential

ICICI Prudential Medium Term Bond Fund - Quarterly IDCW

Latest NAV

₹10.9818

As of

17 Jul 2026

3,857 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.04%	-0.05%	+0.09	4 / 32	Q1
1W	-0.80%	-0.09%	-0.71	32 / 32	Q4
2W	-0.86%	-0.01%	-0.85	32 / 32	Q4
1M	+0.35%	+0.54%	-0.18	19 / 32	Q3
3M	+1.44%	+1.27%	+0.17	19 / 32	Q3
6M	+2.25%	+2.01%	+0.24	15 / 32	Q2
YTD	+0.78%	+1.08%	-0.30	20 / 32	Q3
1Y	+2.25%	+2.31%	-0.06	16 / 32	Q2
2Y	+1.52%	+2.97%	-1.45	20 / 31	Q3
3Y	+0.67%	+3.19%	-2.52	21 / 31	Q3
4Y	+0.98%	+3.11%	-2.13	21 / 31	Q3
5Y	+0.66%	+2.66%	-1.99	21 / 31	Q3
7Y	+0.23%	+2.70%	-2.47	21 / 28	Q3
10Y	+0.27%	+3.14%	-2.87	19 / 25	Q4
Inception	+0.59%	+2.93%	-2.35	26 / 32	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.78%	+1.89%	-1.12	11 / 17
2025	+0.60%	+3.35%	-2.74	15 / 20
2024	+0.47%	+4.91%	-4.44	16 / 20
2023	+0.62%	+3.99%	-3.37	15 / 20
2022	+1.44%	+0.86%	+0.58	9 / 24
2021	-0.52%	+2.88%	-3.40	19 / 25
2020	-1.71%	+1.22%	-2.93	25 / 30
2019	+0.88%	+2.51%	-1.63	18 / 30
2018	+1.41%	+2.64%	-1.23	19 / 30
2017	-1.18%	+2.00%	-3.18	25 / 30
2016	+1.30%	+5.02%	-3.71	19 / 31

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.40%

183 windows

min -4.0% · max 4.4%

72% positive

3-Year rolling

+0.33%

159 windows

min -1.1% · max 1.7%

74% positive

5-Year rolling

+0.31%

134 windows

min -0.5% · max 1.2%

82% positive

7-Year rolling

+0.29%

110 windows

min -0.3% · max 1.5%

95% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.09%

3-year · annualised

Sharpe ratio

-1.86

vs risk-free 6.5%

Sortino ratio

-2.52

Downside-only deviation

Max drawdown

-2.73%

Apr 2025 → Jan 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium Duration Fund

Scheme	Fund house	NAV	As of
HDFC High Interest Fund - Short Term Plan-Dividend Option	HDFC	₹10.0948	17 Jul 2026
Nippon India Medium Duration Fund - Segregated Portfolio 2 - Bonus Option	Nippon India	₹0.0000	17 Jul 2026
SBI Magnum Income Plus Fund - Investment Plan (D)	SBI	₹21.1335	17 Jul 2026
ICICI Prudential Long Term Floating Rate Plan-Plan A-Growth	ICICI Prudential	₹48.2972	17 Jul 2026
Kotak Medium Term Fund - Standard Income Distribution cum capital withdrawal option	Kotak	₹14.9765	17 Jul 2026
IDFC - SSIF - Medium Term - Bimonthly Dividend Option	IDFC	₹10.4772	17 Jul 2026
Sundaram BNP Paribas Bond Saver-Growth	Sundaram BNP Paribas	₹71.6149	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹10.9818
16 Jul 2026	₹10.9778
15 Jul 2026	₹10.9659
14 Jul 2026	₹10.9602
13 Jul 2026	₹11.0664
10 Jul 2026	₹11.0703
9 Jul 2026	₹11.0510
8 Jul 2026	₹11.0502
7 Jul 2026	₹11.0765
6 Jul 2026	₹11.0814

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of ICICI Prudential Medium Term Bond Fund - Quarterly IDCW is ₹10.9818. It's a Medium Duration Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Medium Term Bond Fund - Quarterly IDCW has NAV history starting from 27 Jul 2010, a track record of about 15 years 11 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Medium Term Bond Fund - Quarterly IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Medium Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Medium Term Bond Fund - Quarterly IDCW has delivered a absolute return of 2.25% — -0.06 pp behind the Medium Duration Fund category average of 2.31%. The fund ranks #16 of 32 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ICICI Prudential Medium Term Bond Fund - Quarterly IDCW has delivered a CAGR of 0.67% — -2.52 pp behind the Medium Duration Fund category average of 3.19%. The fund ranks #21 of 31 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ICICI Prudential Medium Term Bond Fund - Quarterly IDCW has delivered a CAGR of 0.66% — -1.99 pp behind the Medium Duration Fund category average of 2.66%. The fund ranks #21 of 31 in its category — the third (Q3) quartile.

₹1 lakh invested in ICICI Prudential Medium Term Bond Fund - Quarterly IDCW exactly 10 years ago would be worth approximately ₹102,778 today — a multiplier of 1.03×, based on the 10-year CAGR of 0.27%. The category average over the same window would have grown ₹1 lakh to ₹136,237.

A ₹10,000 monthly SIP in ICICI Prudential Medium Term Bond Fund - Quarterly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹615,682 today. That's an XIRR (money-weighted annualised return) of 1.02%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Medium Term Bond Fund - Quarterly IDCW = ₹1,200,000 invested. It would currently be worth ₹1,235,531 (multiplier 1.03×). XIRR: 0.58%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Medium Term Bond Fund - Quarterly IDCW ranks #21 out of 31 funds in the Medium Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 2.66%; this fund delivered 0.66%.

The worst peak-to-trough decline ICICI Prudential Medium Term Bond Fund - Quarterly IDCW has experienced over the last 5-year window is 2.73% — its NAV fell from a high on 17 Apr 2025 to a low on 21 Jan 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Medium Term Bond Fund - Quarterly IDCW averaged 0.31% (best 1.15%, worst -0.51%). 82% of rolling windows ended positive. The 5-year Sharpe ratio is -2.06 — negative risk-adjusted performance.

In calendar year 2025, ICICI Prudential Medium Term Bond Fund - Quarterly IDCW returned 0.60% — lagging the Medium Duration Fund category average of 3.35% by 2.74 pp. It ranked #15 of 20 in its category that year.

ICICI Prudential Medium Term Bond Fund - Quarterly IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Medium Term Bond Fund - Quarterly IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.7%. 5-year CAGR: 0.66%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.