Should I invest in ICICI Prudential Gilt Fund-Investment?

We don't give personal investment advice. ICICI Prudential Gilt Fund-Investment-Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.2%. 5-year CAGR: 5.97%.

ICICI Prudential

ICICI Prudential Gilt Fund-Investment-Growth

Latest NAV

₹104.9393

As of

3 Jun 2026

4,869 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	0.00%	+0.05%	-0.05	43 / 50	Q4
1W	+0.00%	+0.10%	-0.09	44 / 50	Q4
2W	+0.67%	+0.33%	+0.34	11 / 50	Q1
1M	+0.08%	+0.17%	-0.09	22 / 50	Q2
3M	-0.46%	-0.05%	-0.41	30 / 49	Q3
6M	+0.88%	+0.58%	+0.30	21 / 48	Q2
YTD	+0.20%	+0.44%	-0.23	26 / 48	Q3
1Y	+1.42%	-0.07%	+1.49	18 / 48	Q2
2Y	+5.67%	+3.72%	+1.95	14 / 47	Q2
3Y	+6.43%	+4.38%	+2.05	7 / 46	Q1
4Y	+6.99%	+4.72%	+2.27	5 / 44	Q1
5Y	+5.97%	+3.72%	+2.26	3 / 42	Q1
7Y	+7.08%	+4.46%	+2.62	3 / 42	Q1
10Y	+7.48%	+4.82%	+2.66	5 / 42	Q1
Inception	+8.32%	+5.09%	+3.24	5 / 50	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.20%	+0.03%	+0.18	15 / 35
2025	+6.81%	+3.16%	+3.65	1 / 37
2024	+8.16%	+7.11%	+1.05	25 / 37
2023	+8.25%	+5.56%	+2.69	2 / 37
2022	+3.66%	+1.37%	+2.29	6 / 37
2021	+3.70%	+1.03%	+2.67	1 / 37
2020	+12.21%	+8.25%	+3.96	4 / 37
2019	+10.88%	+8.56%	+2.33	13 / 37
2018	+6.73%	+3.47%	+3.26	9 / 47
2017	+0.62%	+0.07%	+0.55	25 / 47
2016	+18.06%	+11.27%	+6.79	4 / 46

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.74%

234 windows

min -4.5% · max 39.0%

96% positive

3-Year rolling

+8.51%

210 windows

min 2.3% · max 14.9%

100% positive

5-Year rolling

+8.34%

185 windows

min 4.4% · max 11.6%

100% positive

7-Year rolling

+8.46%

161 windows

min 5.8% · max 10.4%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.82%

3-year · annualised

Sharpe ratio

-0.07

vs risk-free 6.5%

Sortino ratio

-0.13

Downside-only deviation

Max drawdown

-2.70%

Feb 2026 → Apr 2026

% positive months

88.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Gilt Fund

Scheme	Fund house	NAV	As of
HDFC Gilt Fund-Long Term-Dividend	HDFC	₹12.0577	3 Jun 2026
SBI MGLT- DIVIDEND - PF (Fixed Period - 1 Yr) Option	SBI	₹20.7036	3 Jun 2026
ICICI Prudential Gilt Fund-Investment-Dividend	ICICI Prudential	₹17.1914	3 Jun 2026
Templeton India Govt.Sec. Fund-Long Term Plan - Dividend	Franklin Templeton	₹10.6205	3 Jun 2026
Kotak Gilt-Investment Provident Fund and Trust-Dividend	Kotak Mahindra	₹11.6326	3 Jun 2026
DSP BlackRock Government Securities Fund - Dividend	DSP BlackRock	₹12.3761	3 Jun 2026
BARODA PIONEER GILT FUND-Dividend Plan	Baroda Pioneer	₹25.4008	3 Jun 2026
Canara Robeco Gilt PGS-Growth Plan	Canara Robeco	₹75.5222	3 Jun 2026
UTI - GILT ADVANTAGE-LONG TERM PF-DIVIDEND	UTI	₹26.5331	3 Jun 2026
PGIM India Gilt Fund - Quarterly Dividend	PGIM India	₹13.2250	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹104.9393
2 Jun 2026	₹105.0408
1 Jun 2026	₹105.0435
29 May 2026	₹105.1684
27 May 2026	₹105.0573
26 May 2026	₹105.0376
25 May 2026	₹104.9252
22 May 2026	₹104.4616
21 May 2026	₹104.3531
20 May 2026	₹104.5244

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ICICI Prudential Gilt Fund-Investment-Growth is ₹104.9393. It's a Gilt Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Gilt Fund-Investment-Growth has NAV history starting from 02 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Gilt Fund-Investment-Growth is managed by ICICI Prudential. It's classified by AMFI under the 'Gilt Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Gilt Fund-Investment-Growth has delivered a absolute return of 1.42% — +1.49 pp ahead of the Gilt Fund category average of -0.07%. The fund ranks #18 of 48 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ICICI Prudential Gilt Fund-Investment-Growth has delivered a CAGR of 6.43% — +2.05 pp ahead of the Gilt Fund category average of 4.38%. The fund ranks #7 of 46 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ICICI Prudential Gilt Fund-Investment-Growth has delivered a CAGR of 5.97% — +2.26 pp ahead of the Gilt Fund category average of 3.72%. The fund ranks #3 of 42 in its category — the top (Q1) quartile.

₹1 lakh invested in ICICI Prudential Gilt Fund-Investment-Growth exactly 10 years ago would be worth approximately ₹205,695 today — a multiplier of 2.06×, based on the 10-year CAGR of 7.48%. The category average over the same window would have grown ₹1 lakh to ₹160,073.

A ₹10,000 monthly SIP in ICICI Prudential Gilt Fund-Investment-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹699,848 today. That's an XIRR (money-weighted annualised return) of 6.09%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Gilt Fund-Investment-Growth = ₹1,200,000 invested. It would currently be worth ₹1,692,386 (multiplier 1.41×). XIRR: 6.69%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Gilt Fund-Investment-Growth ranks #3 out of 42 funds in the Gilt Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 3.72%; this fund delivered 5.97%.

The worst peak-to-trough decline ICICI Prudential Gilt Fund-Investment-Growth has experienced over the last 5-year window is 3.21% — its NAV fell from a high on 01 Dec 2021 to a low on 03 Feb 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Gilt Fund-Investment-Growth averaged 8.34% (best 11.60%, worst 4.45%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.22 — negative risk-adjusted performance.

In calendar year 2025, ICICI Prudential Gilt Fund-Investment-Growth returned 6.81% — beating the Gilt Fund category average of 3.16% by 3.65 pp. It ranked #1 of 37 in its category that year.

ICICI Prudential Gilt Fund-Investment-Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Gilt Fund-Investment-Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.2%. 5-year CAGR: 5.97%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential Gilt Fund-Investment-Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Gilt Fund

Recent NAVs

Frequently asked questions

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