ICICI Prudential
ICICI Prudential Liquid Plan - Halfyearly Dividend Option
Unit split applied to historical metrics
This scheme had
a 10× unit consolidation on
2 Nov 2009.
Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).
Latest NAV
₹105.6475
As of
16 Sep 2022
4,875 NAV records on file
Category
Liquid Fund
Plan type
Dividend
Structure
Open-ended
AMFI Scheme Code
104308
ISIN (Growth)
INF109K01UX9
ISIN (Dividend)
INF109K01UW1
NAV history & peer comparison
All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.
Period
No matches.
Compares up to 8 funds. Click any line in the legend above to hide/show it.
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.01% | -0.84% | +0.85 | 70 / 117 | Q3 |
| 1W | +0.08% | -1.30% | +1.38 | 48 / 116 | Q2 |
| 2W | +0.19% | -1.26% | +1.45 | 39 / 116 | Q2 |
| 1M | +0.42% | -1.18% | +1.60 | 35 / 115 | Q2 |
| 3M | +1.24% | -0.77% | +2.02 | 35 / 115 | Q2 |
| 6M | +0.48% | -0.25% | +0.73 | 48 / 116 | Q2 |
| YTD | +1.20% | -0.28% | +1.48 | 44 / 116 | Q2 |
| 1Y | +0.56% | +0.81% | -0.24 | 47 / 115 | Q2 |
| 2Y | +0.06% | +1.09% | -1.03 | 48 / 111 | Q2 |
| 3Y | -0.38% | +1.15% | -1.53 | 97 / 101 | Q4 |
| 4Y | -0.35% | +1.01% | -1.36 | 86 / 92 | Q4 |
| 5Y | -0.19% | +0.76% | -0.95 | 79 / 84 | Q4 |
| 7Y | -0.27% | +0.50% | -0.77 | 73 / 78 | Q4 |
| 10Y | +0.13% | +0.67% | -0.53 | 29 / 71 | Q2 |
| Inception | +0.34% | +1.27% | -0.93 | 53 / 114 | Q2 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2022 YTD | +1.20% | +1.48% | -0.28 | 24 / 70 |
| 2021 | +0.05% | +1.01% | -0.96 | 35 / 80 |
| 2020 | -0.64% | +0.34% | -0.98 | 83 / 87 |
| 2019 | -0.54% | +2.59% | -3.13 | 87 / 87 |
| 2018 | +0.30% | +2.60% | -2.30 | 42 / 88 |
| 2017 | -0.10% | +2.32% | -2.42 | 82 / 85 |
| 2016 | -0.27% | +2.45% | -2.72 | 64 / 64 |
| 2015 | -0.17% | +2.28% | -2.45 | 17 / 17 |
| 2014 | -0.28% | +2.09% | -2.36 | 16 / 16 |
| 2013 | +3.75% | +2.30% | +1.44 | 5 / 16 |
| 2012 | -0.19% | -1.05% | +0.86 | 16 / 18 |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
1-Year rolling
+0.21%
183 windows
min -2.1% · max 4.2%
46% positive
3-Year rolling
+0.19%
159 windows
min -0.7% · max 1.6%
41% positive
5-Year rolling
+0.29%
134 windows
min -0.5% · max 1.4%
66% positive
7-Year rolling
+0.35%
110 windows
min -0.4% · max 0.9%
78% positive
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
Period
Total invested
₹
—
Today's value
₹
—
XIRR
Annualised
Wealth multiplier
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Risk profile
Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.
Std deviation
2.83%
3-year · annualised
Sharpe ratio
-2.42
vs risk-free 6.5%
Sortino ratio
-2.60
Downside-only deviation
Max drawdown
-3.24%
Sep 2019 → Sep 2021
% positive months
83.3%
Share of monthly returns > 0 over the 3-year window
Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.
Peers in Liquid Fund
| Scheme | NAV |
|---|---|
| HDFC Liquid Fund-Dividend - Daily | ₹1,019.8200 |
| NIPPON INDIA LIQUID FUND - QUARTERLY IDCW OPTION | ₹1,017.6155 |
| ICICI Prudential Liquid Fund - IDCW Others | ₹189.7289 |
| Invesco India Liquid Fund - Unclaimed Dividend Plan - Above 3 Years | ₹1,000.0000 |
| BANDHAN LIQUID Fund - Unclaimed IDCW Less than 3 years | ₹1.7935 |
| Quantum Liquid Fund - Unclaimed IDCW Plan Above 3 years | ₹10.0000 |
| Motilal Oswal Liquid Fund - Unclaimed Dividend - Greater than 3 years | ₹10.0000 |
| Templeton India Treasury Management - Institution-Daily | ₹1,000.0000 |
| Mirae Asset Cash Management Fund - Daily Dividend | ₹1,066.4347 |
| HSBC Liquid Fund - IDCW | ₹1,019.3000 |
Recent NAVs
| Date | NAV |
|---|---|
| 16 Sep 2022 | ₹105.6475 |
| 15 Sep 2022 | ₹105.6382 |
| 14 Sep 2022 | ₹105.6262 |
| 13 Sep 2022 | ₹105.6163 |
| 12 Sep 2022 | ₹105.6035 |
| 11 Sep 2022 | ₹105.5925 |
| 9 Sep 2022 | ₹105.5617 |
| 8 Sep 2022 | ₹105.5474 |
| 7 Sep 2022 | ₹105.5340 |
| 6 Sep 2022 | ₹105.5188 |
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Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
As of 16 Sep 2022, the NAV of ICICI Prudential Liquid Plan - Halfyearly Dividend Option is ₹105.6475. It's a Liquid Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.
ICICI Prudential Liquid Plan - Halfyearly Dividend Option has NAV history starting from 27 Sep 2006, a track record of about 19 years 8 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.
ICICI Prudential Liquid Plan - Halfyearly Dividend Option is managed by ICICI Prudential. It's classified by AMFI under the 'Liquid Fund' SEBI category, which determines its peer set and tax treatment.
Over the trailing 1-year window, ICICI Prudential Liquid Plan - Halfyearly Dividend Option has delivered a absolute return of 0.56% — -0.24 pp behind the Liquid Fund category average of 0.81%. The fund ranks #47 of 115 in its category — the second (Q2) quartile.
Over the trailing 3-year window, ICICI Prudential Liquid Plan - Halfyearly Dividend Option has delivered a CAGR of -0.38% — -1.53 pp behind the Liquid Fund category average of 1.15%. The fund ranks #97 of 101 in its category — the bottom (Q4) quartile.
Over the trailing 5-year window, ICICI Prudential Liquid Plan - Halfyearly Dividend Option has delivered a CAGR of -0.19% — -0.95 pp behind the Liquid Fund category average of 0.76%. The fund ranks #79 of 84 in its category — the bottom (Q4) quartile.
₹1 lakh invested in ICICI Prudential Liquid Plan - Halfyearly Dividend Option exactly 10 years ago would be worth approximately ₹101,328 today — a multiplier of 1.01×, based on the 10-year CAGR of 0.13%. The category average over the same window would have grown ₹1 lakh to ₹106,873.
A ₹10,000 monthly SIP in ICICI Prudential Liquid Plan - Halfyearly Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹604,175 today. That's an XIRR (money-weighted annualised return) of 0.27%.
A ₹10,000 monthly SIP for 10 years in ICICI Prudential Liquid Plan - Halfyearly Dividend Option = ₹1,200,000 invested. It would currently be worth ₹1,208,531 (multiplier 1.01×). XIRR: 0.14%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.
On a 5-year basis, ICICI Prudential Liquid Plan - Halfyearly Dividend Option ranks #79 out of 84 funds in the Liquid Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 0.76%; this fund delivered -0.19%.
The worst peak-to-trough decline ICICI Prudential Liquid Plan - Halfyearly Dividend Option has experienced over the last 5-year window is 3.54% — its NAV fell from a high on 27 Sep 2018 to a low on 30 Sep 2021. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.
Across all 5-year rolling windows, ICICI Prudential Liquid Plan - Halfyearly Dividend Option averaged 0.29% (best 1.42%, worst -0.45%). 66% of rolling windows ended positive. The 5-year Sharpe ratio is -1.90 — negative risk-adjusted performance.
In calendar year 2021, ICICI Prudential Liquid Plan - Halfyearly Dividend Option returned 0.05% — lagging the Liquid Fund category average of 1.01% by 0.96 pp. It ranked #35 of 80 in its category that year.
ICICI Prudential Liquid Plan - Halfyearly Dividend Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.
We don't give personal investment advice. ICICI Prudential Liquid Plan - Halfyearly Dividend Option is suitable for an investor whose:
- time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
- primary goal is capital preservation or steady accrual, not high growth
- tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.
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