Should I invest in ICICI Prudential Long Term Bond Fund - Half Yearly IDCW?

We don't give personal investment advice. ICICI Prudential Long Term Bond Fund - Direct Plan - Half Yearly IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.8%. 5-year CAGR: -0.43%.

ICICI Prudential

ICICI Prudential Long Term Bond Fund - Direct Plan - Half Yearly IDCW

Latest NAV

₹11.9879

As of

16 Sep 2022

2,320 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.23%	+0.06%	-0.30	22 / 23	Q4
1W	-0.36%	+0.12%	-0.48	23 / 23	Q4
2W	+0.36%	+0.64%	-0.28	21 / 23	Q4
1M	+0.55%	-0.04%	+0.60	2 / 23	Q1
3M	+4.35%	-1.33%	+5.68	2 / 23	Q1
6M	+1.28%	-0.72%	+2.00	1 / 23	Q1
YTD	+0.82%	-1.41%	+2.23	1 / 23	Q1
1Y	-3.85%	-4.29%	+0.44	14 / 23	Q3
2Y	-2.19%	+0.62%	-2.81	20 / 21	Q4
3Y	-1.94%	+1.06%	-2.99	16 / 17	Q4
4Y	+0.93%	+1.72%	-0.79	5 / 8	Q3
5Y	-0.43%	+0.50%	-0.93	7 / 8	Q4
7Y	+0.28%	+1.27%	-0.99	6 / 8	Q3
10Y	—	—	—	—	—
Inception	-0.34%	+2.83%	-3.18	23 / 23	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2022 YTD	+0.82%	+0.25%	+0.58	3 / 8
2021	-3.49%	-2.87%	-0.63	6 / 8
2020	+2.51%	+6.35%	-3.84	8 / 8
2019	-2.65%	+3.95%	-6.60	7 / 8
2018	+7.31%	+7.18%	+0.13	2 / 3
2017	-3.84%	-3.00%	-0.84	2 / 3
2016	+2.77%	+2.56%	+0.21	2 / 3
2015	-6.20%	-0.02%	-6.18	2 / 2
2014	+5.33%	+5.33%	+0.00	1 / 1
2013	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

-0.31%

106 windows

min -9.5% · max 10.6%

46% positive

3-Year rolling

+0.23%

81 windows

min -3.9% · max 3.2%

67% positive

5-Year rolling

+0.22%

57 windows

min -2.3% · max 1.8%

63% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+0.19%

33 windows

min -0.9% · max 1.4%

70% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

8.04%

3-year · annualised

Sharpe ratio

-1.02

vs risk-free 6.5%

Sortino ratio

-1.22

Downside-only deviation

Max drawdown

-10.45%

Sep 2019 → Jun 2022

% positive months

50.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Long Duration Debt Fund - IDCW Option - Direct Plan	HDFC	₹10.2309	3 Jun 2026
NIPPON INDIA NIVESH LAKSHYA LONG DURATION FUND - DIRECT Plan - QUARTERLY IDCW Option	Nippon India	₹11.4651	3 Jun 2026
SBI Long Duration Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹12.4647	3 Jun 2026
ICICI Prudential Long Term Bond Fund - Direct Plan - Quarterly IDCW	ICICI Prudential	₹12.6103	3 Jun 2026
Bandhan Long Duration Fund - Direct Plan - IDCW	Bandhan	₹10.2224	3 Jun 2026
Aditya Birla Sun Life Long Duration Fund-Direct IDCW Payout	Aditya Birla Sun Life	₹10.6531	3 Jun 2026
Franklin India Long Duration Fund - Direct - IDCW	Franklin India	₹10.3334	3 Jun 2026
Mirae Asset Long Duration Fund - Direct Plan - IDCW	Mirae Asset	₹10.2550	3 Jun 2026
Kotak Long Duration Fund - Direct Plan - IDCW	Kotak	₹10.9178	3 Jun 2026
UTI Long Duration Fund - Direct Plan - Annual IDCW Option	UTI	₹11.1181	3 Jun 2026

Recent NAVs

Date	NAV
16 Sep 2022	₹11.9879
15 Sep 2022	₹12.0160
14 Sep 2022	₹12.0687
13 Sep 2022	₹12.0917
12 Sep 2022	₹12.0273
9 Sep 2022	₹12.0315
8 Sep 2022	₹12.0395
7 Sep 2022	₹12.0005
6 Sep 2022	₹11.9822
5 Sep 2022	₹11.9641

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 16 Sep 2022, the NAV of ICICI Prudential Long Term Bond Fund - Direct Plan - Half Yearly IDCW is ₹11.9879. It's a Long Duration Fund from ICICI Prudential, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Long Term Bond Fund - Direct Plan - Half Yearly IDCW has NAV history starting from 04 Feb 2013, a track record of about 13 years 3 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Long Term Bond Fund - Direct Plan - Half Yearly IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Long Term Bond Fund - Direct Plan - Half Yearly IDCW has delivered a absolute return of -3.85% — +0.44 pp ahead of the Long Duration Fund category average of -4.29%. The fund ranks #14 of 23 in its category — the third (Q3) quartile.

Over the trailing 3-year window, ICICI Prudential Long Term Bond Fund - Direct Plan - Half Yearly IDCW has delivered a CAGR of -1.94% — -2.99 pp behind the Long Duration Fund category average of 1.06%. The fund ranks #16 of 17 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, ICICI Prudential Long Term Bond Fund - Direct Plan - Half Yearly IDCW has delivered a CAGR of -0.43% — -0.93 pp behind the Long Duration Fund category average of 0.50%. The fund ranks #7 of 8 in its category — the bottom (Q4) quartile.

₹1 lakh invested in ICICI Prudential Long Term Bond Fund - Direct Plan - Half Yearly IDCW exactly 5 years ago would be worth approximately ₹97,865 today — a multiplier of 0.98×, based on the 5-year CAGR of -0.43%. The category average over the same window would have grown ₹1 lakh to ₹102,504.

A ₹10,000 monthly SIP in ICICI Prudential Long Term Bond Fund - Direct Plan - Half Yearly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹600,514 today. That's an XIRR (money-weighted annualised return) of 0.03%.

ICICI Prudential Long Term Bond Fund - Direct Plan - Half Yearly IDCW doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹844,294 — XIRR 0.14%.

On a 5-year basis, ICICI Prudential Long Term Bond Fund - Direct Plan - Half Yearly IDCW ranks #7 out of 8 funds in the Long Duration Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 0.50%; this fund delivered -0.43%.

The worst peak-to-trough decline ICICI Prudential Long Term Bond Fund - Direct Plan - Half Yearly IDCW has experienced over the last 5-year window is 10.79% — its NAV fell from a high on 16 Jul 2019 to a low on 16 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Long Term Bond Fund - Direct Plan - Half Yearly IDCW averaged 0.22% (best 1.80%, worst -2.27%). 63% of rolling windows ended positive. The 5-year Sharpe ratio is -0.83 — negative risk-adjusted performance.

In calendar year 2021, ICICI Prudential Long Term Bond Fund - Direct Plan - Half Yearly IDCW returned -3.49% — lagging the Long Duration Fund category average of -2.87% by 0.63 pp. It ranked #6 of 8 in its category that year.

ICICI Prudential Long Term Bond Fund - Direct Plan - Half Yearly IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Long Term Bond Fund - Direct Plan - Half Yearly IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.8%. 5-year CAGR: -0.43%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.