Should I invest in ICICI Prudential Medium Term Bond Fund - Bonus?

We don't give personal investment advice. ICICI Prudential Medium Term Bond Fund - Bonus is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.0%. 5-year CAGR: 7.64%.

ICICI Prudential

ICICI Prudential Medium Term Bond Fund - Bonus

Latest NAV

₹15.0013

As of

24 Apr 2020

1,264 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.46%	+25.25%	-25.71	33 / 35	Q4
1W	+0.09%	+18.62%	-18.53	22 / 37	Q3
2W	+0.79%	+22.17%	-21.38	4 / 36	Q1
1M	+2.24%	+22.42%	-20.18	4 / 36	Q1
3M	+1.35%	+23.24%	-21.89	13 / 36	Q2
6M	+4.32%	+24.66%	-20.33	5 / 36	Q1
YTD	+2.11%	+22.37%	-20.26	7 / 36	Q1
1Y	+9.58%	+27.07%	-17.49	5 / 36	Q1
2Y	+7.48%	+10.05%	-2.57	6 / 34	Q1
3Y	+6.94%	+3.02%	+3.93	4 / 31	Q1
4Y	+7.54%	+3.05%	+4.48	1 / 31	Q1
5Y	+7.64%	+2.73%	+4.92	2 / 31	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+7.63%	+10.26%	-2.63	6 / 35	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2020 YTD	+2.11%	+1.22%	+0.89	12 / 30
2019	+9.22%	+2.51%	+6.71	5 / 30
2018	+5.01%	+2.64%	+2.37	6 / 30
2017	+6.35%	+2.00%	+4.34	4 / 30
2016	+10.11%	+5.02%	+5.09	9 / 31
2015	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.57%

52 windows

min 3.4% · max 11.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+7.17%

28 windows

min 6.4% · max 8.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+7.68%

4 windows

min 7.3% · max 8.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.55%

3-year · annualised

Sharpe ratio

0.11

vs risk-free 6.5%

Sortino ratio

0.19

Downside-only deviation

Max drawdown

-2.97%

Mar 2020 → Mar 2020

% positive months

86.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium Duration Fund

Scheme	Fund house	NAV	As of
HDFC High Interest Fund - Short Term Plan-Dividend Option	HDFC	₹10.1086	3 Jun 2026
Nippon India Medium Duration Fund - Segregated Portfolio 2 - Bonus Option	Nippon India	₹0.0000	3 Jun 2026
SBI Magnum Income Plus Fund - Investment Plan (D)	SBI	₹20.7048	3 Jun 2026
ICICI Prudential Long Term Floating Rate Plan-Plan A-Growth	ICICI Prudential	₹47.3245	3 Jun 2026
Kotak Medium Term Fund - Standard Income Distribution cum capital withdrawal option	Kotak	₹14.6617	3 Jun 2026
IDFC - SSIF - Medium Term - Bimonthly Dividend Option	IDFC	₹10.2608	3 Jun 2026
Sundaram BNP Paribas Bond Saver-Growth	Sundaram BNP Paribas	₹70.5138	3 Jun 2026

Recent NAVs

Date	NAV
24 Apr 2020	₹15.0013
23 Apr 2020	₹15.0706
22 Apr 2020	₹15.0467
21 Apr 2020	₹15.0325
20 Apr 2020	₹15.0169
17 Apr 2020	₹14.9875
16 Apr 2020	₹14.9034
15 Apr 2020	₹14.8756
13 Apr 2020	₹14.8918
9 Apr 2020	₹14.8835

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Apr 2020, the NAV of ICICI Prudential Medium Term Bond Fund - Bonus is ₹15.0013. It's a Medium Duration Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Medium Term Bond Fund - Bonus has NAV history starting from 23 Jan 2015, a track record of about 11 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Medium Term Bond Fund - Bonus is managed by ICICI Prudential. It's classified by AMFI under the 'Medium Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Medium Term Bond Fund - Bonus has delivered a absolute return of 9.58% — -17.49 pp behind the Medium Duration Fund category average of 27.07%. The fund ranks #5 of 36 in its category — the top (Q1) quartile.

Over the trailing 3-year window, ICICI Prudential Medium Term Bond Fund - Bonus has delivered a CAGR of 6.94% — +3.93 pp ahead of the Medium Duration Fund category average of 3.02%. The fund ranks #4 of 31 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ICICI Prudential Medium Term Bond Fund - Bonus has delivered a CAGR of 7.64% — +4.92 pp ahead of the Medium Duration Fund category average of 2.73%. The fund ranks #2 of 31 in its category — the top (Q1) quartile.

₹1 lakh invested in ICICI Prudential Medium Term Bond Fund - Bonus exactly 5 years ago would be worth approximately ₹144,528 today — a multiplier of 1.45×, based on the 5-year CAGR of 7.64%. The category average over the same window would have grown ₹1 lakh to ₹114,398.

A ₹10,000 monthly SIP in ICICI Prudential Medium Term Bond Fund - Bonus over the last 5 years — total invested ₹600,000 — would be worth ₹724,795 today. That's an XIRR (money-weighted annualised return) of 7.48%.

ICICI Prudential Medium Term Bond Fund - Bonus doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹724,795 — XIRR 7.48%.

On a 5-year basis, ICICI Prudential Medium Term Bond Fund - Bonus ranks #2 out of 31 funds in the Medium Duration Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 2.73%; this fund delivered 7.64%.

The worst peak-to-trough decline ICICI Prudential Medium Term Bond Fund - Bonus has experienced over the last 5-year window is 2.97% — its NAV fell from a high on 06 Mar 2020 to a low on 23 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Medium Term Bond Fund - Bonus averaged 7.68% (best 8.01%, worst 7.35%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.39 — weak risk-adjusted performance.

In calendar year 2019, ICICI Prudential Medium Term Bond Fund - Bonus returned 9.22% — beating the Medium Duration Fund category average of 2.51% by 6.71 pp. It ranked #5 of 30 in its category that year.

ICICI Prudential Medium Term Bond Fund - Bonus is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Medium Term Bond Fund - Bonus is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.0%. 5-year CAGR: 7.64%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential Medium Term Bond Fund - Bonus

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Medium Duration Fund

Recent NAVs

Frequently asked questions

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