Should I invest in ICICI Prudential Growth Plan- Institutional Option - I?

We don't give personal investment advice. ICICI Prudential Growth Plan- Institutional Option - I - Growth is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.6%. 5-year CAGR: 20.25%.

ICICI Prudential

ICICI Prudential Growth Plan- Institutional Option - I - Growth

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-11.79%	+11.79	23 / 57	Q2
1W	+2.54%	-11.61%	+14.14	11 / 54	Q1
2W	+4.40%	-11.22%	+15.61	9 / 54	Q1
1M	+3.80%	-9.19%	+12.99	18 / 54	Q2
3M	+21.33%	-5.07%	+26.40	7 / 52	Q1
6M	+32.58%	+1.88%	+30.70	11 / 53	Q1
YTD	+30.10%	-1.37%	+31.47	12 / 54	Q1
1Y	+54.24%	+8.01%	+46.23	7 / 52	Q1
2Y	+28.18%	-3.93%	+32.11	4 / 40	Q1
3Y	+19.10%	-0.61%	+19.71	1 / 28	Q1
4Y	+16.87%	+7.84%	+9.03	3 / 18	Q1
5Y	+20.25%	+12.24%	+8.01	3 / 16	Q1
7Y	+13.32%	+9.45%	+3.87	2 / 12	Q1
10Y	—	—	—	—	—
Inception	+14.30%	-6.62%	+20.91	3 / 52	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2014 YTD	+30.10%	+29.56%	+0.55	6 / 12
2013	+12.34%	-2.06%	+14.40	1 / 16
2012	+33.84%	+28.53%	+5.31	9 / 21
2011	-19.26%	-27.09%	+7.82	4 / 22
2010	+19.30%	-8.68%	+27.98	6 / 42
2009	+73.08%	+72.50%	+0.57	24 / 44
2008	-46.52%	-49.57%	+3.06	6 / 25
2007	+44.57%	+31.63%	+12.94	4 / 8
2006	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+15.52%

89 windows

min -49.4% · max 84.7%

78% positive

3-Year rolling

+11.09%

65 windows

min -1.5% · max 29.0%

98% positive

5-Year rolling

+11.73%

40 windows

min 3.5% · max 24.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+11.65%

16 windows

min 9.6% · max 14.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.43%

3-year · annualised

Sharpe ratio

0.71

vs risk-free 6.5%

Sortino ratio

1.60

Downside-only deviation

Max drawdown

-16.72%

Jul 2011 → Aug 2011

% positive months

50.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
7 Jul 2014	₹32.7600
4 Jul 2014	₹32.6700
3 Jul 2014	₹32.2700
2 Jul 2014	₹32.3500
1 Jul 2014	₹32.0100
30 Jun 2014	₹31.9500
27 Jun 2014	₹31.4700
26 Jun 2014	₹31.3100
25 Jun 2014	₹31.5700
24 Jun 2014	₹31.7000

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

ICICI Prudential Growth Plan- Institutional Option - I - Growth is a Growth from ICICI Prudential (Institutional plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

ICICI Prudential Growth Plan- Institutional Option - I - Growth has NAV history starting from 02 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Growth Plan- Institutional Option - I - Growth is managed by ICICI Prudential. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Growth Plan- Institutional Option - I - Growth has delivered a absolute return of 54.24% — +46.23 pp ahead of the Growth category average of 8.01%. The fund ranks #7 of 52 in its category — the top (Q1) quartile.

Over the trailing 3-year window, ICICI Prudential Growth Plan- Institutional Option - I - Growth has delivered a CAGR of 19.10% — +19.71 pp ahead of the Growth category average of -0.61%. The fund ranks #1 of 28 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ICICI Prudential Growth Plan- Institutional Option - I - Growth has delivered a CAGR of 20.25% — +8.01 pp ahead of the Growth category average of 12.24%. The fund ranks #3 of 16 in its category — the top (Q1) quartile.

₹1 lakh invested in ICICI Prudential Growth Plan- Institutional Option - I - Growth exactly 5 years ago would be worth approximately ₹251,420 today — a multiplier of 2.51×, based on the 5-year CAGR of 20.25%. The category average over the same window would have grown ₹1 lakh to ₹178,092.

A ₹10,000 monthly SIP in ICICI Prudential Growth Plan- Institutional Option - I - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹1,011,953 today. That's an XIRR (money-weighted annualised return) of 21.03%.

ICICI Prudential Growth Plan- Institutional Option - I - Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,634,929 — XIRR 18.68%.

On a 5-year basis, ICICI Prudential Growth Plan- Institutional Option - I - Growth ranks #3 out of 16 funds in the Growth category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 12.24%; this fund delivered 20.25%.

The worst peak-to-trough decline ICICI Prudential Growth Plan- Institutional Option - I - Growth has experienced over the last 5-year window is 21.61% — its NAV fell from a high on 09 Nov 2010 to a low on 26 Aug 2011. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Growth Plan- Institutional Option - I - Growth averaged 11.73% (best 24.55%, worst 3.49%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.77 — reasonable risk-adjusted performance.

In calendar year 2013, ICICI Prudential Growth Plan- Institutional Option - I - Growth returned 12.34% — beating the Growth category average of -2.06% by 14.40 pp. It ranked #1 of 16 in its category that year.

ICICI Prudential Growth Plan- Institutional Option - I - Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. ICICI Prudential Growth Plan- Institutional Option - I - Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.6%. 5-year CAGR: 20.25%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.