Should I invest in ICICI Prudential Medium Term Bond Fund - Annual IDCW?

We don't give personal investment advice. ICICI Prudential Medium Term Bond Fund - Annual IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 9.9%. 5-year CAGR: 1.87%.

ICICI Prudential

ICICI Prudential Medium Term Bond Fund - Annual IDCW

Latest NAV

₹12.9357

As of

16 Sep 2022

1,848 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.06%	+25.25%	-25.31	26 / 35	Q3
1W	-0.12%	+18.62%	-18.74	31 / 37	Q4
2W	+0.10%	+22.17%	-22.07	28 / 36	Q4
1M	+0.35%	+22.42%	-22.08	14 / 36	Q2
3M	+2.69%	+23.24%	-20.56	5 / 36	Q1
6M	+2.03%	+24.66%	-22.63	9 / 36	Q1
YTD	-3.03%	+22.37%	-25.40	34 / 36	Q4
1Y	-2.24%	+27.07%	-29.31	32 / 36	Q4
2Y	-1.89%	+10.05%	-11.94	32 / 34	Q4
3Y	+1.91%	+3.02%	-1.10	18 / 31	Q3
4Y	+3.42%	+3.05%	+0.37	14 / 31	Q2
5Y	+1.87%	+2.73%	-0.85	16 / 31	Q3
7Y	+2.62%	+2.69%	-0.06	12 / 28	Q2
10Y	—	—	—	—	—
Inception	+3.00%	+10.26%	-7.26	16 / 35	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2022 YTD	-3.03%	+33.83%	-36.87	27 / 27
2021	-4.00%	+0.84%	-4.84	25 / 28
2020	+10.32%	+1.22%	+9.10	7 / 30
2019	+9.22%	+2.51%	+6.71	3 / 30
2018	+5.01%	+2.64%	+2.37	8 / 30
2017	-1.51%	+2.00%	-3.51	27 / 30
2016	+0.72%	+5.02%	-4.30	24 / 31
2015	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.18%

82 windows

min -4.1% · max 11.3%

61% positive

3-Year rolling

+3.39%

57 windows

min 0.8% · max 8.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+3.32%

33 windows

min 1.7% · max 4.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+2.90%

9 windows

min 2.5% · max 3.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

6.32%

3-year · annualised

Sharpe ratio

-0.70

vs risk-free 6.5%

Sortino ratio

-0.79

Downside-only deviation

Max drawdown

-9.89%

Jan 2021 → May 2022

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium Duration Fund

Scheme	Fund house	NAV	As of
HDFC High Interest Fund - Short Term Plan-Dividend Option	HDFC	₹10.1086	3 Jun 2026
Nippon India Medium Duration Fund - Segregated Portfolio 2 - Bonus Option	Nippon India	₹0.0000	3 Jun 2026
SBI Magnum Income Plus Fund - Investment Plan (D)	SBI	₹20.7048	3 Jun 2026
ICICI Prudential Long Term Floating Rate Plan-Plan A-Growth	ICICI Prudential	₹47.3245	3 Jun 2026
Kotak Medium Term Fund - Standard Income Distribution cum capital withdrawal option	Kotak	₹14.6617	3 Jun 2026
IDFC - SSIF - Medium Term - Bimonthly Dividend Option	IDFC	₹10.2608	3 Jun 2026
Sundaram BNP Paribas Bond Saver-Growth	Sundaram BNP Paribas	₹70.5138	3 Jun 2026

Recent NAVs

Date	NAV
16 Sep 2022	₹12.9357
15 Sep 2022	₹12.9437
14 Sep 2022	₹12.9579
13 Sep 2022	₹12.9669
12 Sep 2022	₹12.9527
9 Sep 2022	₹12.9510
8 Sep 2022	₹12.9531
7 Sep 2022	₹12.9409
6 Sep 2022	₹12.9392
5 Sep 2022	₹12.9320

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 16 Sep 2022, the NAV of ICICI Prudential Medium Term Bond Fund - Annual IDCW is ₹12.9357. It's a Medium Duration Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Medium Term Bond Fund - Annual IDCW has NAV history starting from 23 Jan 2015, a track record of about 11 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Medium Term Bond Fund - Annual IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Medium Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Medium Term Bond Fund - Annual IDCW has delivered a absolute return of -2.24% — -29.31 pp behind the Medium Duration Fund category average of 27.07%. The fund ranks #32 of 36 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ICICI Prudential Medium Term Bond Fund - Annual IDCW has delivered a CAGR of 1.91% — -1.1 pp behind the Medium Duration Fund category average of 3.02%. The fund ranks #18 of 31 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ICICI Prudential Medium Term Bond Fund - Annual IDCW has delivered a CAGR of 1.87% — -0.85 pp behind the Medium Duration Fund category average of 2.73%. The fund ranks #16 of 31 in its category — the third (Q3) quartile.

₹1 lakh invested in ICICI Prudential Medium Term Bond Fund - Annual IDCW exactly 5 years ago would be worth approximately ₹109,733 today — a multiplier of 1.10×, based on the 5-year CAGR of 1.87%. The category average over the same window would have grown ₹1 lakh to ₹114,398.

A ₹10,000 monthly SIP in ICICI Prudential Medium Term Bond Fund - Annual IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹627,961 today. That's an XIRR (money-weighted annualised return) of 1.79%.

ICICI Prudential Medium Term Bond Fund - Annual IDCW doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹902,193 — XIRR 2.01%.

On a 5-year basis, ICICI Prudential Medium Term Bond Fund - Annual IDCW ranks #16 out of 31 funds in the Medium Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 2.73%; this fund delivered 1.87%.

The worst peak-to-trough decline ICICI Prudential Medium Term Bond Fund - Annual IDCW has experienced over the last 5-year window is 9.89% — its NAV fell from a high on 08 Jan 2021 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Medium Term Bond Fund - Annual IDCW averaged 3.32% (best 4.72%, worst 1.72%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.73 — negative risk-adjusted performance.

In calendar year 2021, ICICI Prudential Medium Term Bond Fund - Annual IDCW returned -4.00% — lagging the Medium Duration Fund category average of 0.84% by 4.84 pp. It ranked #25 of 28 in its category that year.

ICICI Prudential Medium Term Bond Fund - Annual IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Medium Term Bond Fund - Annual IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 9.9%. 5-year CAGR: 1.87%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential Medium Term Bond Fund - Annual IDCW

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Medium Duration Fund

Recent NAVs

Frequently asked questions

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