Should I invest in ICICI Prudential Income Plan-Quarterly Dividend?

We don't give personal investment advice. ICICI Prudential Income Plan-Quarterly Dividend is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.3%. 5-year CAGR: 0.59%.

ICICI Prudential

ICICI Prudential Income Plan-Quarterly Dividend

Latest NAV

₹12.4493

As of

17 Jul 2026

4,901 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.24%	-0.29%	+0.04	5 / 12	Q2
1W	-0.64%	-0.18%	-0.46	10 / 12	Q4
2W	-0.69%	+0.07%	-0.77	11 / 12	Q4
1M	+1.55%	+1.56%	-0.01	6 / 12	Q2
3M	+1.19%	+3.08%	-1.89	12 / 12	Q4
6M	+1.08%	+2.36%	-1.28	9 / 12	Q3
YTD	+0.43%	+1.60%	-1.17	10 / 12	Q4
1Y	+0.21%	+0.97%	-0.75	10 / 12	Q4
2Y	+0.41%	+1.89%	-1.48	7 / 11	Q3
3Y	+0.57%	+1.73%	-1.16	6 / 11	Q3
4Y	+1.25%	+3.24%	-1.99	6 / 10	Q3
5Y	+0.59%	+2.35%	-1.76	7 / 10	Q3
7Y	+0.27%	+1.43%	-1.16	5 / 9	Q3
10Y	+0.39%	+2.04%	-1.65	2 / 3	Q3
Inception	+0.70%	+3.51%	-2.81	10 / 12	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.43%	+1.50%	-1.07	9 / 9
2025	+0.87%	+1.22%	-0.35	6 / 9
2024	+0.75%	+4.10%	-3.35	8 / 8
2023	+0.47%	+2.72%	-2.25	6 / 7
2022	+0.16%	+0.19%	-0.03	7 / 9
2021	-0.93%	-2.52%	+1.60	4 / 9
2020	+2.55%	+6.54%	-3.98	9 / 10
2019	+1.30%	+5.56%	-4.27	8 / 10
2018	+6.71%	+6.71%	0.00	3 / 5
2017	-2.41%	-0.69%	-1.72	3 / 5
2016	+1.40%	+7.91%	-6.51	5 / 5

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.76%

236 windows

min -12.2% · max 18.1%

58% positive

3-Year rolling

+0.49%

211 windows

min -4.6% · max 6.6%

56% positive

5-Year rolling

+0.20%

187 windows

min -2.9% · max 3.6%

53% positive

7-Year rolling

+0.06%

163 windows

min -1.6% · max 3.2%

55% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.84%

3-year · annualised

Sharpe ratio

-1.52

vs risk-free 6.5%

Sortino ratio

-2.03

Downside-only deviation

Max drawdown

-6.33%

May 2025 → Apr 2026

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Long Duration Debt Fund - IDCW Option	HDFC	₹10.7868	17 Jul 2026
NIPPON INDIA NIVESH LAKSHYA LONG DURATION FUND - ANNUAL IDCW Option	Nippon India	₹12.0759	17 Jul 2026
ICICI Prudential Income Plan-Growth Option	ICICI Prudential	₹92.3235	17 Jul 2026
Franklin India Long Duration Fund - IDCW	Franklin India	₹10.5027	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹12.4493
16 Jul 2026	₹12.4796
15 Jul 2026	₹12.4489
14 Jul 2026	₹12.4392
13 Jul 2026	₹12.5208
10 Jul 2026	₹12.5291
9 Jul 2026	₹12.5056
8 Jul 2026	₹12.4994
7 Jul 2026	₹12.5552
6 Jul 2026	₹12.5508

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of ICICI Prudential Income Plan-Quarterly Dividend is ₹12.4493. It's a Long Duration Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Income Plan-Quarterly Dividend has NAV history starting from 02 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Income Plan-Quarterly Dividend is managed by ICICI Prudential. It's classified by AMFI under the 'Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Income Plan-Quarterly Dividend has delivered a absolute return of 0.21% — -0.75 pp behind the Long Duration Fund category average of 0.97%. The fund ranks #10 of 12 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ICICI Prudential Income Plan-Quarterly Dividend has delivered a CAGR of 0.57% — -1.16 pp behind the Long Duration Fund category average of 1.73%. The fund ranks #6 of 11 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ICICI Prudential Income Plan-Quarterly Dividend has delivered a CAGR of 0.59% — -1.76 pp behind the Long Duration Fund category average of 2.35%. The fund ranks #7 of 10 in its category — the third (Q3) quartile.

₹1 lakh invested in ICICI Prudential Income Plan-Quarterly Dividend exactly 10 years ago would be worth approximately ₹103,919 today — a multiplier of 1.04×, based on the 10-year CAGR of 0.39%. The category average over the same window would have grown ₹1 lakh to ₹122,372.

A ₹10,000 monthly SIP in ICICI Prudential Income Plan-Quarterly Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹609,059 today. That's an XIRR (money-weighted annualised return) of 0.59%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Income Plan-Quarterly Dividend = ₹1,200,000 invested. It would currently be worth ₹1,230,348 (multiplier 1.03×). XIRR: 0.49%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Income Plan-Quarterly Dividend ranks #7 out of 10 funds in the Long Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 2.35%; this fund delivered 0.59%.

The worst peak-to-trough decline ICICI Prudential Income Plan-Quarterly Dividend has experienced over the last 5-year window is 6.33% — its NAV fell from a high on 28 May 2025 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Income Plan-Quarterly Dividend averaged 0.20% (best 3.65%, worst -2.92%). 53% of rolling windows ended positive. The 5-year Sharpe ratio is -1.36 — negative risk-adjusted performance.

In calendar year 2025, ICICI Prudential Income Plan-Quarterly Dividend returned 0.87% — lagging the Long Duration Fund category average of 1.22% by 0.35 pp. It ranked #6 of 9 in its category that year.

ICICI Prudential Income Plan-Quarterly Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Income Plan-Quarterly Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.3%. 5-year CAGR: 0.59%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.