Should I invest in ICICI Prudential India Opportunities Fund - Cumulative Option?

We don't give personal investment advice. ICICI Prudential India Opportunities Fund - Direct Plan - Cumulative Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 13.7%. 5-year CAGR: 20.25%.

ICICI Prudential

ICICI Prudential India Opportunities Fund - Direct Plan - Cumulative Option

Latest NAV

₹38.7500

As of

3 Jun 2026

1,816 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.39%	+0.27%	+0.12	103 / 258	Q2
1W	-1.62%	-1.34%	-0.28	135 / 258	Q3
2W	-0.10%	+0.04%	-0.14	142 / 259	Q3
1M	-0.56%	-0.39%	-0.17	125 / 259	Q2
3M	-2.94%	+2.19%	-5.13	200 / 257	Q4
6M	-5.25%	-1.09%	-4.16	163 / 247	Q3
YTD	-5.89%	-1.30%	-4.59	165 / 247	Q3
1Y	+1.91%	+5.02%	-3.11	125 / 230	Q3
2Y	+8.13%	+5.50%	+2.63	48 / 182	Q2
3Y	+19.97%	+16.94%	+3.03	54 / 139	Q2
4Y	+20.52%	+16.57%	+3.95	33 / 119	Q2
5Y	+20.25%	+13.73%	+6.52	19 / 109	Q1
7Y	+19.93%	+16.42%	+3.51	23 / 91	Q2
10Y	—	—	—	—	—
Inception	+20.09%	+10.45%	+9.64	29 / 259	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-5.89%	-0.94%	-4.96	163 / 244
2025	+13.52%	+4.41%	+9.11	36 / 208
2024	+22.70%	+23.18%	-0.48	73 / 155
2023	+36.79%	+33.51%	+3.28	46 / 127
2022	+21.09%	+4.32%	+16.76	8 / 116
2021	+50.55%	+34.43%	+16.12	17 / 104
2020	+8.54%	+21.19%	-12.65	68 / 94
2019	+6.34%	+9.30%	-2.96	47 / 85

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+25.92%

78 windows

min -36.3% · max 104.0%

90% positive

3-Year rolling

+27.95%

54 windows

min 17.7% · max 43.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+28.48%

30 windows

min 20.2% · max 35.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+20.44%

5 windows

min 18.9% · max 22.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.69%

3-year · annualised

Sharpe ratio

1.07

vs risk-free 6.5%

Sortino ratio

1.86

Downside-only deviation

Max drawdown

-13.68%

Sep 2024 → Mar 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option - Direct Plan	HDFC	₹18.0340	3 Jun 2026
Nippon India Active Momentum Fund-Direct Plan - Growth Option	Nippon India	₹12.1791	3 Jun 2026
SBI Automotive Opportunities Fund - Direct Plan - Growth	SBI	₹11.7563	3 Jun 2026
ICICI Prudential Active Momentum Fund - Direct Plan - Growth	ICICI Prudential	₹10.6800	3 Jun 2026
Invesco India Business Cycle Fund - Direct Plan - Growth	Invesco	₹13.3000	3 Jun 2026
Bandhan Business Cycle Fund - Direct Plan - Growth	Bandhan	₹9.6290	3 Jun 2026
quant BFSI Fund - Growth Option - Direct Plan	Quant	₹20.2506	3 Jun 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - DIRECT PLAN - GROWTH OPTION	Quantum	₹23.5100	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹66.7400	3 Jun 2026
Motilal Oswal Active Momentum Fund- Direct-Growth	Motilal Oswal	₹13.3284	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹38.7500
2 Jun 2026	₹38.9700
1 Jun 2026	₹38.8200
29 May 2026	₹39.0200
27 May 2026	₹39.5300
26 May 2026	₹39.6100
25 May 2026	₹39.6400
22 May 2026	₹39.2200
21 May 2026	₹39.0700
20 May 2026	₹38.9900

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ICICI Prudential India Opportunities Fund - Direct Plan - Cumulative Option is ₹38.7500. It's a Sectoral/Thematic Fund from ICICI Prudential, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

ICICI Prudential India Opportunities Fund - Direct Plan - Cumulative Option has NAV history starting from 16 Jan 2019, a track record of about 7 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential India Opportunities Fund - Direct Plan - Cumulative Option is managed by ICICI Prudential. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential India Opportunities Fund - Direct Plan - Cumulative Option has delivered a absolute return of 1.91% — -3.11 pp behind the Sectoral/Thematic Fund category average of 5.02%. The fund ranks #125 of 230 in its category — the third (Q3) quartile.

Over the trailing 3-year window, ICICI Prudential India Opportunities Fund - Direct Plan - Cumulative Option has delivered a CAGR of 19.97% — +3.03 pp ahead of the Sectoral/Thematic Fund category average of 16.94%. The fund ranks #54 of 139 in its category — the second (Q2) quartile.

Over the trailing 5-year window, ICICI Prudential India Opportunities Fund - Direct Plan - Cumulative Option has delivered a CAGR of 20.25% — +6.52 pp ahead of the Sectoral/Thematic Fund category average of 13.73%. The fund ranks #19 of 109 in its category — the top (Q1) quartile.

₹1 lakh invested in ICICI Prudential India Opportunities Fund - Direct Plan - Cumulative Option exactly 5 years ago would be worth approximately ₹251,419 today — a multiplier of 2.51×, based on the 5-year CAGR of 20.25%. The category average over the same window would have grown ₹1 lakh to ₹190,234.

A ₹10,000 monthly SIP in ICICI Prudential India Opportunities Fund - Direct Plan - Cumulative Option over the last 5 years — total invested ₹600,000 — would be worth ₹914,117 today. That's an XIRR (money-weighted annualised return) of 16.85%.

ICICI Prudential India Opportunities Fund - Direct Plan - Cumulative Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,831,709 — XIRR 21.87%.

On a 5-year basis, ICICI Prudential India Opportunities Fund - Direct Plan - Cumulative Option ranks #19 out of 109 funds in the Sectoral/Thematic Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 13.73%; this fund delivered 20.25%.

The worst peak-to-trough decline ICICI Prudential India Opportunities Fund - Direct Plan - Cumulative Option has experienced over the last 5-year window is 13.68% — its NAV fell from a high on 26 Sep 2024 to a low on 04 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential India Opportunities Fund - Direct Plan - Cumulative Option averaged 28.48% (best 35.85%, worst 20.25%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 1.02 — strong risk-adjusted performance.

In calendar year 2025, ICICI Prudential India Opportunities Fund - Direct Plan - Cumulative Option returned 13.52% — beating the Sectoral/Thematic Fund category average of 4.41% by 9.11 pp. It ranked #36 of 208 in its category that year.

ICICI Prudential India Opportunities Fund - Direct Plan - Cumulative Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ICICI Prudential India Opportunities Fund - Direct Plan - Cumulative Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 13.7%. 5-year CAGR: 20.25%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential India Opportunities Fund - Direct Plan - Cumulative Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Sectoral/Thematic Fund

Recent NAVs

Frequently asked questions

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