Should I invest in ICICI Prudential Long Term Bond Fund - Annual IDCW?

We don't give personal investment advice. ICICI Prudential Long Term Bond Fund - Annual IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.5%. 5-year CAGR: -1.45%.

ICICI Prudential

ICICI Prudential Long Term Bond Fund - Annual IDCW

Latest NAV

₹10.4720

As of

16 Sep 2022

1,805 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.24%	-0.05%	-0.19	10 / 12	Q4
1W	-0.37%	+0.23%	-0.60	12 / 12	Q4
2W	+0.34%	+0.83%	-0.49	11 / 12	Q4
1M	+0.50%	+0.36%	+0.14	3 / 12	Q1
3M	+4.20%	+0.06%	+4.14	3 / 12	Q1
6M	+0.97%	-0.03%	+1.01	3 / 12	Q1
YTD	+0.39%	-0.53%	+0.92	3 / 12	Q1
1Y	-11.55%	-2.56%	-8.99	12 / 12	Q4
2Y	-4.43%	+0.93%	-5.36	11 / 11	Q4
3Y	-4.86%	+0.73%	-5.60	11 / 11	Q4
4Y	+0.25%	+2.95%	-2.69	10 / 10	Q4
5Y	-1.45%	+1.73%	-3.17	10 / 10	Q4
7Y	+0.34%	+1.68%	-1.34	6 / 9	Q3
10Y	—	—	—	—	—
Inception	+0.57%	+3.18%	-2.62	11 / 12	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2022 YTD	+0.39%	+0.19%	+0.20	5 / 9
2021	-11.22%	-2.52%	-8.70	9 / 9
2020	+10.65%	+6.54%	+4.11	3 / 10
2019	-4.08%	+5.56%	-9.64	10 / 10
2018	+6.71%	+6.71%	+0.00	1 / 5
2017	-3.83%	-0.69%	-3.14	5 / 5
2016	+4.13%	+7.91%	-3.78	3 / 5
2015	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.72%

79 windows

min -13.9% · max 17.9%

52% positive

3-Year rolling

+0.96%

55 windows

min -6.0% · max 4.6%

73% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+0.92%

31 windows

min -2.1% · max 2.8%

65% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+0.28%

6 windows

min 0.1% · max 0.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.63%

3-year · annualised

Sharpe ratio

-0.93

vs risk-free 6.5%

Sortino ratio

-0.99

Downside-only deviation

Max drawdown

-18.11%

Sep 2019 → Jun 2022

% positive months

50.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Long Duration Debt Fund - IDCW Option	HDFC	₹10.4563	3 Jun 2026
NIPPON INDIA NIVESH LAKSHYA LONG DURATION FUND - ANNUAL IDCW Option	Nippon India	₹11.6432	3 Jun 2026
ICICI Prudential Income Plan-Growth Option	ICICI Prudential	₹89.6556	3 Jun 2026
Franklin India Long Duration Fund - IDCW	Franklin India	₹10.2980	3 Jun 2026

Recent NAVs

Date	NAV
16 Sep 2022	₹10.4720
15 Sep 2022	₹10.4967
14 Sep 2022	₹10.5429
13 Sep 2022	₹10.5632
12 Sep 2022	₹10.5071
9 Sep 2022	₹10.5113
8 Sep 2022	₹10.5185
7 Sep 2022	₹10.4846
6 Sep 2022	₹10.4688
5 Sep 2022	₹10.4531

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 16 Sep 2022, the NAV of ICICI Prudential Long Term Bond Fund - Annual IDCW is ₹10.4720. It's a Long Duration Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Long Term Bond Fund - Annual IDCW has NAV history starting from 31 Mar 2015, a track record of about 11 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Long Term Bond Fund - Annual IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Long Term Bond Fund - Annual IDCW has delivered a absolute return of -11.55% — -8.99 pp behind the Long Duration Fund category average of -2.56%. The fund ranks #12 of 12 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ICICI Prudential Long Term Bond Fund - Annual IDCW has delivered a CAGR of -4.86% — -5.6 pp behind the Long Duration Fund category average of 0.73%. The fund ranks #11 of 11 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, ICICI Prudential Long Term Bond Fund - Annual IDCW has delivered a CAGR of -1.45% — -3.17 pp behind the Long Duration Fund category average of 1.73%. The fund ranks #10 of 10 in its category — the bottom (Q4) quartile.

₹1 lakh invested in ICICI Prudential Long Term Bond Fund - Annual IDCW exactly 5 years ago would be worth approximately ₹92,980 today — a multiplier of 0.93×, based on the 5-year CAGR of -1.45%. The category average over the same window would have grown ₹1 lakh to ₹108,929.

A ₹10,000 monthly SIP in ICICI Prudential Long Term Bond Fund - Annual IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹575,057 today. That's an XIRR (money-weighted annualised return) of -1.67%.

ICICI Prudential Long Term Bond Fund - Annual IDCW doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹810,136 — XIRR -1.02%.

On a 5-year basis, ICICI Prudential Long Term Bond Fund - Annual IDCW ranks #10 out of 10 funds in the Long Duration Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 1.73%; this fund delivered -1.45%.

The worst peak-to-trough decline ICICI Prudential Long Term Bond Fund - Annual IDCW has experienced over the last 5-year window is 18.49% — its NAV fell from a high on 16 Jul 2019 to a low on 16 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Long Term Bond Fund - Annual IDCW averaged 0.92% (best 2.81%, worst -2.13%). 65% of rolling windows ended positive. The 5-year Sharpe ratio is -0.73 — negative risk-adjusted performance.

In calendar year 2021, ICICI Prudential Long Term Bond Fund - Annual IDCW returned -11.22% — lagging the Long Duration Fund category average of -2.52% by 8.70 pp. It ranked #9 of 9 in its category that year.

ICICI Prudential Long Term Bond Fund - Annual IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Long Term Bond Fund - Annual IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.5%. 5-year CAGR: -1.45%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.