Should I invest in ICICI Prudential Medium Term Bond Fund - Half Yearly IDCW?

We don't give personal investment advice. ICICI Prudential Medium Term Bond Fund - Half Yearly IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.1%. 5-year CAGR: -0.72%.

ICICI Prudential

ICICI Prudential Medium Term Bond Fund - Half Yearly IDCW

Latest NAV

₹10.6331

As of

16 Sep 2022

2,509 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.06%	+25.25%	-25.31	27 / 35	Q4
1W	-0.12%	+18.62%	-18.74	32 / 37	Q4
2W	+0.10%	+22.17%	-22.07	27 / 36	Q3
1M	+0.35%	+22.42%	-22.08	13 / 36	Q2
3M	+2.69%	+23.24%	-20.56	6 / 36	Q1
6M	+0.96%	+24.66%	-23.70	20 / 36	Q3
YTD	+1.47%	+22.37%	-20.89	13 / 36	Q2
1Y	-2.14%	+27.07%	-29.21	31 / 36	Q4
2Y	+1.12%	+10.05%	-8.93	23 / 34	Q3
3Y	-1.34%	+3.02%	-4.36	29 / 31	Q4
4Y	-0.32%	+3.05%	-3.38	29 / 31	Q4
5Y	-0.72%	+2.73%	-3.45	29 / 31	Q4
7Y	-0.20%	+2.69%	-2.89	26 / 28	Q4
10Y	+0.21%	+3.13%	-2.92	20 / 25	Q4
Inception	+0.59%	+10.26%	-9.67	28 / 35	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2022 YTD	+1.47%	+33.83%	-32.36	11 / 27
2021	-2.54%	+0.84%	-3.39	23 / 28
2020	-1.53%	+1.22%	-2.75	24 / 30
2019	+1.18%	+2.51%	-1.33	15 / 30
2018	+1.84%	+2.64%	-0.80	16 / 30
2017	-1.75%	+2.00%	-3.76	28 / 30
2016	+0.98%	+5.02%	-4.04	22 / 31
2015	-1.76%	+2.70%	-4.46	10 / 12
2014	+4.00%	+5.63%	-1.63	4 / 8
2013	-2.83%	+1.14%	-3.96	8 / 8
2012	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.11%

115 windows

min -4.0% · max 9.7%

46% positive

3-Year rolling

+0.20%

91 windows

min -1.4% · max 3.9%

67% positive

5-Year rolling

+0.15%

66 windows

min -0.9% · max 1.4%

64% positive

7-Year rolling

+0.23%

42 windows

min -0.7% · max 1.4%

62% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

6.45%

3-year · annualised

Sharpe ratio

-1.19

vs risk-free 6.5%

Sortino ratio

-1.34

Downside-only deviation

Max drawdown

-8.07%

Mar 2020 → May 2022

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium Duration Fund

Scheme	Fund house	NAV	As of
HDFC High Interest Fund - Short Term Plan-Dividend Option	HDFC	₹10.1086	3 Jun 2026
Nippon India Medium Duration Fund - Segregated Portfolio 2 - Bonus Option	Nippon India	₹0.0000	3 Jun 2026
SBI Magnum Income Plus Fund - Investment Plan (D)	SBI	₹20.7048	3 Jun 2026
ICICI Prudential Long Term Floating Rate Plan-Plan A-Growth	ICICI Prudential	₹47.3245	3 Jun 2026
Kotak Medium Term Fund - Standard Income Distribution cum capital withdrawal option	Kotak	₹14.6617	3 Jun 2026
IDFC - SSIF - Medium Term - Bimonthly Dividend Option	IDFC	₹10.2608	3 Jun 2026
Sundaram BNP Paribas Bond Saver-Growth	Sundaram BNP Paribas	₹70.5138	3 Jun 2026

Recent NAVs

Date	NAV
16 Sep 2022	₹10.6331
15 Sep 2022	₹10.6397
14 Sep 2022	₹10.6513
13 Sep 2022	₹10.6587
12 Sep 2022	₹10.6471
9 Sep 2022	₹10.6457
8 Sep 2022	₹10.6474
7 Sep 2022	₹10.6374
6 Sep 2022	₹10.6360
5 Sep 2022	₹10.6300

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 16 Sep 2022, the NAV of ICICI Prudential Medium Term Bond Fund - Half Yearly IDCW is ₹10.6331. It's a Medium Duration Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Medium Term Bond Fund - Half Yearly IDCW has NAV history starting from 26 Apr 2012, a track record of about 14 years 1 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Medium Term Bond Fund - Half Yearly IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Medium Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Medium Term Bond Fund - Half Yearly IDCW has delivered a absolute return of -2.14% — -29.21 pp behind the Medium Duration Fund category average of 27.07%. The fund ranks #31 of 36 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ICICI Prudential Medium Term Bond Fund - Half Yearly IDCW has delivered a CAGR of -1.34% — -4.36 pp behind the Medium Duration Fund category average of 3.02%. The fund ranks #29 of 31 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, ICICI Prudential Medium Term Bond Fund - Half Yearly IDCW has delivered a CAGR of -0.72% — -3.45 pp behind the Medium Duration Fund category average of 2.73%. The fund ranks #29 of 31 in its category — the bottom (Q4) quartile.

₹1 lakh invested in ICICI Prudential Medium Term Bond Fund - Half Yearly IDCW exactly 10 years ago would be worth approximately ₹102,152 today — a multiplier of 1.02×, based on the 10-year CAGR of 0.21%. The category average over the same window would have grown ₹1 lakh to ₹136,154.

A ₹10,000 monthly SIP in ICICI Prudential Medium Term Bond Fund - Half Yearly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹596,927 today. That's an XIRR (money-weighted annualised return) of -0.20%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Medium Term Bond Fund - Half Yearly IDCW = ₹1,200,000 invested. It would currently be worth ₹1,196,538 (multiplier 1.00×). XIRR: -0.06%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Medium Term Bond Fund - Half Yearly IDCW ranks #29 out of 31 funds in the Medium Duration Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 2.73%; this fund delivered -0.72%.

The worst peak-to-trough decline ICICI Prudential Medium Term Bond Fund - Half Yearly IDCW has experienced over the last 5-year window is 8.07% — its NAV fell from a high on 06 Mar 2020 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Medium Term Bond Fund - Half Yearly IDCW averaged 0.15% (best 1.40%, worst -0.88%). 64% of rolling windows ended positive. The 5-year Sharpe ratio is -1.25 — negative risk-adjusted performance.

In calendar year 2021, ICICI Prudential Medium Term Bond Fund - Half Yearly IDCW returned -2.54% — lagging the Medium Duration Fund category average of 0.84% by 3.39 pp. It ranked #23 of 28 in its category that year.

ICICI Prudential Medium Term Bond Fund - Half Yearly IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Medium Term Bond Fund - Half Yearly IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.1%. 5-year CAGR: -0.72%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.