Should I invest in ICICI Prudential Income Plan-Quarterly Dividend?

We don't give personal investment advice. ICICI Prudential Income Plan-Quarterly Dividend is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.3%. 5-year CAGR: 0.17%.

ICICI Prudential

ICICI Prudential Income Plan-Quarterly Dividend

Latest NAV

₹12.2541

As of

3 Jun 2026

4,870 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	-0.05%	+0.08	8 / 12	Q3
1W	-0.05%	+0.23%	-0.28	10 / 12	Q4
2W	+0.65%	+0.83%	-0.18	4 / 12	Q2
1M	-0.09%	+0.36%	-0.45	10 / 12	Q4
3M	-1.47%	+0.06%	-1.53	10 / 12	Q4
6M	-0.38%	-0.03%	-0.35	5 / 12	Q2
YTD	-1.09%	-0.53%	-0.56	6 / 12	Q2
1Y	-3.85%	-2.56%	-1.29	6 / 12	Q2
2Y	-0.69%	+0.93%	-1.63	7 / 11	Q3
3Y	-0.81%	+0.73%	-1.54	6 / 11	Q3
4Y	+1.14%	+2.95%	-1.81	5 / 10	Q2
5Y	+0.17%	+1.73%	-1.56	5 / 10	Q2
7Y	-0.04%	+1.68%	-1.71	9 / 9	Q4
10Y	+0.29%	+2.01%	-1.72	2 / 3	Q3
Inception	+0.63%	+3.18%	-2.55	10 / 12	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.09%	-1.33%	+0.25	3 / 9
2025	+0.87%	+1.22%	-0.35	6 / 9
2024	+0.75%	+4.10%	-3.35	8 / 8
2023	+0.47%	+2.72%	-2.25	6 / 7
2022	+0.16%	+0.19%	-0.03	7 / 9
2021	-0.93%	-2.52%	+1.60	4 / 9
2020	+2.55%	+6.54%	-3.98	9 / 10
2019	+1.30%	+5.56%	-4.27	8 / 10
2018	+6.71%	+6.71%	0.00	3 / 5
2017	-2.41%	-0.69%	-1.72	3 / 5
2016	+1.40%	+7.91%	-6.51	5 / 5

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.73%

234 windows

min -10.5% · max 17.2%

57% positive

3-Year rolling

+0.53%

210 windows

min -5.1% · max 6.7%

57% positive

5-Year rolling

+0.21%

185 windows

min -3.6% · max 3.8%

53% positive

7-Year rolling

+0.05%

161 windows

min -2.0% · max 3.4%

56% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

5.16%

3-year · annualised

Sharpe ratio

-1.39

vs risk-free 6.5%

Sortino ratio

-1.69

Downside-only deviation

Max drawdown

-6.33%

May 2025 → Apr 2026

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Long Duration Debt Fund - IDCW Option	HDFC	₹10.4563	3 Jun 2026
NIPPON INDIA NIVESH LAKSHYA LONG DURATION FUND - ANNUAL IDCW Option	Nippon India	₹11.6432	3 Jun 2026
ICICI Prudential Income Plan-Growth Option	ICICI Prudential	₹89.6556	3 Jun 2026
Franklin India Long Duration Fund - IDCW	Franklin India	₹10.2980	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹12.2541
2 Jun 2026	₹12.2610
1 Jun 2026	₹12.2574
29 May 2026	₹12.2923
27 May 2026	₹12.2639
26 May 2026	₹12.2666
25 May 2026	₹12.2531
22 May 2026	₹12.2066
21 May 2026	₹12.1794
20 May 2026	₹12.1979

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ICICI Prudential Income Plan-Quarterly Dividend is ₹12.2541. It's a Long Duration Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Income Plan-Quarterly Dividend has NAV history starting from 02 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Income Plan-Quarterly Dividend is managed by ICICI Prudential. It's classified by AMFI under the 'Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Income Plan-Quarterly Dividend has delivered a absolute return of -3.85% — -1.29 pp behind the Long Duration Fund category average of -2.56%. The fund ranks #6 of 12 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ICICI Prudential Income Plan-Quarterly Dividend has delivered a CAGR of -0.81% — -1.54 pp behind the Long Duration Fund category average of 0.73%. The fund ranks #6 of 11 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ICICI Prudential Income Plan-Quarterly Dividend has delivered a CAGR of 0.17% — -1.56 pp behind the Long Duration Fund category average of 1.73%. The fund ranks #5 of 10 in its category — the second (Q2) quartile.

₹1 lakh invested in ICICI Prudential Income Plan-Quarterly Dividend exactly 10 years ago would be worth approximately ₹102,908 today — a multiplier of 1.03×, based on the 10-year CAGR of 0.29%. The category average over the same window would have grown ₹1 lakh to ₹121,993.

A ₹10,000 monthly SIP in ICICI Prudential Income Plan-Quarterly Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹600,711 today. That's an XIRR (money-weighted annualised return) of 0.05%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Income Plan-Quarterly Dividend = ₹1,200,000 invested. It would currently be worth ₹1,213,910 (multiplier 1.01×). XIRR: 0.23%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Income Plan-Quarterly Dividend ranks #5 out of 10 funds in the Long Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 1.73%; this fund delivered 0.17%.

The worst peak-to-trough decline ICICI Prudential Income Plan-Quarterly Dividend has experienced over the last 5-year window is 6.33% — its NAV fell from a high on 28 May 2025 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Income Plan-Quarterly Dividend averaged 0.21% (best 3.83%, worst -3.61%). 53% of rolling windows ended positive. The 5-year Sharpe ratio is -1.28 — negative risk-adjusted performance.

In calendar year 2025, ICICI Prudential Income Plan-Quarterly Dividend returned 0.87% — lagging the Long Duration Fund category average of 1.22% by 0.35 pp. It ranked #6 of 9 in its category that year.

ICICI Prudential Income Plan-Quarterly Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Income Plan-Quarterly Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.3%. 5-year CAGR: 0.17%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.